Osceola Homes with Canal - Freshwater Frontage

Osceola Homes with Canal - Freshwater Frontage

Welcome to Osceola County, Florida—an enchanting blend of natural beauty and vibrant community living! Nestled in the heart of Central Florida, Osceola County boasts an array of stunning landscapes, from lush wetlands to picturesque lakes, making it a haven for outdoor enthusiasts and families alike. Known for its rich cultural heritage and proximity to world-renowned attractions like Walt Disney World and Universal Studios, Osceola offers the perfect mix of adventure and tranquility.

One of the most appealing features of this remarkable county is its selection of homes with canal and freshwater frontage. Imagine waking up to the soothing sounds of water gently lapping against your private dock or enjoying a morning coffee on your patio while basking in the serene views of the canal. These homes provide not just a residence, but a lifestyle—one that embraces nature and leisure.

With easy access to fishing, kayaking, and boating right from your backyard, residents can fully immerse themselves in the beauty of Florida’s outdoors. The canals are home to a variety of wildlife, offering a unique opportunity for nature lovers to observe and appreciate the local ecosystem.

Osceola County is also known for its strong community spirit, excellent schools, and a variety of shopping and dining options. Whether you’re looking for a peaceful retreat or a vibrant community to call home, Osceola County is the perfect place to find your dream home with canal and freshwater frontage. Discover the magic of living in Osceola—where every day feels like a vacation!

Newest Osceola Homes with Canal - Freshwater Frontage

$585,000
5 Beds ⋅ 4 Baths ⋅ Hanover Lakes Ph 4 SubDv. ⋅ 34772 Zip Code
Welcome home! This waterfront property boasts 5 bedrooms and 3.5 bathrooms - the perfect large family or multigenerational home - with direct connection to the Alligator Chain of Lakes through the community boat lift for a luxurious lakefront lifestyle that places relaxing, boating, and fishing fun right at your doorstep. Modern finishes, smart home features, and a prime location on a quiet dead-end street position it as an ideal retreat for those seeking the lakefront lifestyle. The open family room and chef's kitchen anchor the home's interior, with a large island, breakfast bar seating, quartz waterfall countertop, stainless steel appliances, self-cleaning double wall oven, farm sink, pantry closet, and 42-inch upper cabinets providing serious cooking capabilities for all occasions, with a quaint canal view. Smart features add a layer of 21st-century functionality to this home, with the garage door, thermostats, Eufy security system, and double wall oven being Wi-Fi connected and controllable whether you are home or away. Although these seem like small things, the little things make such a difference when life never seems to slow down. The app for the oven is the seller’s personal favorite because you can set the temperature ahead of time, so it is ready as soon as you walk in. The features don’t stop there. Recessed lighting illuminates the main areas, where cohesive and durable tile creates visual continuity from the entry foyer to the family room. The cohesiveness continues throughout the home, with all bedrooms featuring plush carpet, offering warmth and comfort in the private quarters, while all bathrooms include matching quartz countertops that perfectly complement the kitchen. Whether it is a morning coffee, a lazy Sunday, or quality time, the relaxing canal view can be enjoyed from the screened patio, family room, or even your bed in the primary suite. Air-conditioned storage is another plus of this home, with several large closets throughout, including some that are hidden away. Beyond the property itself, the community of Hanover Lakes features an array of thoughtful amenities. First off, there is a community boat ramp and lift to the Alligator Chain of Lakes, making the need for a private dock optional. Secondly, there is a community pool with a small waterpark that has two slides, a covered patio with plenty of tables and chairs, a shaded playground, and a multipurpose field adjacent to the pool, perfect for all kinds of fun under the sun. The pool, playground, and patio sit behind a security gate that can be opened via an app, keeping the area secure and making it the perfect setting for the whole family to enjoy. Next to the boat lift, there is also a covered fishing dock that provides both a relaxing place to fish and view the calming waters of Alligator Lake. For daily needs, Publix and Winn-Dixie are minutes away, while Royal St. Cloud Golf Links is just around the corner for golf enthusiasts. Lakefront Park is also nearby with waterfront dining and outdoor recreation, including a beach area, walking/riding trails, splash pad, playground, and a public boat ramp providing access to additional boating, fishing, and water recreation on the East Lake Toho Chain of Lakes. St. Cloud Medical Center is conveniently located for medical needs, and proximity to the FL Turnpike ensures smooth regional connectivity. Do not miss your chance to experience this waterfront lifestyle firsthand. Schedule your private showing today!

5012 Bessie Court, St Cloud
$600,000
Mccools Add To Kissimmee Park SubDv. ⋅ 34772 Zip Code
WATERFRONT INVESTMENT & DEVELOPMENT OPPORTUNITY ON WEST LAKE TOHO! Approximately 1.89 acres with freshwater canal access to Lake Tohopekaliga, offering water views, lake privileges and a unique opportunity in the rapidly growing St. Cloud market. An adjoining approximately 1.83-acre waterfront parcel may also be available, creating the potential to assemble approximately 3.72 waterfront acres. With utilities available and commercial or mixed-use possibilities subject to county approval, this property offers exciting potential for an investor, developer or owner-user. Conveniently located near major roadways, shopping, dining and the continued growth of the St. Cloud area. Buyer to independently verify zoning, land use, development potential and permitted uses with the appropriate county authorities.

Seaman Avenue, St Cloud
$549,000
3 Beds ⋅ 2 Baths ⋅ Bay Lake Estates SubDv. ⋅ 34771 Zip Code
Welcome home to your canal front property on a half acre leading to Bay Lake! This 3 bedroom, 2 bath home features an open floor plan with soaring ceilings and sliding glass doors all along the back of the house and skylights to let in lots of natural light. The backyard faces a conservation area across the canal, so no rear neighbors! Some of the upgrades include the kitchen, both bathrooms, roof replaced in 2022, HVAC system replaced 2025, hot water heater 2025, screened garage door replaced 2024 and drainfield replaced in 2021. A brand new 16' by 10' barn style shed was just installed in March of 2026. There is lots of lush, mature landscaping for privacy and lots of trees for shade. Relax on the dock in the morning and enjoy all the birds and squirrels! An oversized garage has extra storage for all your toys. An enclosed 48' by 12' lanai is great for entertaining. If you are looking for a beautiful property on the water where you are not on top of your neighbors, look no further. Bay Lake Estates has a boat ramp for the community residents use. Enjoy Florida living at its best!

6590 Bay Shore Drive, St Cloud
$569,000
3 Beds ⋅ 3 Baths ⋅ Kissimmee Isles Unit 1 Rep SubDv. ⋅ 34746 Zip Code
Waterfront living with golf course and pond views at this recently renovated 3-bedroom, 3-bath home on approximately one-quarter acre. NO HOA. The backyard opens to a canal with access toward Shingle Creek and Lake Tohopekaliga, offering opportunities for boating, kayaking, fishing and wildlife viewing. The property includes a boathouse, boat and three kayaks, subject to confirmation in the purchase contract. The home has two additional large flex rooms suitable for an office, recreation room, guest space or other uses. Recent improvements include a new side entrance door, fresh interior paint, a brand-new air-conditioning system, new LED lighting, and new tamper-resistant receptacles and switches throughout. Enjoy the large screened lanai with a hot tub and roll-down storm shutters, or relax on the new oversized composite front porch overlooking the golf course and ponds. The landscaped backyard features a firepit seating area, gravel walking paths, mature palm trees and tall hedges along both sides for added privacy. Additional features include an oversized driveway with parking capacity for approximately six vehicles, two storage sheds for tools and recreational equipment, and a private well with an underground pump and whole-house water-filtration system installed approximately two years ago. Free drinking water from the well and free irrigation water from the canal. A distinctive combination of waterfront access, outdoor recreation, generous parking, flexible interior space and peaceful views from both the front and back of the property.

2625 Harris Boulevard, Kissimmee
$665,000
5 Beds ⋅ 3 Baths ⋅ Hanover Lakes Ph 5 SubDv. ⋅ 34772 Zip Code
Seller says sell - Price reduced and OFFERING $10,000 in closing cost assistance!! Welcome to this stunning 5-bedroom, 3-bath home built in 2023 by LandSea Homes, featuring the desirable Wilshire floor plan with almost 3,200 SQFT of living space. If you are looking for a BOATING LIFESTYLE with RESORT STYLE amenities, this is for YOU! Perfectly positioned on a canal with DOCK RIGHTS and access to the Alligator Chain of Lakes, this home blends modern comfort, flexible living, and the Florida lifestyle buyers are looking for. From the moment you arrive, the inviting front porch sets the tone. It's the perfect spot to enjoy your morning coffee while watching the neighborhood come to life with walkers, runners, and bike riders. Inside, you'll find a spacious and thoughtful layout designed for both everyday living and entertaining. The main level features a downstairs bedroom and full bath, ideal for guests, multigenerational living, or added privacy, along with a DEDICATED OFFICE for working from home or managing daily life. The open kitchen boasts stainless steel appliances, a LARGE ISLAND, BACKSPLASH, and a dining area just off to the side, creating an easy flow for hosting, gathering, and staying connected. The downstairs is also already tiled for you! Upstairs, you'll find four additional bedrooms, including a spacious primary suite with a large walk-in shower and generous walk-in closet. A loft and separate flex space provide even more room to spread out, whether you need a media area, playroom, home gym, study space, or second living area. Step outside to your screened back lanai and enjoy peaceful canal views overlooking the water. The newly finished SOUTH FACING (getting the most sun all day) HEATED SALT WATER POOL, completed in 2024, creates the ultimate backyard retreat for relaxing, entertaining, and enjoy the Florida days. The canal offers the potential for a private dock, giving you the opportunity to further embrace waterfront living and access to the Alligator Chain of Lakes. The community adds even more to love, with a BOAT LIFT that provides access from the canal system out to the lake, plus a community pool with a SPLASH AREA and a PLAYGROUND. There's no shortage of fun for anyone in HANOVER LAKES. Whether you're enjoying time at home, relaxing by your own pool, or taking advantage of the neighborhood resort style amenities, this home offers a lifestyle that feels connected, convenient, and full of opportunity. With nearly new construction, a flexible floor plan, a new pool, canal frontage, lake chain access, and wonderful community amenities, this home offers space, lifestyle, and location all in one beautiful package. WHY WAIT TO BUILD? Everything is already done for you! Ask about currently available financing options featuring competitive interest rates, low-down-payment programs, and potential no-closing-cost options for qualified buyers. Program availability, rates, terms, and buyer eligibility are subject to lender approval and may change without notice.

5026 Down Court, St Cloud
$519,000
5 Beds ⋅ 3 Baths ⋅ Hanover Lakes Ph 2 SubDv. ⋅ 34772 Zip Code
This unique waterfront community allows for individual docks to be built for homes that are directly located on one of the canals. Welcome to 3385 Wauseon Drive, a 5-bedroom, 3-bath waterfront home located in Hanover Lakes, one of St. Cloud's boating communities with direct canal access to Alligator Lake. Offering over 2,600 square feet of living space and a 3-car garage with an upgraded epoxy-coated garagefloor, fenced yard, motorized screen for the lenai, this property combines spacious living with access to Florida's outdoor lifestyle. Positioned on a canal-front homesite, the home enjoys water views from the rear and conservation views from the front. Hanover Lakes features a community boat lift system that provides residents with access from the canal system to Alligator Lake, creating opportunities for boating, fishing, kayaking, and exploring the surrounding waterways. Inside, the open-concept floor plan is designed for both everyday living and entertaining. The kitchen features quartz countertops with generous cabinet and counter space. Engineered hardwood flooring extends throughout the main living areas, while the family room showcases a coffered ceiling and triple sliding glass doors that open to the covered lanai overlooking the water. The primary suite is located on the main level and offers canal views, dual vanities, a spacious walk-in shower, private water closet, and an oversized walk-in closet. An upstairs bonus suite provides flexible living space that can be utilized as a guest retreat, home office, media room, playroom, or additional living area. Residents of Hanover Lakes enjoy access to a resort-style swimming pool, boat lift, community boat access, and neighborhood amenities designed to complement the waterfront setting. This home offers the opportunity to enjoy waterfront living while remaining connected to everything in Central Florida. Whether you're relocating to Central Florida, searching for a waterfront home in St. Cloud, or looking for a property that offers boating access and spacious living, 3385 Wauseon Drive presents a unique opportunity to enjoy life on the water.

3385 Wauseon Drive, St Cloud
$580,000
5 Beds ⋅ 2 Baths ⋅ New Eden On The Lakes Unit 15 Replat SubDv. ⋅ 34771 Zip Code
Virtually Staged. WATERFRONT HOME WITH DIRECT ACCESS TO THE ALLIGATOR CHAIN OF LAKES! Beautifully remodeled 5-bedroom, 2-bathroom home situated on a canal with direct access to Coon Lake and the Alligator Chain of Lakes. This move-in-ready property combines modern updates, waterfront amenities, and practical features designed for Florida living. Recent improvements include a new roof (2023), all new windows (2023), HVAC system (2024), and a private boat dock (2024). The property is further enhanced by a durable composite seawall, helping protect the shoreline while providing easy access to the water. Inside, you'll find tile flooring throughout and a spacious floor plan designed for comfortable living. The primary suite features an upgraded custom closet system, while the remodeled interior offers a clean, modern aesthetic throughout the home. Outdoor living is a highlight of this property. The expansive covered rear porch spans nearly the entire width of the home and is equipped with remote-controlled retractable screens, allowing you to enjoy the space year-round. A dedicated concrete pad is already in place for a future outdoor kitchen. For those needing additional flexibility, the property also includes RV hookups. The canal location offers the added benefit of regular maintenance due to its role as an emergency access waterway, helping provide continued navigability and accessibility to the chain of lakes. Additional features include a private well with a water filtration system and a quiet location with no through traffic.

1330 S Shore Drive, St Cloud
$449,900
4 Beds ⋅ 2 Baths ⋅ Bellalago Ph 4k SubDv. ⋅ 34746 Zip Code
Welcome to 3801 Bowfin Trail, Kissimmee, FL 34746 — a beautifully maintained WATERFRONT ACCESS HOME located in the award-winning resort-style community of Bellalago. Positioned on a premium lot with only one direct neighbor, this exceptional one-story residence offers 3 bedrooms, 2 bathrooms, a dedicated den/study or 4th bedroom, and a spacious 3-car garage. Nestled on a quiet corner homesite, the property backs directly to waterfront access leading to Lake Tohopekaliga, creating a peaceful setting with added privacy and beautiful natural surroundings. Designed with both comfort and functionality in mind, the open-concept floor plan seamlessly connects the living, dining, and kitchen areas, making it ideal for entertaining or everyday living. Large windows fill the home with natural light while the covered lanai provides the perfect space to relax and enjoy Florida's outdoor lifestyle. This home has been lightly lived in as a secondary residence, occupied approximately 6–8 weeks per year, resulting in minimal wear and exceptional overall condition. For added peace of mind, a NEW A/C SYSTEM was installed approximately two months ago. When built, the owners selected numerous upgrades, including: • Upgraded cabinetry in the kitchen, bathrooms, and laundry room • Laundry room cabinets • Upgraded tile flooring throughout the main living areas, bathrooms • Interior paint upgrades • Upgraded master shower and soaking tub • Upgraded sinks and plumbing fixtures • Upgraded front entry door • Window blinds throughout • Security system installation • Added gutters • Over-cabinet electrical outlets • Covered lanai and paver driveway Beyond the home itself, Bellalago offers one of the most impressive lifestyle experiences in Central Florida. This master-planned waterfront community showcases stunning Spanish Mediterranean architecture, barrel tile roofs, lush landscaping, scenic water views, and resort-inspired amenities throughout. Residents enjoy: • 24-hour manned gated security • Direct access to Lake Tohopekaliga via private boat ramp and lakefront docks • Three resort-style swimming pools • Two state-of-the-art fitness centers • Tennis, pickleball and basketball courts • Walking and biking trails • Fishing pier and waterfront recreation areas • Dog parks and playgrounds • Daily community activities and fitness classes • On-site poolside restaurant and gathering spaces • Cable TV included through the HOA Whether you're looking for a full-time residence, seasonal retreat, or waterfront lifestyle without the waterfront price tag, 3801 Bowfin Trail offers an incredible opportunity to enjoy one of Central Florida's premier lakefront communities. Come experience the Bellalago lifestyle and discover why so many residents proudly call this community home.

3801 Bowfin Trail, Kissimmee
$564,900
4 Beds ⋅ 3 Baths ⋅ Hanover Lakes Ph 1 SubDv. ⋅ 34772 Zip Code
Lake front living at its Finest! Welcome home to your Lennar Provincetown model show home on the Hanover Chain of Lakes! This is a dream come true if you ever wanted to boat or fish from your own backyard (or 3 doors down at the boat launch)! Walk into your light-filled freshly painted home. Formal dining room, gorgeous island kitchen with butler pantry and Great Room await you. Your screened patio is a perfect place for your morning coffee or evening meals observing the birds on the water. Upstairs you’ll find a cozy family room, four generous sized bedrooms, two more bathrooms and a laundry room. The community pool and playground are just a few doors down so no maintenance for you! Come enjoy the Good Life where you’ll feel like you are on vacation every single day!

4935 Chase Court, St Cloud
$694,000
4 Beds ⋅ 4 Baths ⋅ Bellalago Ph 4p SubDv. ⋅ 34746 Zip Code
Welcome to 2341 Eagle Talon Ct, Kissimmee, FL 34746 — a beautifully remodeled 4-bedroom, 3.5-bath waterfront home located on a quiet cul-de-sac in the highly sought-after Bellalago community. This rare property offers direct access to Lake Tohopekaliga with a private dock ready for your boat, making it a true Florida boater’s dream. Backing up to a protected conservation area and eagle preserve with no rear neighbors, the home delivers unmatched privacy and peaceful water views. Step outside to a large open-air seating area overlooking the water and conservation, perfect for morning coffee, sunset evenings, or entertaining guests in a serene natural setting. Inside, you’ll find modern upgrades, stainless steel appliances, and elegant finishes throughout. A highly desirable main-floor mini suite adds flexibility for guests or multigenerational living. The luxurious primary suite features double sinks, a garden tub, and a spacious walk-in shower designed for comfort and relaxation. Upstairs, the home includes two additional bedrooms along with a massive loft space that can easily serve as a movie theater, entertainment room, game room, or home office. Additional highlights include a spacious 3-car garage, thoughtfully updated interiors, and a layout designed for both everyday living and entertaining. Outdoor living continues beyond the home with access to community basketball and volleyball courts, as well as a dog park for your furry family members. Located inside the gated community of Bellalago, residents enjoy world-class resort-style amenities including resort pools, fitness centers, tennis and pickleball courts, walking and biking trails, lakeside parks, boat ramps with direct access to Lake Toho, fishing piers, and 24-hour guarded security. All of this is just minutes from Disney, Orlando attractions, shopping, and dining.

2341 Eagle Talon Court, Kissimmee
$429,900
3 Beds ⋅ 2 Baths ⋅ Maple Terrace SubDv. ⋅ 34771 Zip Code
MOVE-IN READY! UNIQUE LAKE-ACCESS OPPORTUNITY! Welcome to 2234 Maple Ter, a charming 3-bedroom, 2-bath single-family home in the Maple Terrace area of St. Cloud. Built in 1979 and offering approximately 1,504 heated square feet, this one-story home sits on a spacious 0.40-acre lot in a quiet established neighborhood near Alligator Lake. The property features a private screened pool, in-ground spa, covered carport, mature landscaping, and a peaceful outdoor setting with nearby canal and lake views. The owner has directly stated that the home offers front-door access to Alligator Lake and the connected Chain of Lakes, plus shared ownership interest in a private canal with private boat dock and direct lake access. Inside, the home offers a functional layout with separate living and dining areas, solid-surface kitchen counters, ceiling fans, window treatments, and accessibility-friendly bathroom features including a walk-in tub and shower grab bars. Recent owner-reported updates include a new roof in 2023, new pool screen in 2022, new pool pump in 2025, pool tile and resurfacing in 2026, A/C system serviced in 2025, well pump serviced in 2026, whole-home generator with 100-gallon rented propane tank, and transferable Massey termite bond. Carpet has been removed and not replaced, and seller is offering up to $20,000 in buyer concessions, which may be used toward flooring, repairs, closing costs, prepaid items, or other allowable costs. Conveniently located near US-192, Lake Nona area access, shopping, dining, schools, and major Central Florida roadways. IMPORTANT NOTE TO BUYER AGENT: Limited-service listing. Please see Realtor Only Remarks or Showingtime Instructions on StellarMLS for showing and offer instructions.

2234 W Maple Terrace, St Cloud
$459,900
3 Beds ⋅ 2 Baths ⋅ Bay Lake Estates SubDv. ⋅ 34771 Zip Code
Waterfront living, a private pool, and a half-acre lifestyle — welcome home to Bay Shore Drive. This 3-bedroom, 2-bath CBS pool home sits on over half an acre with 110 feet of canal frontage leading directly to Bay Lake. Drop your kayak or tie up your boat at the private wood dock, take a dip in the sparkling freeform screened pool, and enjoy everything this established waterfront neighborhood has to offer — including a private community boat ramp and tennis courts, all with no mandatory HOA. Step inside and you'll immediately notice the new laminate flooring flowing through the main living areas and the striking exposed wood beam ceiling detail that gives this home real character. The spacious living room features a large picture window that fills the space with natural light, and the open staircase leads to the upper level with its own covered balcony overlooking the neighborhood. The kitchen offers solid wood cabinetry, plenty of counter space, and a window with views out toward the pool and lanai — making meal prep feel a little more like Florida living. A mud room connects the kitchen directly to the covered back porch, keeping your home clean after pool days and boating adventures. Out back is where this property truly shines. The enormous covered and painted lanai runs the full length of the home — perfect for outdoor dining, entertaining, or just relaxing in the shade. Step through to the screened pool enclosure with its freshly replaced screens and generous pool deck, and take in the wide open yard that stretches down to your seawall and dock on the canal. Peace of mind is built in: new roof (2021), new electrical panel (2026), new water heater (2025), and new laminate flooring (2026) mean the big-ticket items are already done. The 2-car finished garage adds even more utility. Bay Lake access. Private dock. Pool. Half acre. Optional HOA. This is the Florida waterfront lifestyle — without the waterfront price tag of newer construction.

6570 Bay Shore Drive, St Cloud
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