St Cloud (Magnolia Square) Homes with Canal - Freshwater Frontage

St Cloud (Magnolia Square) Homes with Canal - Freshwater Frontage

Welcome to St. Cloud, Florida, where the charm of small-town living meets the allure of waterfront tranquility. Nestled in Osceola County, St. Cloud is a vibrant city known for its picturesque landscapes, friendly community, and a rich history that dates back to the late 1800s. One of its most enchanting neighborhoods, Magnolia Square, offers an idyllic setting for families and individuals alike.

Magnolia Square is a hidden gem in St. Cloud, characterized by its serene atmosphere and beautiful homes with freshwater canal frontage. Imagine waking up each morning to the gentle sounds of nature, with your backyard leading directly to a peaceful canal. These homes are perfect for those who appreciate the outdoors and enjoy activities like kayaking, fishing, or simply soaking in the stunning Florida sunsets from their private docks.

The community is designed with both comfort and convenience in mind, featuring well-maintained parks, walking trails, and easy access to local amenities. Residents can enjoy a variety of shopping and dining options just a short drive away, as well as the vibrant cultural scene that St. Cloud has to offer.

Whether you’re looking for a family home or a serene retreat, Magnolia Square in St. Cloud presents an exceptional opportunity to embrace a lifestyle defined by natural beauty and community spirit. Discover the charm of canal-front living and make your dream home a reality in this enchanting Florida city!

Newest St Cloud (Magnolia Square) Homes with Canal - Freshwater Frontage

$549,000
3 Beds ⋅ 2 Baths ⋅ Bay Lake Estates SubDv. ⋅ 34771 Zip Code
Welcome home to your canal front property on a half acre leading to Bay Lake! This 3 bedroom, 2 bath home features an open floor plan with soaring ceilings and sliding glass doors all along the back of the house and skylights to let in lots of natural light. The backyard faces a conservation area across the canal, so no rear neighbors! Some of the upgrades include the kitchen, both bathrooms, roof replaced in 2022, HVAC system replaced 2025, hot water heater 2025, screened garage door replaced 2024 and drainfield replaced in 2021. A brand new 16' by 10' barn style shed was just installed in March of 2026. There is lots of lush, mature landscaping for privacy and lots of trees for shade. Relax on the dock in the morning and enjoy all the birds and squirrels! An oversized garage has extra storage for all your toys. An enclosed 48' by 12' lanai is great for entertaining. If you are looking for a beautiful property on the water where you are not on top of your neighbors, look no further. Bay Lake Estates has a boat ramp for the community residents use. Enjoy Florida living at its best!

6590 Bay Shore Drive, St Cloud
$580,000
5 Beds ⋅ 2 Baths ⋅ New Eden On The Lakes Unit 15 Replat SubDv. ⋅ 34771 Zip Code
Virtually Staged. WATERFRONT HOME WITH DIRECT ACCESS TO THE ALLIGATOR CHAIN OF LAKES! Beautifully remodeled 5-bedroom, 2-bathroom home situated on a canal with direct access to Coon Lake and the Alligator Chain of Lakes. This move-in-ready property combines modern updates, waterfront amenities, and practical features designed for Florida living. Recent improvements include a new roof (2023), all new windows (2023), HVAC system (2024), and a private boat dock (2024). The property is further enhanced by a durable composite seawall, helping protect the shoreline while providing easy access to the water. Inside, you'll find tile flooring throughout and a spacious floor plan designed for comfortable living. The primary suite features an upgraded custom closet system, while the remodeled interior offers a clean, modern aesthetic throughout the home. Outdoor living is a highlight of this property. The expansive covered rear porch spans nearly the entire width of the home and is equipped with remote-controlled retractable screens, allowing you to enjoy the space year-round. A dedicated concrete pad is already in place for a future outdoor kitchen. For those needing additional flexibility, the property also includes RV hookups. The canal location offers the added benefit of regular maintenance due to its role as an emergency access waterway, helping provide continued navigability and accessibility to the chain of lakes. Additional features include a private well with a water filtration system and a quiet location with no through traffic.

1330 S Shore Drive, St Cloud
$429,900
3 Beds ⋅ 2 Baths ⋅ Maple Terrace SubDv. ⋅ 34771 Zip Code
MOVE-IN READY! UNIQUE LAKE-ACCESS OPPORTUNITY! Welcome to 2234 Maple Ter, a charming 3-bedroom, 2-bath single-family home in the Maple Terrace area of St. Cloud. Built in 1979 and offering approximately 1,504 heated square feet, this one-story home sits on a spacious 0.40-acre lot in a quiet established neighborhood near Alligator Lake. The property features a private screened pool, in-ground spa, covered carport, mature landscaping, and a peaceful outdoor setting with nearby canal and lake views. The owner has directly stated that the home offers front-door access to Alligator Lake and the connected Chain of Lakes, plus shared ownership interest in a private canal with private boat dock and direct lake access. Inside, the home offers a functional layout with separate living and dining areas, solid-surface kitchen counters, ceiling fans, window treatments, and accessibility-friendly bathroom features including a walk-in tub and shower grab bars. Recent owner-reported updates include a new roof in 2023, new pool screen in 2022, new pool pump in 2025, pool tile and resurfacing in 2026, A/C system serviced in 2025, well pump serviced in 2026, whole-home generator with 100-gallon rented propane tank, and transferable Massey termite bond. Carpet has been removed and not replaced, and seller is offering up to $20,000 in buyer concessions, which may be used toward flooring, repairs, closing costs, prepaid items, or other allowable costs. Conveniently located near US-192, Lake Nona area access, shopping, dining, schools, and major Central Florida roadways. IMPORTANT NOTE TO BUYER AGENT: Limited-service listing. Please see Realtor Only Remarks or Showingtime Instructions on StellarMLS for showing and offer instructions.

2234 W Maple Terrace, St Cloud
$439,900
3 Beds ⋅ 2 Baths ⋅ Bay Lake Estates SubDv. ⋅ 34771 Zip Code
Waterfront living, a private pool, and a half-acre lifestyle — welcome home to Bay Shore Drive. This 3-bedroom, 2-bath CBS pool home sits on over half an acre with 110 feet of canal frontage leading directly to Bay Lake. Drop your kayak or tie up your boat at the private wood dock, take a dip in the sparkling freeform screened pool, and enjoy everything this established waterfront neighborhood has to offer — including a private community boat ramp and tennis courts, all with no mandatory HOA. Step inside and you'll immediately notice the new laminate flooring flowing through the main living areas and the striking exposed wood beam ceiling detail that gives this home real character. The spacious living room features a large picture window that fills the space with natural light, and the open staircase leads to the upper level with its own covered balcony overlooking the neighborhood. The kitchen offers solid wood cabinetry, plenty of counter space, and a window with views out toward the pool and lanai — making meal prep feel a little more like Florida living. A mud room connects the kitchen directly to the covered back porch, keeping your home clean after pool days and boating adventures. Out back is where this property truly shines. The enormous covered and painted lanai runs the full length of the home — perfect for outdoor dining, entertaining, or just relaxing in the shade. Step through to the screened pool enclosure with its freshly replaced screens and generous pool deck, and take in the wide open yard that stretches down to your seawall and dock on the canal. Peace of mind is built in: new roof (2021), new electrical panel (2026), new water heater (2025), and new laminate flooring (2026) mean the big-ticket items are already done. The 2-car finished garage adds even more utility. Bay Lake access. Private dock. Pool. Half acre. Optional HOA. This is the Florida waterfront lifestyle — without the waterfront price tag of newer construction.

6570 Bay Shore Drive, St Cloud
$450,000
2 Beds ⋅ 2 Baths ⋅ Narcoossee New Map Of SubDv. ⋅ 34771 Zip Code
A WATERFRONT PARADISE WITH UNMATCHED FREEDOM – NO HOA! 5005 Spiral Way offers a unique lifestyle for those seeking peace, nature, and adventure. This exceptional property features its own PRIVATE DOCK, providing direct access to a magnificent THREE-LAKE CHAIN. Imagine the luxury of launching your boat, jet skis, or kayak directly from your backyard for a day of fishing or a sunset cruise. Strategic Connectivity to Florida’s Best: 12 miles to Lake Nona Medical City and its world-class innovation. 19 miles to Orlando International Airport (MCO). 50 miles to Kennedy Space Center and the Atlantic beaches. Just minutes away from the upcoming Premier Surfing Park, plus quick access to Disney and Universal Studios. With NO HOA restrictions, you have the rare freedom to enjoy your land exactly as you wish. Whether you are looking for a quiet sanctuary surrounded by nature or a central hub close to Florida's top tech and entertainment destinations, this home is a rare find. Experience the best of waterfront living—Schedule your private tour today!

5005 Spiral Way, St Cloud
$150,000
Tops Terrace SubDv. ⋅ 34771 Zip Code
Canal-front lot offering direct water access to Lake Lizzie and the sought-after Alligator Chain of Lakes, known for boating, fishing, and outdoor recreation. This approximately 0.16-acre homesite is situated on a quiet street and provides a rare opportunity to enjoy a true Florida waterfront lifestyle, with the ability to kayak, fish, or cruise from your backyard through the connected lakes. Zoned for residential use, with no HOA and electric available. Conveniently located within easy reach of St. Cloud, Lake Nona, and major roadways, and approximately one hour’s drive to the Atlantic beaches, this property offers a unique blend of privacy, recreation, and accessibility. Prior residence existed on the site, which may provide potential impact fee savings for a new build Buyer and buyer’s agent to verify all information, including zoning, measurements, conditions of existing septic tank and well, and water navigability.

6370 Carroll Circle, St Cloud
$399,000
Runnymede North Half Town Of SubDv. ⋅ 34771 Zip Code
Don't miss out on the opportunity to own this great waterfront property on East Lake Toho! There is NO HOA or Deed restrictions. Build your dream home and still have space for an RV and/or boat. Add a dock to enjoy boating and fishing, right in your back yard. Conveniently located close to Medical City, Lake Nona, Orlando International Airport, VA Medical Center, restaurants and shops.

Lillian Black Road, St Cloud
$460,000
2 Beds ⋅ 1 Baths ⋅ El Rancho Park Add Blk B SubDv. ⋅ 34771 Zip Code
Nature lovers and boaters! Great location, beautiful canal views from many windows. Private dock and lots of room to enjoy your boat. Straight connection to Alligator Chain of Lakes. Comfortable older Florida home with newer updates. Location! Location! Location! And views.

5830 Alligator Lake Shore W, St Cloud
$689,900
5 Beds ⋅ 3 Baths ⋅ Tops Terrace SubDv. ⋅ 34771 Zip Code
This stunning Elevated Lakefront home is a RARE find. Perfectly situated on Lake Lizzie with Conservation area on one side and Waterfront on the other. This 5-bedroom, 3-bathroom home invites Relaxation and Comfort. Enter from the stairs leading to the front door of this Completely Remodeled one-of-a-kind home and walk through the Entryway that leads into an open concept kitchen, dining and living area with vaulted wood ceilings and a Large Stone Wood Burning Fireplace. The area is light and bright with skylights and double French doors, with Hunter-Douglas (2019/2020) remote powered shades on the upper level. The Chef’s kitchen is well appointed, including quartz countertops, ceramic farmhouse sink, GE (‘Café’) double ovens, microwave, 5 burner gas stovetop and hood, Tru cabinets, Bosch dishwasher and built in pot filler. After dinner, relax and enjoy the sunsets and wildlife, on the large newly screened in porch. There are additional lake views on the unscreened decks with sliding glass doors off the dining area and the master suite. Take the spiral staircase to the In-Law apartment, complete with it’s own full-sized kitchen and bath. The apartment has it’s own Newly Screened Porch with a Large Swim Spa installed in 2021, West facing on the lake. The entire home is set up for Home Automation. The most recent Upgrades to the home include Metal Roof, Front Door, Attic Insulation for Energy Efficiency, Rebuilt Seawall, Fencing, Fire Pit. There is also a Generac 24kW generator installed in 2017 that seamlessly keeps power on throughout the home. There is a Community Boat Ramp Conveniently located adjacent to the property.

6375 Topsy Trail, St Cloud
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