St Cloud (City of St Cloud) Homes for Sale

St Cloud (City of St Cloud) Homes for Sale

Welcome to St. Cloud, Florida—an enchanting city nestled in Osceola County that beautifully blends small-town charm with modern conveniences. Known for its picturesque landscapes, vibrant community, and rich history, St. Cloud is a hidden gem that offers an ideal backdrop for families, retirees, and anyone seeking a peaceful place to call home.

St. Cloud boasts a warm, inviting atmosphere, with a strong sense of community that’s evident in its numerous parks, recreational facilities, and annual events. The city is situated along the shores of East Lake Tohopekaliga, providing residents with stunning waterfront views and plenty of opportunities for fishing, boating, and enjoying nature. With a variety of shopping, dining, and entertainment options, you’ll find everything you need just minutes away.

For those in search of their dream home, St. Cloud offers a diverse array of properties for sale. From charming single-family homes in friendly neighborhoods to modern townhouses and spacious waterfront properties, there’s something to suit every taste and budget. The real estate market in St. Cloud is thriving, making it an excellent time to invest in a home in this delightful city.

Whether you’re looking to settle down in a family-friendly environment or retire in a serene setting, St. Cloud is the perfect place to start your next chapter. Explore the homes for sale today and discover why so many are choosing to call St. Cloud home!

Newest St Cloud (City of St Cloud) Homes for Sale

$550,000
6 Beds ⋅ 4 Baths ⋅ Michigan Estates SubDv. ⋅ 34769 Zip Code
Welcome to 351 Michigan Estates Circle, an impressive 6-bedroom, 4-bath pool home offering 3,831 square feet of spacious living in the desirable Michigan Estates community of St. Cloud. Built by Meritage Homes, this expansive two-story residence provides the space, flexibility, and functionality today's buyers are looking for. The heart of the home is the spacious kitchen featuring wood cabinetry, generous counter space, a breakfast bar, and an eat-in dining area overlooking the family room. Soaring ceilings and abundant natural light create an open and inviting atmosphere, while separate formal living and dining areas provide additional space for entertaining and special occasions. The first-floor primary suite offers privacy and convenience with a spacious en-suite bath featuring dual vanities, a separate shower, soaking tub, and walk-in closet. An additional office/den on the first floor provides excellent flexibility for working from home, a guest room, or additional living space. Upstairs, you'll find a large loft/media area along with generously sized secondary bedrooms, creating plenty of room for family, guests, hobbies, or a home theater. Step outside to your own backyard retreat featuring a covered lanai, swimming pool, and fenced yard—perfect for enjoying Florida's year-round outdoor lifestyle. Additional highlights include solar panels, an attached 2-car garage, mature landscaping, and ample interior storage. Conveniently located near shopping, dining, schools, the Florida Turnpike, Downtown St. Cloud, St. Cloud Lakefront Park, Lake Nona Medical City, Orlando International Airport, and Central Florida's world-famous attractions. With nearly 4,000 square feet of living space, six bedrooms, a private pool, and a versatile floor plan, this home offers an exceptional opportunity in the heart of St. Cloud.

351 Michigan Estates Circle, St Cloud
$224,900
4 Beds ⋅ 1 Baths ⋅ St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
Ready for investor or second home. The 4 bedroom 1 Bath home in the heart of Saint Cloud is move in ready. No work needed but could be upgraded. Ceramic tile through out the home. Utility room is inside. Roof and AC units were installed 4 years ago and electrical breaker box is GE. Large back yard with a large elevated storage shed. Has one car carport with room to park behind and in the yard. Make your appointment to see this house today. All information is deemed to be accurate but buyer and buyers agent need to verify all information and measurements.

919 Columbia Avenue, St Cloud
$245,000
2 Beds ⋅ 2 Baths ⋅ Canoe Creek Villas SubDv. ⋅ 34769 Zip Code
SPACIOUS END UNIT IN CANOE CREEK VILLAS, this charming 2-bedroom, 2-bath home offers comfortable living with an open-concept floor plan. The spacious living and dining area flows into the well-appointed kitchen, featuring an eat-in space, solid stone countertops, tile flooring, and a convenient pass-through to the dining area. High ceilings and sliding glass doors fill the living space with natural light and lead to a covered, screened-in lanai—perfect for relaxing or entertaining. Additional features include washer and dryer, spacious storage closet, and two reserved parking spaces, plus guest parking. The primary suite includes an ensuite bath, walk-in closet, and ceiling fan, while the second bedroom provides easy access to the hall bathroom. Enjoy a low HOA with NO CDD! HOA amenities include a community pool, exterior painting, pest control, and landscaping. Conveniently located with easy access to the Florida Turnpike, shopping, restaurants, and everyday conveniences. Call today to schedule your private showing!

3219 Villa Way Circle, St Cloud
$344,900
4 Beds ⋅ 3 Baths ⋅ St Cloud SubDv. ⋅ 34769 Zip Code
Welcome to 814 Minnesota Ave, a unique St. Cloud property offering flexibility, extensive updates, and plenty of room to make it your own. The main residence features 3 bedrooms and 2 bathroom, LVP flooring throughout, and a charming remodeled kitchen complete with quartz countertops. A detached 1-bedroom, 1-bathroom ADU/mother-in-law suite provides additional living space complete with a kitchenette featuring a refrigerator, sink, and microwave. The property has undergone extensive improvements, including updated plumbing and electrical, replacement breakers, an additional electrical panel, and a roof replaced in 2018. The detached suite shares electrical service and A/C with the main residence. Outside, the large backyard and no HOA create even more possibilities, with plenty of space to envision a pool, workshop, shed, expanded outdoor entertaining area, or simply a spacious backyard to enjoy. Located just minutes from Downtown St. Cloud and the St Cloud Lakefront Park, you'll have convenient access to local restaurants, shops, parks, recreation, and everything that makes this part of St. Cloud special. With easy access toward Narcoossee Road and the Lake Nona area, this property combines character, flexibility, and location in one unique package. Whether you're looking for a mother-in-law suite, space for extended family or guests, a home office, or simply a property that gives you options, 814 Minnesota Ave is one worth seeing in person.

814 Minnesota Avenue, St Cloud
$329,999
4 Beds ⋅ 2 Baths ⋅ St Cloud SubDv. ⋅ 34769 Zip Code
Virtually Staged. Old St. Cloud charm, a generous backyard, and an easy single-story layout come together at 235 Tennessee Avenue, a 4-bedroom, 2-bath home set on a deep 0.22-acre lot just two blocks from the lake and about a block and a half from the park. An expanded driveway and side-entry garage create a practical arrival, while the broad front lawn introduces the sense of space found throughout the property. Inside, warm parquet floors carry through the living and dining areas and into all four bedrooms, giving the home a natural sense of continuity. The bright kitchen brings together ample cabinetry, recessed lighting, and space for casual dining. Its open connection to the dining and living rooms keeps the main gathering spaces comfortable and connected. The split-bedroom arrangement gives the primary suite its own position along one side of the home, complete with a private bath, while three additional bedrooms and a second full bath provide flexibility for guests, work, hobbies, or everyday living. Ceiling fans, window treatments, and practical storage add comfort throughout. At the back of the home, the covered screened lanai becomes a true extension of the living space, creating a shaded setting for morning coffee, casual meals, or a quiet end to the day. Beyond it, the fully fenced backyard stretches across the deep lot with a wide expanse of lawn for gardening, recreation, pets, or future outdoor projects. A 2022 shingle roof adds a meaningful update, while the oversized one-car garage and expanded driveway provide useful parking and storage. With the lake and park close by, this home offers a comfortable connection to St. Cloud's outdoor lifestyle while preserving the breathing room of a private fenced lot.

235 Tennessee Avenue, St Cloud
$345,000
3 Beds ⋅ 3 Baths ⋅ St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
Hard to find Historic Home in St Cloud. In 2021 there was an approved COMPLETE REMODEL. It was Remodeled from Top to bottom. Remodel included METAL ROOM *2021). Tankless Water Heater, Stainless Steel Appliances, Under Counter lighting, , Real Hardwood Floors, Double Insulated Windows, Foam Insulation, Exterior Features: In 2021 New Hardy Siding, Large Read Deck on Rear of Home, Alley Access, Completely Fenced. Open Floor plan on 1st Floor along with Separate Laundry Room and 1/2 Bath. All Bedrooms are on the 2nd floor. Many more interior upgrades, its a Must See. Within Walking Distance to downtown St Cloud and public transportation. 10 Blocks to East Lake Toho and the yearly activities.

1018 Missouri Avenue, St Cloud
$375,000
3 Beds ⋅ 3 Baths ⋅ Pinewood Gardens SubDv. ⋅ 34769 Zip Code
Welcome to 2430 Bittle Way, a beautiful 3 bedroom, 2.5 bathroom home, located in the Pinewood Gardens estate in St Cloud, Fl. This home built in 2019 boasts 1,875 sqft of living space and is equipped with energy-efficient solar panels and a Soft water conditioning system. As you enter the home, you'll be greeted by a spacious and open floor plan. The kitchen complete with stainless steel appliances and ample storage, flows seamlessly into the living and dining areas. Upstairs, you'll find the primary bedroom with an en-suite bathroom featuring large vanities and a walk in shower. A bonus room, two additional bedrooms, a full bathroom are also located on the upper level. The home backs up to a relaxing water view. Outside, the home boasts a beautifully landscaped yard front and sides, as well as various fruit trees. The home also features a spacious 2-car garage. Welcome home. Schedule a showing today!

2430 Bittle Way, St Cloud
$419,900
4 Beds ⋅ 2 Baths ⋅ The Landing At Runnymede SubDv. ⋅ 34769 Zip Code
Move-In Ready & Fully Renovated! Welcome home to this beautifully updated 1,623-square-foot, 4-bedroom, 2-bathroom home, thoughtfully renovated and ready for your family. The open floor plan offers a spacious living room plus an additional sitting/sun room, creating plenty of flexible living space. Bright natural light fills the home, highlighting the modern finishes throughout. The updated kitchen features solid wood cabinetry with soft-close features, brand-new stainless steel appliances, quartz countertops, and a stunning waterfall island—perfect for everyday living and entertaining. The primary suite offers a dual vanity and walk-in shower, while the guest bathroom features a tub/shower combination. All-new fixtures, modern finishes, waterproof laminate flooring, new doors and trim, and 5-inch baseboards complete the fresh, contemporary look. Step outside to enjoy the gorgeous, spacious yard featuring mature trees, a paver patio, soffit lighting, and a firepit—ideal for relaxing or entertaining. A concrete pad is already in place and ready for your shed or additional storage. Best of all, many of the major improvements have already been taken care of! The water heater was replaced in 2019; the roof, soffit, gutters, and solar attic fan were completed in 2023; the HVAC system and all new ductwork were installed in 2025; and the plumbing was completely re-piped in 2026. With extensive renovations, major systems already updated, a beautiful yard, and NO HOA, this home is truly move-in ready. Come see everything 910 Whisler has to offer!

910 Whisler Court, St Cloud
$335,000
4 Beds ⋅ 2 Baths ⋅ Sunny Acres Corr Of SubDv. ⋅ 34769 Zip Code
Welcome to 224 California Avenue! This updated 4-bedroom, 2-bath home combines classic St. Cloud character with fresh, modern finishes on a generous .23-acre lot shaded by mature trees. The completely remodeled kitchen features white shaker-style cabinetry, quartz countertops, subway tile backsplash and plenty of storage and workspace. The adjoining dining area flows into a spacious living room, while updated bathrooms, light wood-look flooring and a neutral interior palette create a fresh, cohesive feel throughout the home. Enjoy Florida living with two spacious screened porches offering over 550 sq. ft. of additional covered outdoor living space — perfect for dining, entertaining or relaxing. The generous yard offers plenty of outdoor space along with beautiful mature trees. Conveniently located in an established neighborhood near Downtown St. Cloud, shopping, dining, parks and the St. Cloud Lakefront. With four bedrooms, extensive updates and exceptional indoor/outdoor living space, this home is ready for its next owner. Schedule your private showing today!

224 California Avenue, St Cloud
$344,900
3 Beds ⋅ 1 Baths ⋅ Sunny Acres Corr Of SubDv. ⋅ 34769 Zip Code
Welcome home to this beautifully updated property offering a spacious open floor plan and a fantastic location. Improvements include a new roof (2023), a new hot water heater (2023) and all new Hurricane-rated windows (2023). The stylish kitchen features stainless steel appliances and quartz countertops, while the inside laundry room adds everyday convenience. The completely remodeled, spa-like bathroom provides a relaxing retreat. Situated on a large corner lot with a fenced in yard, side entry gate and 110 hookup, creating an ideal setup for RV and boat parking. Enjoy everything St. Cloud has to offer, with the lakefront just steps away. Take advantage of the scenic walking path, waterfront dining, marina, splash pad and playground. Or you could watch the sunset from a Riverboat cruise. Stroll through the historic downtown district to explore its charming shops and restaurants, or enjoy a game of pickleball at the nearby courts. A beautifully updated home with space, style and an unbeatable location-this home is a must see.

237 California Avenue, St Cloud
$379,700
3 Beds ⋅ 3 Baths ⋅ Pinewood Gardens SubDv. ⋅ 34769 Zip Code
Welcome home to a lifestyle designed for comfort, space, and everyday enjoyment! Built in 2019, this beautiful two-story home offers 3 bedrooms, 2.5 bathrooms, a spacious den, and a 2-car garage, combining modern features with a warm and inviting feel. The open-concept living area flows seamlessly into a stylish kitchen featuring a large center island with seating, granite countertops, stainless steel appliances, and plenty of cabinetry—perfect for casual mornings, entertaining friends, or gathering with family. Step outside and enjoy a generous private, fully fenced backyard with an extended paver patio, offering plenty of room for outdoor dining, entertaining, pets, play, or simply relaxing and enjoying the Florida lifestyle. Inside, crown molding throughout the home adds an elegant finishing touch, while a smart home system with Alexa brings convenience to your daily routine. The home is also equipped with a water softener/filtration system for added comfort. The spacious den provides the flexibility today's lifestyle demands—ideal for a home office, media room, playroom, or additional living space. Upstairs, the bedrooms offer a comfortable retreat from the main living areas. Modern, spacious, move-in ready, and designed for both entertaining and everyday living—this is a home where you can truly settle in and enjoy the Florida lifestyle. Schedule your private showing today!

3821 Pinewood Gardens Boulevard, St Cloud
$260,000
2 Beds ⋅ 2 Baths ⋅ Pine Lake Villas SubDv. ⋅ 34769 Zip Code
Move-in ready and thoughtfully maintained, this 2-bedroom, 2-bath villa in Pine Lake Villas puts single-story, low-maintenance living just minutes from downtown St. Cloud. Inside, 1,136 square feet are laid out for easy living, with tile flooring throughout, a kitchen finished with a tile backsplash and stainless steel appliances, and major systems already handled for you: windows replaced in 2020, the roof in 2015, and the HVAC system in 2014. A private front patio welcomes you home, while the large screened back lanai extends the living space outdoors — ideal for morning coffee or unwinding at the end of the day. Pine Lake Villas offers the kind of quiet, established neighborhood feel that's increasingly hard to find, with easy access to US-192 and Florida's Turnpike putting Orlando's job centers, Lake Nona's Medical City, and Orlando International Airport within convenient reach. Everyday life stays simple here, with nearby supermarkets, dining, and Orlando Health St. Cloud Hospital all close by, and downtown St. Cloud's lakefront district — with its shops, restaurants, and waterfront park on East Lake Toho — just a short drive away. The area continues to see meaningful investment, from planned improvements to the Turnpike and Canoe Creek Road to a revitalized downtown lakefront district, adding long-term value to this already convenient location. Low-maintenance, updated, and centrally located — this is an opportunity to settle into St. Cloud living with the big-ticket items already done.

3712 Bay Court, St Cloud
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