Hillsborough Homes with Lake Front Water Frontage

Hillsborough Homes with Lake Front Water Frontage

Welcome to Hillsborough County, Florida, a vibrant and diverse region that seamlessly blends urban sophistication with the natural beauty of the Sunshine State. Nestled along the Gulf Coast, Hillsborough County is home to thriving cities like Tampa and Plant City, offering residents a dynamic lifestyle enriched with cultural experiences, outdoor activities, and a warm, welcoming community.

One of the most enchanting features of Hillsborough County is its stunning lakefront properties. Imagine waking up each morning to the gentle lapping of water against your own private dock, with panoramic views of sparkling lakes right outside your window. Homes with lakefront and waterfront access in this area provide not just a residence but a lifestyle defined by tranquility and recreation. Whether you enjoy fishing, kayaking, or simply soaking in the serene surroundings, living by the water offers endless opportunities for relaxation and adventure.

These properties often feature spacious backyards, perfect for entertaining or enjoying peaceful sunsets over the water. With a variety of architectural styles, from charming bungalows to luxurious modern estates, there’s something to suit every taste and budget.

In Hillsborough County, you’re not just purchasing a home; you’re investing in a lifestyle filled with sunshine, community spirit, and the joys of lakeside living. Explore the possibilities of lakefront living in this beautiful part of Florida, where your dream home awaits amidst the picturesque landscapes and vibrant local culture. Come discover the magic of Hillsborough County—your lakeside paradise is just a visit away!

Newest Hillsborough Homes with Lake Front Water Frontage

$599,999
5 Beds ⋅ 3 Baths ⋅ Indigo Creek SubDv. ⋅ 33572 Zip Code
Under Construction. What's Special: Water View | Flex Room | Loft | Gourmet Kitchen | Pond View. New Construction - December Completion! Welcome to the Monterey at 868 Steel Drive in Indigo Creek! This spacious new two-story home is designed for comfort, flexibility, and effortless entertaining. The gourmet kitchen serves as the heart of the home, featuring a large center island, abundant cabinetry, a walk-in pantry, and a seamless flow into the dining area and expansive great room. A first-floor bedroom suite with a full bathroom is perfect for guests or multigenerational living. Upstairs, the private primary suite offers a relaxing retreat, while three additional bedrooms, a versatile loft, and a convenient laundry room provide plenty of space for everyday living. Enjoy indoor-outdoor living on the covered lanai, ideal for relaxing or gathering with friends and family. Indigo Creek in Apollo Beach offers stunning lake views and plenty of ways to enjoy nature. Planned amenities include a pool, cabana, dog park, and boardwalk, along with a National Wildlife Federation–certified monarch butterfly garden and a nature playscape. Additional Highlights Include: 8' interior doors, shower in bathroom 3, laundry sink, and outdoor kitchen rough-in. MLS#TB8536321

868 Steel Drive, Apollo Beach
$499,999
3 Beds ⋅ 2 Baths ⋅ Indigo Creek SubDv. ⋅ 33572 Zip Code
Under Construction. What's Special: Covered Extended Lanai | Pond View | Flex Room | Gourmet Kitchen. New Construction - November Completion! Welcome to the Biloxi at 846 Steel Drive in Indigo Creek! This new single-story home has a gourmet kitchen featuring a large center island, abundant cabinetry, and a walk-in pantry, flowing seamlessly into the dining area and spacious great room, making entertaining effortless. Tucked away for added privacy, the primary suite includes a well-appointed bathroom and generous closet space. Two secondary bedrooms, a full bathroom, and a versatile flex room provide plenty of room for guests, hobbies, or a home office. Enjoy outdoor living year-round on the expansive covered lanai, perfect for relaxing or gathering with friends. Indigo Creek in Apollo Beach offers stunning lake views and plenty of ways to enjoy nature. Planned amenities include a pool, cabana, dog park, and boardwalk, along with a National Wildlife Federation–certified monarch butterfly garden and a nature playscape. Additional Highlights Include: 8' interior doors, outdoor kitchen rough-in, and extended flooring in the primary bedroom and closet. MLS#TB8536314

846 Steel Drive, Apollo Beach
$574,900
3 Beds ⋅ 2 Baths ⋅ Valrico Lake Estates First Add SubDv. ⋅ 33594 Zip Code
YOUR SEARCH IS OVER! Welcome to 1904 Capri Road, a RARE WATERFRONT HOME situated on 1.24 ACRES along a SKIABLE “LAKE VALRICO.” Enjoy privacy, lake access, and plenty of space with NO HOA dues, NO CDD fees, and NO deed restrictions. A long private driveway leads to the home, surrounded by mature oak trees, lush landscaping, and a peaceful natural setting. Double entry doors open to a bright, flexible floor plan filled with natural light and beautiful backyard and lake views. The first floor offers a spacious front living room, two generously sized secondary bedrooms, and a shared full bathroom with an updated vanity and tiled tub and shower surround with built-in seating. The main living area features Saltillo-style tile, soaring ceilings, large windows, sliding glass doors, and a dramatic floor-to-ceiling stone fireplace framed by wood accents and built-in shelving. The updated kitchen overlooks the main living area and features white cabinetry, granite countertops, a subway tile backsplash, stainless steel appliances, a built-in oven and microwave, an electric cooktop, abundant storage, and a small breakfast bar. A large window above the sink perfectly frames the backyard and lake views. Upstairs, the private primary suite features vaulted ceilings, wood-look flooring, clerestory windows, and an open overlook to the main living area. Sliding glass doors lead to a large covered and screened balcony overlooking the lake. The primary bathroom offers updated cabinetry, generous counter space, an oversized tiled walk-in shower with built-in seating, and direct balcony access. Outdoor living includes a large covered first-floor porch, an additional screened section, an expansive yard, storage shed, covered structure for boats or toys, and a side-entry two-car garage. With direct access to a skiable lake, you can enjoy boating, fishing, and water sports right from your backyard while remaining close to shopping, dining, schools, and major roadways.

1904 Capri Road, Valrico
$250,000
North Lakes Sec E Unit SubDv. ⋅ 33618 Zip Code
Discover a rare opportunity to build your custom lakefront home at 3209 Pleasant Lake Drive in Tampa. Positioned at the end of a quiet cul-de-sac, this vacant lot offers approximately 96 feet of frontage on scenic Lake Heather, a peaceful, non-gas-motor lake ideal for enjoying tranquil water views and nature. The property encompasses has an estimated 11,520-square-foot building area. With no HOA or CDD, you’ll have greater flexibility to bring your vision to life. Enjoy a convenient central Tampa location near shopping, dining, hospitals and popular destinations, including Raymond James Stadium, ZooTampa, Busch Gardens, Amalie Arena and Downtown Tampa. Gulf Coast beaches are also within easy driving distance. Bring your builder and create the lakefront home you’ve been imagining. Buyers should independently verify lot dimensions, building area, zoning, utilities, permitting requirements and all development restrictions with the appropriate authorities.

3209 Pleasant Lake Drive, Tampa
$445,000
3 Beds ⋅ 3 Baths ⋅ River Hills Country Club Parce SubDv. ⋅ 33596 Zip Code
Nestled on a quiet cul-de-sac in the gated River Hills Country Club community of South Valrico, this beautifully maintained pool home offers stunning lake views, a fenced backyard, and a bright, spacious floor plan. Enjoy peace of mind with a brand NEW roof and AC (2026)! Step inside to soaring ceilings and an abundance of natural light. Just off the foyer, a dedicated first floor office provides the perfect space for working from home, while the formal dining room is conveniently situated adjacent to the kitchen for effortless entertaining. The well appointed kitchen is a chef's delight, featuring granite countertops, stainless steel appliances, ample cabinet space, a pantry, breakfast bar, and a separate dining area. The kitchen overlooks the expansive great room, where soaring ceilings and double French doors seamlessly connect the indoor living space to the pool and lanai. The spacious first floor primary suite is a true retreat with private French door access to the pool, a large walk-in closet, and an ensuite bathroom complete with a dual sink vanity and a walk-in shower. Two additional bedrooms and a full bathroom are also located on the first floor. Upstairs, a sprawling bonus room with generous closet space, and a full bathroom create the perfect bonus living area, media room, guest suite, or potential fourth bedroom. Outdoors, the screened lanai and sparkling pool provide the perfect setting to relax or entertain while taking in peaceful lake views. River Hills is a 24 hour manned, gated golf community offering an exceptional array of amenities, including an 18 hole golf course, fitness center, heated community pool, six tennis courts, and dining privileges at the River Hills Country Club. Conveniently located near shopping, dining, major roadways, and top rated schools, this home combines comfort, functionality, and an outstanding location. Schedule your private showing today!

5418 Twin Creeks Drive, Valrico
$330,000
4 Beds ⋅ 2 Baths ⋅ Spencer Crk Ph 1 SubDv. ⋅ 33570 Zip Code
Welcome to 1461 Golden Glow Drive, a spacious 4-bedroom, 2-bathroom home offering peaceful water views and a comfortable, easy-living layout. Positioned along a west-facing pond in the Spencer Creek community, the backyard provides a relaxing setting to enjoy Florida sunsets and the natural scenery beyond. The Hartford floor plan features an open main living area designed for everyday living and entertaining. At the center of the home, the kitchen offers light cabinetry, granite countertops, stainless steel appliances, a roomy pantry, and an extended breakfast bar with space for additional seating. Natural light carries throughout the living and dining areas, creating a bright and welcoming atmosphere. The primary bedroom is set apart from the secondary bedrooms and also overlooks the pond, offering a peaceful water view to wake up to each morning. It includes a large walk-in closet and private bathroom with dual sinks and a walk-in shower. Three additional bedrooms and a full guest bathroom provide space for family, guests, a home office, or hobbies. Additional features include an interior laundry room near the garage entrance and a two-car garage with room for vehicles and storage. Outside, the pond-view backyard offers an inviting place to relax, entertain, or simply take in the evening sky. Residents of Spencer Creek enjoy access to a community pool, playground, dog park, basketball court, and open green spaces. The Ruskin area offers convenient access to I-75 and US-41, making travel to MacDill AFB, St. Petersburg, Tampa, Bradenton, and Sarasota easy. With nearby restaurants, shopping, and Gulf beaches just a short drive away, the location combines everyday convenience with plenty of opportunities to enjoy boating, fishing, nature trails, beaches, and the Florida outdoors. The property is also located within a USDA-eligible area, which may provide qualified buyers with a 0% down financing option. Schedule your private showing and experience the space, setting, and sunset pond views this home has to offer.

1461 Golden Glow Drive, Ruskin
$424,999
4 Beds ⋅ 3 Baths ⋅ Shell Cove Ph 1 SubDv. ⋅ 33570 Zip Code
Virtually Staged. Spacious, beautifully maintained, and designed with both comfort and functionality in mind, this impressive 4-bedroom, 3-bath home offers 2,738 square feet of versatile living space in the desirable Shell Cove community. Overlooking a peaceful pond, the property combines generous indoor living areas with scenic outdoor views, making it an ideal place to entertain, relax, or accommodate a growing family. A welcoming foyer opens to a private den or home office before leading into the heart of the home. The well-appointed kitchen features granite countertops, a large center island, abundant cabinetry, and a walk-in pantry, all overlooking the bright and spacious great room filled with natural light. Sliding glass doors off the dining area lead to the covered, screened lanai where you can enjoy morning coffee, evening sunsets, or weekend cookouts while taking in tranquil pond views. The oversized backyard also provides ample space to add a future pool. The thoughtfully designed floor plan includes a first-floor bedroom and full bath, perfect for guests or multigenerational living. Upstairs, a spacious bonus room offers flexible living space, while an additional bedroom and full bath create a comfortable private retreat for family or visitors. A custom barn door provides added privacy between the primary suite and bonus room. The expansive primary suite offers a bright, relaxing retreat with an ensuite bath featuring dual granite vanities, a soaking garden tub, a custom glass walk-in shower, and two generous walk-in closets. Storage is exceptional throughout the second floor, including a walk-in closet in one of the secondary bedrooms and three additional hallway closets, providing plenty of room to stay organized. This meticulously maintained home also includes a whole-house water softener installed approximately three years ago, a security system, and major components that offer added peace of mind, including a roof and water heater that are both approximately four years old. Residents of Shell Cove enjoy outstanding community amenities including a resort-style pool, clubhouse, playground, and dog park. Conveniently located near US-41 and I-75, you'll have easy access to Tampa, St. Petersburg, Bradenton, shopping, restaurants, marinas, parks, nature preserves, and the beautiful Gulf Coast beaches. Move-in ready and loaded with space, storage, and modern conveniences, this exceptional home is ready for its next owners. Schedule your private showing today!

1167 Ocean Spray Drive, Ruskin
$280,000
3 Beds ⋅ 3 Baths ⋅ Valhalla SubDv. ⋅ 33578 Zip Code
IT'S ALMOST LIKE BUYING BRAND-NEW! The extensive, customized changes to this home this year feel more like a transformation than a typical renovation: tile, wood, stone, stainless steel and more from new floors to ceiling fans, from the entire kitchen and living/dining rooms to every bedroom and bath, with fresh paint and fixtures throughout. You also get extra privacy and convenience at this specific spot in Valhalla, a security-gated neighborhood where Riverview meets Brandon. Privacy is enhanced because your screened lanai and owner suite overlook a backyard fence and a pond, not another neighbor. Convenience advantages include your 1-car garage and nearby guest parking close to the front of the community mere minutes from shops, restaurants, services, and commuter routes. This townhome design has 3 bedrooms and 2 full baths upstairs along with a laundry center, while another half-bath is downstairs beside the spacious kitchen, dining and living spaces. Your HOA fee covers Internet, water and sewer bills in addition to grounds, exterior care, and 2 neighborhood pools. You'll find this place very hard to match, so don't wait to see it!

4746 Pond Ridge Drive, Riverview
$495,000
1 Beds ⋅ 1 Baths ⋅ 5qw / Island Place A Condo SubDv. ⋅ 33602 Zip Code
Move right into this beautifully renovated 1-bedroom, 1-bathroom condominium in Island Place, a prestigious 24-hour gated and guarded community on desirable Harbour Island in the heart of the city. Perched on the top floor, this desirable end-corner residence enjoys the added privacy of no upstairs neighbors while showcasing an abundance of natural light from its ideal position. Step into your private foyer and be welcomed by soaring 11-foot ceilings that fill the home with natural light. The open-concept living, dining, and kitchen areas create an inviting space for both everyday living and entertaining. Just beyond the living room, a private balcony overlooks the tranquil pond, seamlessly extending the living space outdoors. The home features quality finishes throughout, including solid hardwood flooring in the main living areas and elegant tile flooring in the bedroom and bathroom. The spacious bedroom offers custom built-in closet storage, while the adjacent laundry room provides additional storage space. A versatile loft area creates the perfect setting for a home office, reading nook, or creative workspace. The updated kitchen is equipped with Samsung appliances, generous countertop space, and an open layout that allows you to stay connected with guests while preparing meals. With every detail already in place, all that's left to do is move in and enjoy the lifestyle this exceptional residence has to offer. This residence and community are located right in the heart of where you want to be – with easy and convenient access by foot (or car) to Tampa’s Riverwalk, Water Street Tampa, Benchmark Arena, Sparkman Wharf, Bayshore Blvd. and for commuters I-275 & the LeeRoy Selmon Expressway just minutes from the Island – and 15 min. to the nation’s top rated Tampa International Airport. Owners can enjoy resort style amenities all year with a salt water pool and spa; playground and wonderful peace of mind with 24-hr. controlled access security. Experience the perfect blend of style, comfort, and location. Schedule your private showing today and make this exceptional residence yours.

751 Coral Reef Drive, Tampa
$515,499
4 Beds ⋅ 4 Baths ⋅ Indigo Creek SubDv. ⋅ 33572 Zip Code
Under Construction. What's Special: Pond View | Close to Amenity | Dedicated Study | Loft. New Construction - September Completion! Welcome to the Anastasia at 823 Steel Drive in Indigo Creek! Step into a home designed for both comfort and connection, where thoughtful spaces and inviting details create a warm everyday retreat. The open kitchen flows beautifully into the dining area and spacious great room, making gatherings feel effortless. Just beyond, the covered lanai offers the perfect spot for morning coffee or relaxing evenings. The first-floor primary suite provides a peaceful haven with a private bath, while a dedicated study adds flexibility for work or creative pursuits. Upstairs, a generous loft and three secondary bedrooms provide plenty of space for family, guests, or hobbies. With a convenient laundry room, charming front porch, and bright, airy layout throughout, this home blends style, function, and comfort in all the right ways. Indigo Creek in Apollo Beach offers stunning lake views and plenty of ways to enjoy nature. Planned amenities include a pool, cabana, dog park, and boardwalk, along with a National Wildlife Federation–certified monarch butterfly garden and a nature playscape. Additional Highlights Include: laundry appliance package, GE refrigerator, 8' interior doors, single pocket door into the primary bathroom, and outdoor kitchen rough-in. Photos are for representative purposes only. MLS#TB8535780

823 Steel Drive, Apollo Beach
$309,900
3 Beds ⋅ 2 Baths ⋅ Sun City Center Somerset Villa SubDv. ⋅ 33573 Zip Code
Virtually Staged. BREATHTAKING WATER, GOLF COURSE AND CONSERVATION VIEWS! Located in the desirable Somerset Villas community with some of the lowest fees in Kings Point, this exceptional Buttonwood floor plan is among the community’s newer residences and features a NEW ROOF (2025) and NEW WATER HEATER (2025). Offering 3 spacious bedrooms, 2 baths and a 2-car garage, this thoughtfully designed home blends comfort, style and maintenance-free living. The open and inviting floor plan has all the updates you're looking for with custom fans and lighting, crown molding and tray ceilings, tile flooring throughout and the kitchen is a chef's delight. With a huge Island with breakfast bar, 42-inch hardwood cabinetry, quartz countertops and stainless-steel appliances. The spacious primary suite is distinguished by an attractive slat ceiling that adds warmth, texture and architectural character. And the huge walk-in closet has been custom designed by California Closets. Step outside onto the large, covered lanai and enjoy peaceful panoramic views of the water, golf course and surrounding conservation area—the perfect backdrop for morning coffee or relaxing Florida evenings. The comprehensive HOA fee includes 24-hour gated security, premium cable, high-speed internet, building insurance, exterior and grounds maintenance, irrigation, pest control, and water and sewer. Kings Point residents enjoy resort-style amenities, including two beautiful clubhouses, six heated pools, an 850-seat theater, spa services, golf courses, tennis and pickleball courts, a rehabilitation pool, hot tubs, billiards, two state-of-the-art fitness centers, and dozens of social, recreational and sports clubs. Golf-cart access connects residents with nearby medical offices, hospitals, shopping, banking and everyday conveniences, while the community’s complimentary transportation system makes getting around even easier. Conveniently located near Tampa, the Gulf Coast beaches, cruise terminals and Florida’s world-famous attractions, this remarkable home offers the serenity, recreation and convenience of the Kings Point lifestyle. Schedule your private showing and experience it for yourself! This home is unfurnished. The virtual staging is only for inspiration and is not intended to represent the homes current condition.

970 Pembroke Point Way, Sun City Center
$627,000
3 Beds ⋅ 2 Baths ⋅ Tampas North Side Cntry Cl SubDv. ⋅ 33612 Zip Code
Welcome to 12721 N Armenia Ave, a rare opportunity to own a beautifully maintained 3-bedroom, 2-bath home with a desirable split-bedroom floor plan situated on an oversized nearly three-quarter-acre homesite on Lake Fleur De Lis. Offering approximately 1,905 square feet of living space, this property combines privacy, comfort, and exceptional outdoor living. Inside, you'll find spacious living and dining areas, a cozy fireplace, and a thoughtfully designed layout that provides separation between the primary suite and secondary bedrooms, making it ideal for families and guests alike. Step outside to your own private oasis featuring a screen-enclosed concrete Gunite pool professionally resurfaced in 2023. The pool enclosure was completely re-screened in 2025, creating the perfect environment for relaxing, entertaining, and enjoying Florida's year-round sunshine. This home also offers significant recent improvements, including a new HVAC system installed in 2022 and a new roof installed in 2025, providing peace of mind and added value for years to come. The expansive lot offers plenty of room for outdoor activities, gardening, recreational vehicles, boats, or future expansion. Conveniently located near Carrollwood, shopping, dining, schools, and major commuter routes, this property delivers the perfect balance of space, privacy, and accessibility.

12721 N Armenia Avenue, Tampa
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