Sumter Homes with Boatable Water Water Frontage

Sumter Homes with Boatable Water Water Frontage

Welcome to Sumter County, Florida, a hidden gem that perfectly blends natural beauty with vibrant community living. Nestled in the heart of Central Florida, Sumter County boasts a rich tapestry of serene landscapes, charming towns, and a welcoming atmosphere. With its lush greenery and picturesque lakes, it's no wonder that outdoor enthusiasts and families alike are drawn to this captivating area.

One of the most alluring features of Sumter County is its stunning waterfront properties. Imagine waking up to the gentle sounds of nature and the shimmering reflections of the water right outside your window. Homes with boatable water frontage offer a unique lifestyle where fishing, kayaking, and leisurely boat rides become part of your daily routine. Whether you're looking for a cozy retreat or a spacious family home, Sumter County has a diverse selection of waterfront properties that cater to every taste and budget.

The community here is as warm as the Florida sun, with friendly neighbors and a strong sense of camaraderie. Enjoy local events, farmers' markets, and festivals that celebrate the rich culture and history of the area. With easy access to larger cities like Orlando and Tampa, you can enjoy the tranquility of country living while still being close to urban amenities.

Sumter County is not just a place to live; it’s a lifestyle choice that embraces nature, community, and adventure. Explore the possibilities of waterfront living in this enchanting county, where your dream home awaits!

Newest Sumter Homes with Boatable Water Water Frontage

$50,000
2 Beds ⋅ 2 Baths ⋅ Leisure Time Mobile Home Estates SubDv. ⋅ 33538 Zip Code
Calling all investors, handymen, and visionaries, this Lake Panasoffkee gem is ready for its next chapter! Tucked into the established Leisure Time Estates community, this 2 bedroom, 2 bath home sits on a 3,750 sq ft lot just steps from the neighborhood’s private boat ramp with direct access to Lake Panasoffkee’s legendary fishing waters. This property needs a full remodel from top to bottom, a true blank canvas for the right buyer to bring their vision to life. Whether you’re looking to renovate a weekend fishing retreat, add to your investment portfolio, or create an affordable full time home in Central Florida, the bones and the location are here waiting for you.

1318 Cr 461, Lake Panasoffkee
$365,000
3 Beds ⋅ 2 Baths ⋅ Idlewild Park SubDv. ⋅ 33538 Zip Code
Lakefront, LAKEFRONT, 75 feet of lake frontage, your view is 1.02 miles across open water to undeveloped, protected land of Lake Panasoffkee Wildlife Management area. Stand on the dock and count the bluegill in the clear water. You are located on the north side of the lake, toward the center is lots of eel grass, fish the edges for big bass, across the lake is shell island – known for beds loaded with panfish. The lake is approximately 5 miles long running north to south and a mile east to west. When the water is up you can explore Little Jones Creek and find the springs. Head down Outlook River and go to the Withlacoochee River. It is a 141 mile river system that goes all the way to the Gulf of America. Parts of the River are OLD undeveloped Florida. Head south on the river and you will need extra gas to explore all the water. If the Wysong Lock is down you can make it all the way to Rainbow Springs. Lake Panasoffkee is a paradise for people that love the water, fishing, exploring and wildlife. Don’t forget the Wildlife Management Areas: 2 across the lake, Jumper Creek on the south side of town and 4 in neighboring Citrus County. This is paradise for outdoor lovers. The house is like a concrete bunker. It was built in the days when homes where built to last. Everything is stone solid. Bathrooms are original and in great shape. Kitchen appliances are original and do their job. Not like the modern stuff, spends thousands on a new frig and your replacing in a couple of years. Underneath the carpet are Terrazzo floors. Walls are plaster. Roof is metal and replaced in 2025, A/C replaced in May of 2025, paint was new in 2023, water tank was replaced in 23 – insurance companies will be ecstatic. The home is neat and clean, will cared for and ready for your decorating or up dating. If you are looking for a weekend paradise or winter paradise, hurry, hurry, hurry. This has a lot to offer for the price. This area is a hidden gem, other lakes are priced out of the common man’s budget. Hurry before this area gets discovered. Oops, I almost forgot about the location. Hwy 75 makes travel easy, 47 minutes to downtown Ocala or just over an hour to downtown Tampa, Orlando is 62 minutes away. You get to live in nature and be close to the city life. For local entertainment, shopping and dining it’s 20 to 25 minutes to Brownwood, Eastport or Middleton in the Villages. When the day is done, pour a glass of wine, walk down to your dock, and watch the evening sky come alive as birds glide across the lake heading to roost. It's the perfect way to unwind and enjoy peaceful lake life.

4136 Cr 400, Lake Panasoffkee
$249,900
3 Beds ⋅ 2 Baths ⋅ Lake Shore Park SubDv. ⋅ 33538 Zip Code
Discover the charm of true Florida living in this Fisherman's retreat! Inviting 3 bedroom, 2 bath home perfectly positioned on a spring-fed canal with direct access to beautiful Lake Panasoffkee. Split bedroom plan and open living areas offer a comfortable layout and plenty of space, ready for your personal touch. The bedrooms are roomy with large closets. The garage plus carport allows parking for the whole family. Step outside onto one of your porches and enjoy a property designed for both relaxation and functionality. You’ll find a covered picnic table, outside bar, workshop with storage, covered storage, an elevated dock ideal for parking your boat, fishing or simply unwinding while taking in the peaceful waterfront views. The property also features a dockside outdoor cook shed and a dedicated entertainment room, making it easy to host gatherings or enjoy quiet evenings outdoors. Only a few miles to I-75 gives you easy access to everything you need. Located in a great community on a quiet cul-de-sac, this home is full of potential and ready to be transformed into your perfect waterfront escape. Additional parcel at the end of the street also available.

919 Cr 482d, Lake Panasoffkee
$203,000
3 Beds ⋅ 1 Baths ⋅ 2nd Add Tracys Pt SubDv. ⋅ 33538 Zip Code
Discover the potential of this charming 3 bedroom, 1 bath single family home situated on a quiet cul-de-sac in the sought after Tracy's Point community, a deed-restricted community of homes only. Constructed of durable concrete block with stucco exterior, this property offers a unique waterfront setting with canal frontage on two sides. Enjoy your morning coffee or evening relaxation from the screened front porch with beautiful views of Lake Panasoffkee. Inside the home features recent remodeling throughout including but an updated kitchen with matching stainless steel appliances, Corian countertops, and solid wood cabinetry. Luxury vinyl plank flooring runs throughout the living areas and bedrooms, offering both style and durability. The bathroom features laminate flooring and functional design. The chain-link fenced backyard provides a secure space for pets, gardening, or outdoor enjoyment. The waterfront location, combined with the property's corner-like positioning surrounded by water on two sides, creates a setting that is difficult to find at this price point. This home is being offered at a price designed to attract immediate interest and presents an excellent opportunity for buyers seeking waterfront living with room to add value. For those needing to commute Interstate 75 and the Florida Turnpike are located a short distance away. The Villages are approximately 15 minutes away providing dining, shopping, and nightly entertainment. This home has experienced some settling and is priced accordingly. Recent appraisal on file and available upon request.

1141 County Road 457, Lake Panasoffkee
$689,000
4 Beds ⋅ 3 Baths ⋅ Sunset Shores SubDv. ⋅ 33538 Zip Code
WATERFRONT PARADISE on over 1/2 acre with breathtaking views of the beautiful Withlacoochee River with NO HOA! This one-of-a-kind property offers an exceptional waterfront lifestyle with what may be one of the finest lots on the river. Enjoy direct river access with your private dock, fishing pier, boat slip, boathouse, and expansive waterside deck—perfect for boating, fishing, entertaining, or simply taking in the spectacular sunsets. This spacious 4-bedroom, 3-bath home is designed to maximize the stunning water views with an open-concept floor plan and large windows throughout. The gourmet kitchen is a chef's dream, featuring granite countertops, stainless steel appliances, custom cabinetry, a convection oven, wine refrigerator, and abundant workspace for cooking and entertaining. The oversized primary suite serves as a private retreat with gorgeous water views and a luxurious ensuite bath complete with a large jacuzzi tub, separate shower, and generous space to unwind. Additional features include a huge laundry room with ample storage, a dedicated art studio, and a massive 4-car garage. Outside, the beautifully landscaped grounds create a true private oasis with a circular driveway, RV hookup, generator wiring, and plenty of room to enjoy the peaceful surroundings. With NO HOA, you'll have the freedom to enjoy your property your way. Whether you're looking for a full-time residence, weekend getaway, or waterfront retreat, this extraordinary waterfront estate offers the perfect blend of luxury, privacy, and outdoor living in a quiet, peaceful neighborhood. Rare opportunities like this don't come along often! Schedule your private showing today.

4885 Cr 307, Lake Panasoffkee
$625,000
4 Beds ⋅ 3 Baths ⋅ Idlewild Park SubDv. ⋅ 33538 Zip Code
Experience true waterfront living on the shores of beautiful Lake Panasoffkee in this stunning 4 bedroom 3 bath pool home situated on nearly an acre with approximately 300 feet of lake frontage. Tucked away at the end of a paved county road, this private retreat offers panoramic views, peaceful surroundings, and exceptional indoor-outdoor living. Designed for both comfort and entertaining, the home features wood and tile flooring throughout, and spacious layout with both a living room and family room. The oversized owner's suite provides a relaxing escape, while the additional bedrooms offer generous space for family and guests. The kitchen is equipped with all stainless steel appliances, solid wood cabinetry, and quartz countertops and opens seamlessly to the home's expansive entertaining areas. Outside you can enjoy the pool with screen enclosure and fully equipped outdoor kitchen with concrete countertops, stainless steel grills, sink, and ice makers all perfectly positioned to enjoy breathtaking lake views. For boating and outdoor enthusiasts, the property includes a private dock and covered boat slip on Lake Panasoffkee. A massive 30x25 garage/workshop provides excellent space for hobbies, storage, or recreational equipment. The paved four-board/wire fencing, and dual automatic gates add both functionality and curb appeal. Located in a quiet neighborhood a short distance from The Villages where you can find dinning, shopping, and nightly entertainment. For those needing to commute Interstate 75 and The Florida Turnpike are just a hop, skip, and a jump away. Schedule your private showing today and begin your journey to experiencing the ultimate Florida lifestyle.

4232 County Road 400, Lake Panasoffkee
$119,900
2 Beds ⋅ 2 Baths ⋅ Timberwoods Estates SubDv. ⋅ 34785 Zip Code
ANOTHER PRICE IMPROVEMENT!!! Welcome to this charming home offering nearly 1,300 square feet of comfortable living space, thoughtfully designed with an open floor plan perfect for both everyday living and entertaining. The spacious layout features a bright and airy living room and dining room combination, seamlessly flowing into a large, open kitchen with plenty of room for cooking, gathering, and storage. In addition to the main living areas, you’ll find a separate family room—ideal for relaxing, a home office, or a media space. The home sits on an oversized lot, providing exceptional privacy and plenty of outdoor space to enjoy. The entire outside of the home was recently painted. Recent updates add peace of mind and modern appeal, including a brand-new air conditioning system installed in February 2026 and a new water heater in March 2026. All the flooring was installed in 2024. The home also features new front windows, a new sliding glass door, newer appliances throughout. An oversized carport offers ample covered parking and additional storage space. With its combination of updates, space, and privacy, this home is a fantastic opportunity you won’t want to miss.The community is absolutely gorgeous with countless amenities, which include: large swimming pool with hot tub, 18 hole championship golf course, driving range and putting greens, shuffleboard, tennis, pickle ball, fitness center, library, billiards room, softball field, and a 5 star restaurant and lounge. What more can you ask for? This is a beautiful home in a beautiful community. You won't be disappointed!!!

108 N Timber Trail, Wildwood
$110,000
3 Beds ⋅ 2 Baths ⋅ River Retreats SubDv. ⋅ 33513 Zip Code
Owner Financing Opportunity in Bushnell!This 2-bedroom, 2-bath single-wide manufactured home offers 1,392 sq. ft. of living area and is situated on a 0.22-acre corner lot. The property includes a 12 x 20 metal carport and is serviced by well and septic.Enjoy boat ramp access to the Withlacoochee River, adding recreational appeal. Located outside of a flood zone with no HOA restrictions. Possible owner financing available, making this an attractive option for qualified buyers.Property is currently rented to an employee. Do not disturb tenants. Showings by appointment only.

9374 Cr 657, Bushnell
$220,000
3 Beds ⋅ 2 Baths ⋅ N/A SubDv. ⋅ 33538 Zip Code
Welcome to this beautifully updated 3-bedroom, 2-bath home, located just one lot in from Lake Panasoffkee on a canal. This property offers the perfect blend of comfortable living and access to some of Central Florida’s best fishing and boating. The home has been recently remodeled and features updated finishes throughout, making it move-in ready. The finished bonus room provides flexible space ideal for a home office, guest room, hobby room, or additional living area. Outside, enjoy a two-car carport with storage room and a peaceful canal-side setting with quick, easy water access while maintaining added privacy being set one lot off the main waterfront. Whether you’re looking for a full-time residence, weekend retreat, or investment property, this home delivers relaxed lake-area living with modern updates already completed. Conveniently located in Lake Panasoffkee, near The Villages, local marinas, dining, and outdoor recreation, this is a rare opportunity to own a remodeled home with canal access in a growing area

2346 Cr 401, Lake Panasoffkee
$169,500
2 Beds ⋅ 2 Baths ⋅ Continental Country Club SubDv. ⋅ 34785 Zip Code
Great location, middle of Community on a corner lot which gives you lots of space. Exciting layout with 2 bedrooms, 2 bathrooms plus extra area adjacent to kitchen, make it whatever you want which opens to large kitchen area and sliders to enclosed porch which leads to screened porch, laundry area plus storage and golf cart garage. It's a bit crowed due to tenants having their furniture plus owner has it partially furnished so be patient when looking around, take your time. Primary bedroom has a very large ensuite which would allow you space should you decide to remodel and bring the washer/dryer inside for convenience. The enclosed Florida room off the kitchen area would also work for additional sleeping space when receiving family or friends wanting to stay overnight. Great possibilities, just give the home your personal touch.

19 Bobcat Trail, Wildwood
$25,000
Pana-Coo-Chee Retreats SubDv. ⋅ 33538 Zip Code
Build your dream home on this waterfront canal lot in the heart of Lake Panasoffkee, one of Central Florida's hidden gems for boating, fishing, and outdoor recreation. This property features a concrete seawall already in place, adding value and helping simplify future development. Enjoy canal frontage with access to the area's renowned waterways, perfect for fishing enthusiasts, nature lovers, and anyone seeking a peaceful waterfront lifestyle. With no shortage of nearby outdoor activities, including boating, kayaking, wildlife viewing, and access to Lake Panasoffkee, this property offers the perfect combination of recreation, privacy, and future potential. Whether you are looking to build now, invest for the future, or secure your own slice of Florida waterfront living, this is an opportunity you do not want to miss. Conveniently located near I-75, The Villages, Inverness, and Orlando, this property provides easy access to shopping, dining, entertainment, and medical facilities while still offering the tranquility of Old Florida living. Bring your vision and start planning your waterfront retreat today.

3057 Cr 431n, Lake Panasoffkee
$42,500
Thunderbird Terrace Add 01 SubDv. ⋅ 33538 Zip Code
Don't miss out on this pristine lot with a canal on two sides in a sought after community. This lot is ready for the placement of your dream home with access to Lake Panasoffkee in your back yard. There is over 4,000 acres of Florida's best fishing here for you to enjoy. You are rural but close to the turnpike, just minutes away from the villages and close to Tampa and Orlando and Disney as well. The Villages are close by with plenty of entertainment and fun, plus shopping for you to experience. All of this for just 45K!

Cr 448c, Lake Panasoffkee
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