Sumter Homes with Canal - Freshwater Frontage

Sumter Homes with Canal - Freshwater Frontage

Welcome to Sumter County, Florida, a hidden gem nestled in the heart of the Sunshine State! Known for its picturesque landscapes and serene waterways, Sumter County is a haven for those seeking a tranquil lifestyle away from the hustle and bustle. One of its charming towns, Lake Panasoffkee, offers a unique blend of small-town charm and outdoor adventure, making it an ideal place for families, retirees, and nature enthusiasts alike.

Imagine waking up to the gentle sounds of nature, with your home nestled along the banks of a pristine freshwater canal. In Lake Panasoffkee, homes with canal frontage provide not just a residence but a lifestyle. These properties boast direct access to the water, perfect for fishing, kayaking, or simply enjoying the breathtaking views. Spend your weekends exploring the lush surroundings, or take a leisurely boat ride on the tranquil waters, all from the comfort of your backyard.

The community of Lake Panasoffkee is as welcoming as it is vibrant. With a rich history and a strong sense of community, residents enjoy a variety of local events, farmer's markets, and recreational activities. The nearby Lake Panasoffkee Wildlife Management Area offers opportunities for hiking, birdwatching, and spotting Florida's diverse wildlife.

Whether you're seeking a peaceful retreat or an active lifestyle, Sumter County’s freshwater canal homes in Lake Panasoffkee promise the best of both worlds. Discover your dream home in this enchanting area and embrace the Florida lifestyle today!

Newest Sumter Homes with Canal - Freshwater Frontage

$425,000
2 Beds ⋅ 1 Baths ⋅ Panasoffkee Forest SubDv. ⋅ 33538 Zip Code
Located in the heart of Lake Panasoffkee at the intersection of C-470 and County Road 414, this property offers a unique opportunity for waterfront residential development. With the approved plots for up to 13 single-family manufactured homes along the canal front and outlet river, or 8 "cottages" 600-800 sq ft in size, already plotted by the county. All approved site plans are recorded with the county, and available to interested buyers upon request to the listing agent. This site is perfect for transforming into a picturesque waterfront, river access, income producing community. Currently, the property includes one home and five mobile home, Three of the mobile homes are in disrepair and will require removal, one is a lot lease and one is rented. The site build home has a new roof replaced in 2025, and new flooring throughout. The redevelopment possibilities are immense, allowing for the creation of a modern, inviting neighborhood that takes full advantage of the stunning waterfront views. County Road 414 provides direct access to a scenic walking bridge that overlooks the outlet and leads to Marsh Bend “Outlet” Park. This park is a local favorite, featuring a public boat ramp, walking trails, a beach volleyball court, picnic areas, fishing spots, grill stations, and a pet area, enhancing the appeal of this location for future residents. Discover the potential of this exceptional property and imagine the waterfront lifestyle it can offer. Call or email us today to explore all the development possibilities.

2886 N C 470, Lake Panasoffkee
$234,900
3 Beds ⋅ 3 Baths ⋅ Tracys Point 2nd Add SubDv. ⋅ 33538 Zip Code
Canal Front Opportunity in Tracy's Point with Direct Access to Lake Panasoffkee! Welcome to 2345 CR 453, Lake Panasoffkee ,a one-of-a-kind canal front property on Keepers Canal with direct access to Lake Panasoffkee, perfectly situated for bass boats and pontoons. Set on a double lot totaling 0.41 acres in the Tracy's Point community, this solid block construction home built in 1963 offers incredible potential for the right buyer and it comes furnished. The main home features 1,476 sq ft of living space with an expanded primary bedroom, a second bedroom divided by a partitioned wall, 2 bathrooms, original wood beam ceilings, tile and carpet flooring, and a screened-in porch that is perfect for enjoying the waterfront setting. A carport and utility/storage areas round out the property. A separate 1 bedroom, 1 bathroom mother-in-law suite with a full bath and air conditioning is ideal for guests, extended family, or potential rental income. The suite also includes additional attached storage rooms, providing excellent space for tools, gear, or lake equipment. Three water heaters service the property, plumbing has been recently re-piped, and the AC has been recently updated in the main home. Membrane roofing in place. Located in the flood zone but has never flooded. Tracy's Point offers a private neighborhood boat launch and a remarkably low HOA of just $40/year. Sold as-is. Don't miss this rare chance to own a double waterfront lot on the canal with Lake Panasoffkee access at an exceptional value.

2345 Cr 453, Lake Panasoffkee
$249,900
3 Beds ⋅ 2 Baths ⋅ Lake Shore Park SubDv. ⋅ 33538 Zip Code
Discover the charm of true Florida living in this Fisherman's retreat! Inviting 3 bedroom, 2 bath home perfectly positioned on a spring-fed canal with direct access to beautiful Lake Panasoffkee. Split bedroom plan and open living areas offer a comfortable layout and plenty of space, ready for your personal touch. The bedrooms are roomy with large closets. The garage plus carport allows parking for the whole family. Step outside onto one of your porches and enjoy a property designed for both relaxation and functionality. You’ll find a covered picnic table, outside bar, workshop with storage, covered storage, an elevated dock ideal for parking your boat, fishing or simply unwinding while taking in the peaceful waterfront views. The property also features a dockside outdoor cook shed and a dedicated entertainment room, making it easy to host gatherings or enjoy quiet evenings outdoors. Only a few miles to I-75 gives you easy access to everything you need. Located in a great community on a quiet cul-de-sac, this home is full of potential and ready to be transformed into your perfect waterfront escape.

919 Cr 482d, Lake Panasoffkee
$203,000
3 Beds ⋅ 1 Baths ⋅ 2nd Add Tracys Pt SubDv. ⋅ 33538 Zip Code
Discover the potential of this charming 3 bedroom, 1 bath single family home situated on a quiet cul-de-sac in the sought after Tracy's Point community, a deed-restricted community of homes only. Constructed of durable concrete block with stucco exterior, this property offers a unique waterfront setting with canal frontage on two sides. Enjoy your morning coffee or evening relaxation from the screened front porch with beautiful views of Lake Panasoffkee. Inside the home features recent remodeling throughout including but an updated kitchen with matching stainless steel appliances, Corian countertops, and solid wood cabinetry. Luxury vinyl plank flooring runs throughout the living areas and bedrooms, offering both style and durability. The bathroom features laminate flooring and functional design. The chain-link fenced backyard provides a secure space for pets, gardening, or outdoor enjoyment. The waterfront location, combined with the property's corner-like positioning surrounded by water on two sides, creates a setting that is difficult to find at this price point. This home is being offered at a price designed to attract immediate interest and presents an excellent opportunity for buyers seeking waterfront living with room to add value. For those needing to commute Interstate 75 and the Florida Turnpike are located a short distance away. The Villages are approximately 15 minutes away providing dining, shopping, and nightly entertainment. This home has experienced some settling and is priced accordingly. Recent appraisal on file and available upon request.

1141 County Road 457, Lake Panasoffkee
$159,900
2 Beds ⋅ 2 Baths ⋅ Continental Country Club - Timberwoods SubDv. ⋅ 34785 Zip Code
Mother nature is calling you to sit and relax looking out over the canal, watch the beautiful Florida birds and wild life on either the open air screened porch or the glass enclosed porch, just foot steps to the fresh water canal. Yes you can relax with little left to do, beautiful modernized kitchen, section made for coffee/bar, granite counter tops, freshly painted, new luxury vinyl flooring throughout the home in soft grey neutral tones and skylights. The large primary bedroom has ensuite with built ins, walk in California style closet. Bring plenty of furniture, you'll need it for this over sized living room great for entertaining. Guest bedroom and bath with shower/ tub combo, plus double closets. Front entrance has a screed porch area that leads to storage building large enough for adding a golf cart also has washer and dryer. Continental Country Club is one of the few communities where you own your land. Enjoy our Olympic size pool, tennis, pickleball, fitness center, library, craft buildings, wood working, full service restaurant and lounge plus public 18 hole championship golf course. Only 3 miles to Brownwood, The Villages with free entertainment every night, this area is perfect, central Florida, 1 hour any direction, to the Gulf, to the Atlantic, sourth to Orlando, north to Ocala. You will love living here, I know, because I do.

603 Robin Lane, Wildwood
$265,000
3 Beds ⋅ 2 Baths ⋅ Panasoffkee Estates SubDv. ⋅ 33538 Zip Code
Welcome to your slice of Florida paradise! This just-completed new construction 3 bedroom, 2 bathroom home sits on a beautiful canal-front lot just over ¼ acre, offering direct access to Lake Panasoffkee. Inside, you’ll find a thoughtfully designed layout featuring wood-look tile throughout the main living areas and carpet in the bedrooms, a spacious master suite with a large walk-in closet, a dedicated laundry room, and a 1-car garage. Enjoy outdoor living with covered front and back porches, perfect for relaxing and taking in the peaceful surroundings. Step outside and embrace true Florida living with fishing, kayaking, canoeing, and air boating right from your backyard, with Lake Panasoffkee being a spring-fed lake known for excellent fishing. Spectrum internet is available, and you’re conveniently located just a short drive to The Villages for shopping, dining, and nightly entertainment while still enjoying a quiet, nature-filled setting. This is your opportunity to own a brand new canal-front home in one of Florida’s best hidden gems.

1025 Cr 452a, Lake Panasoffkee
$349,900
2 Beds ⋅ 2 Baths ⋅ Panasoffkee Retreats SubDv. ⋅ 33538 Zip Code
If you’ve been searching for a well-built waterfront home in Lake Panasoffkee with direct canal access to the lake, this property deserves your attention. Located on a canal just off Lake Panasoffkee, this home offers peaceful water views, excellent construction, and true Florida outdoor living. Constructed with durable metal siding and roofing, this home was built with strength and longevity in mind. Inside, you’ll find an open-concept layout with vaulted ceilings that make the main living area feel bright and spacious. Natural light pours in through multiple windows, showcasing clean lines, modern finishes, and a comfortable lake-house feel. The kitchen is thoughtfully designed with solid surface countertops, stainless appliances, ample cabinetry, and a functional galley layout that maximizes space and efficiency. The living and dining areas flow seamlessly together, creating an inviting setting for everyday living or weekend guests. The home features two well-appointed bedrooms and a beautifully finished bathroom with a walk-in tiled shower, subway tile walls, and pebble-style flooring for a custom touch. Step outside to the covered back porch overlooking the canal — this is where the lifestyle truly comes together. Enjoy morning coffee while watching the water, unwind in the evenings, or cast a fishing line right from your backyard. With quick access to Lake Panasoffkee, you’re minutes from boating, fishing, and exploring one of Central Florida’s most loved natural lakes. The property also includes a large covered metal carport structure, detached storage sheds for tools or hobbies, a dedicated laundry area, a covered patio with outdoor seating space, a hot tub setup overlooking the water, and open yard space with room to expand or personalize your outdoor living area. Whether you're looking for a full-time residence, seasonal retreat, Airbnb opportunity, or a fisherman’s getaway, 645 CR 485A offers solid construction, water access, and low-maintenance living in a prime Lake Panasoffkee location. Canal-front. Durable build. Move-in ready. Schedule your private showing and experience Florida waterfront living at its best.

645 Cr 485a, Lake Panasoffkee
$220,000
3 Beds ⋅ 2 Baths ⋅ N/A SubDv. ⋅ 33538 Zip Code
Welcome to this beautifully updated 3-bedroom, 2-bath home, located just one lot in from Lake Panasoffkee on a canal. This property offers the perfect blend of comfortable living and access to some of Central Florida’s best fishing and boating. The home has been recently remodeled and features updated finishes throughout, making it move-in ready. The finished bonus room provides flexible space ideal for a home office, guest room, hobby room, or additional living area. Outside, enjoy a two-car carport with storage room and a peaceful canal-side setting with quick, easy water access while maintaining added privacy being set one lot off the main waterfront. Whether you’re looking for a full-time residence, weekend retreat, or investment property, this home delivers relaxed lake-area living with modern updates already completed. Conveniently located in Lake Panasoffkee, near The Villages, local marinas, dining, and outdoor recreation, this is a rare opportunity to own a remodeled home with canal access in a growing area

2346 Cr 401, Lake Panasoffkee
$172,000
3 Beds ⋅ 2 Baths ⋅ Panasoffkee Retreats SubDv. ⋅ 33538 Zip Code
Whether the sun is shining or not we think there’s a good chance the fish are bitting. Everyone says they want a handyman special. So here you go. Don’t let a little sweat equity stand in the way of you and a new weekend get-a-way. Originally built in 1973, this beauty is showing its age but eager for its next chapter if you give it a chance. Standing tall this wood frame, with a metal roof, stilt home, says bring your toothbrush and your tool box and let’s make a deal. Technically a 2 bedroom home, but an easy conversion can make this a 3 bedroom in no time. There are 2 full bathrooms and an open kitchen, dining and living area. There is a covered porch toward the front of the house and an open porch facing the canal for your morning cup of coffee or entertaining some friends your call. Situated along side a spring fed canal to Lake Panasoffkee, Lake Pan as the locals call it, enjoy fishing, kayaking, canoeing, air boating, watching the wildlife and more. Touted as one of the best Bass fishing lakes in Florida and voted one of Florida's Top 10 Family Fishing Destinations by World Fishing Network. Lake Panasoffkee is a true spring fed lake and is one of Florida's best hot spots for Largemouth bass, bluegill, sunfish, war-mouth and catfish. Lake Panasoffkee flows into the Outlet River that flows into the Withlacoochee River. Conveniently located just a short drive to The Villages you can be close to shopping, dining, and nightly entertainment. One hour from Orlando International Airport and one hour from Tampa international Airport this weekend warrior project is in the heart of central Florida. Unfortunately no VA/FHA/USDA or conventional loans accepted unless they are a rehab loan product of those agencies. This one needs some work. No owner financing available. Owner occupied but very easy to show with an appointment. Call or message today.

853 Cr 484, Lake Panasoffkee
$124,900
3 Beds ⋅ 2 Baths ⋅ Panasoffkee Retreats SubDv. ⋅ 33538 Zip Code
Discover comfortable waterfront living in this beautifully updated 3-bedroom, 2-bath home located on a spring-fed, boatable canal with a short, scenic ride to Lake Panasoffkee. Enjoy peaceful mornings and breezy evenings on the spacious back porch overlooking the water, or relax on the welcoming front porch. This is a manufactured home, nothing like a mobile home! Currently being used as a Short Term Rental with consistent bookings! Accessing the water is a breeze with your own dock out back and with deeded access to a private boat ramp just 6 lots away. Inside, the fully furnished home offers a bright and open layout with a newly remodeled kitchen featuring granite countertops and modern cabinetry. All bedrooms include walk-in closets, and the primary suite impresses with an oversized bathroom complete with a garden tub, separate shower, and recent upgrades including new vanity, mirror, faucets, and toilets. Thoughtful improvements throughout add peace of mind, including new ceiling fans in the bedrooms, new central air, furnace, and hot water heater within the last 3 years, plus a freshly painted exterior. The washer and dryer are just 1 year old, and the roof is only 9 years old. A new privacy fence lines the front of the property with a 16-foot swing gate installed just last year, offering both curb appeal and security. Also included is a full year of trash pick up! Whether you're looking for a full-time residence, a serene weekend getaway, or as an Short Term Rental this waterfront home delivers comfort, convenience, and Florida outdoor living at its best. Seller offering $4,000 towards Closing Costs with agreeable offer!

843 Cr 484, Lake Panasoffkee
$25,000
Pana-Coo-Chee Retreats SubDv. ⋅ 33538 Zip Code
Build your dream home on this waterfront canal lot in the heart of Lake Panasoffkee, one of Central Florida's hidden gems for boating, fishing, and outdoor recreation. This property features a concrete seawall already in place, adding value and helping simplify future development. Enjoy canal frontage with access to the area's renowned waterways, perfect for fishing enthusiasts, nature lovers, and anyone seeking a peaceful waterfront lifestyle. With no shortage of nearby outdoor activities, including boating, kayaking, wildlife viewing, and access to Lake Panasoffkee, this property offers the perfect combination of recreation, privacy, and future potential. Whether you are looking to build now, invest for the future, or secure your own slice of Florida waterfront living, this is an opportunity you do not want to miss. Conveniently located near I-75, The Villages, Inverness, and Orlando, this property provides easy access to shopping, dining, entertainment, and medical facilities while still offering the tranquility of Old Florida living. Bring your vision and start planning your waterfront retreat today.

3057 Cr 431n, Lake Panasoffkee
$379,500
3 Beds ⋅ 2 Baths ⋅ Lake Shore Park SubDv. ⋅ 33538 Zip Code
Waterfront- Nestled along a great fishing canal that opens up to the stunning Lake Panasoffkee. This custom built 3-bedroom, 2-bath home offers a spacious open floor plan with soaring ceilings and recessed lighting throughout. Each bedroom includes a walk-in closet, offering ample storage space, and there's additional built-in storage thoughtfully placed throughout the home.The kitchen is a chef’s dream—featuring granite countertops, real wood cabinetry, Travertine flooring, a walk in pantry and a large breakfast bar with seating that's perfect for entertaining family and friends. The primary bedroom is very generous in size that has a very functional bathroom and walk in closet combo with a walk-in shower. The home also includes a dedicated indoor laundry room for added convenience when doing laundry that is located near attached garage. One of the standout features is the set of double doors that open to a generously sized screened lanai, ideal for relaxing while enjoying the serene water views and wildlife just steps away. The back lanai has custom plank tiled floors, with an area that is plumbed for an outdoor kitchen or a hot-tub and wired for a television with additional outlets throughout. Whether you're looking for a peaceful retreat or a home built for hosting, this waterfront gem has it all. Just minutes away, you'll find multiple boat ramps that provide easy access to Lake Panasoffkee--renowned for some of the best fishing in Florida.The lake flows into the scenic Withlacoochee River, where you can enjoy boating, kayaking, and viewing an abundance of native wildlife. Enjoy the small-town charm while still being just minutes from The Villages that hosts free nightly entertainment, golf courses, shopping, dining, and much more! You're also close to Florida’s west coast, offering waterfront dining, kayaking, fishing, beaches, and natural springs for the perfect weekend adventures. Convenient access to I-75 and the Florida Turnpike makes travel to Orlando’s theme parks and major airports a breeze. This home gives the perfect blend of comfort, privacy, and convenience to the Florida lifestyle. Equal Housing Opportunity.

876 Cr 467, Lake Panasoffkee
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