Summerfield Homes with Buyer Approval Required Community Features

Summerfield Homes with Buyer Approval Required Community Features

Welcome to Summerfield, Florida – a hidden gem nestled in the heart of Marion County. Known for its warm, inviting atmosphere and vibrant community spirit, Summerfield offers a unique blend of suburban tranquility and convenient access to urban amenities. This charming city is just a stone's throw away from the bustling town of The Villages, providing residents with a wealth of shopping, dining, and entertainment options.

Summerfield boasts a rich tapestry of natural beauty, with lush landscapes, scenic parks, and picturesque lakes that invite outdoor enthusiasts to explore. Whether you're taking a leisurely stroll along the walking trails or enjoying a picnic in one of the many green spaces, the serene environment here is perfect for families, retirees, and everyone in between.

For those considering a move to Summerfield, the community features homes that require buyer approval. This ensures a cohesive neighborhood where residents share a commitment to maintaining the quality and aesthetics of their surroundings. The homes here are designed with thoughtful layouts and modern amenities, catering to diverse lifestyles and preferences.

With a strong sense of community, Summerfield hosts various events throughout the year, fostering connections among neighbors and creating lasting memories. From seasonal festivals to farmers' markets, there’s always something happening in this vibrant locale.

If you’re searching for a place that combines natural beauty, community spirit, and a welcoming atmosphere, Summerfield, FL, is the perfect destination to call home. Come see for yourself why so many are drawn to this enchanting city!

Newest Summerfield Homes with Buyer Approval Required Community Features

$214,900
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
Virtually Staged. Welcome home to this spacious beautiful model Palm II home with vaulted ceilings. This is one of the biggest 2-bedroom, 2-bathroom, 2 car garage homes in the Gated, Golf course, Golfcart, 55 Plus Community of Spruce Creek South. Ideally located near the Residential Second gate which takes you straight into "The Terrace Plaza" which offers tons of options for everyday conveniences and amenities. * Property Highlights include * Roof is newer, it is a 2021, The HVAC is a 2016, The house just got completely pressure washed 8/2026 including the driveway and the walkway. The screens (most of them) just got replaced 8/2026 as well! You will appreciate having A Large living room connecting directly to a spacious kitchen and bright dining area. The enclosed lanai offers a spacious 12' x 29' area, providing plenty of room for relaxing, entertaining, and enjoying Florida’s lifestyle. Garage: Oversized 2-car garage featuring completely tiled flooring and excellent storage space. Location & Community Features: Located in the active, 55+ gated community of Spruce Creek South with an on-site entry guard. Main Amenities: 18-hole golf course, pro shop, restaurant, community pool, tennis courts, and a dog park. Sports Facilities: Dedicated spaces for pickleball, shuffleboard, softball, and nature/bike paths. Community Center: Features a live performance stage for ongoing events throughout the year, dance floor, dining area, and a community kitchen. Recreation Rooms: Dedicated spaces for library, billiards, crafts, cards, dominoes, mahjong, and more... This is Golf-cart friendly neighborhood, (there are two golf cart parades in the year...One for the fourth of July and one for Christmas) You get to participate in decorating your golfcart and competing for a price, or you can just watch, Lots of Fun! y You can legally go out the front gate and cross 441 which takes you to tons of establishment amenities. You are withing minutes to shopping, dining, barber, hair and nail salons, banks, gas station, hospitals, urgent care, dentist, and specialty clinics, just to name a few. There is even a Super Walmart across the community on 441 just 5 minutes away. Spruce Creek South is situated just 2 miles from The Villages which is a destination, offering everyday entertainment in the square with life music and events, more restaurants and shops! You will be a short drive from Orlando and Tampa attractions. At this price it is sure to please and check many boxes, don't miss out make your showing appointment today.

17960 Se 108th Court, Summerfield
$239,400
2 Beds ⋅ 2 Baths ⋅ Spruce Crk South Xvi SubDv. ⋅ 34491 Zip Code
*AVAILABLE TURNKEY * Move-In Ready * NO BOND * NO POPCORN * This beautiful 2-Bedroom, 2-Bath home with a 2-Car Garage is Ready for it's New Owner! Enjoy the Painted Drive & Walkway, Vaulted Ceilings, "Knockdown" textured Walls & Ceilings—No Popcorn. Sliding Screened Garage panels adds a touch of privacy. Vynol Floors in the Main Living Areas and Berber carpet in the Bedrooms for comfort and style. Six-panel doors throughout enhance the modern feel. Updated kitchen with New Cabinets, Countertops, Sink, and Faucet, along with a New French Door Refrigerator, Glass-top Range, and Overhead Microwave. Enjoy year-round comfort in the Enclosed Lanai, complete with its own wall A/C unit. A New Washer and Dryer plus ample storage in the Garage. A Home with Good Bones - 2015 Roof and 2019 A/C ensuring peace of mind. Beautifully Decorated, including furniture and furnishings, making this an effortless move-in or investment opportunity. Don't miss out on this Cozy & Inviting home—schedule a showing today! (List of items to be removed can be provided)

9486 Se 173rd Place, Summerfield
$185,000
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
Handyman or investor special priced well below market value in desirable Spruce Creek South! This popular 2-bedroom split floor plan sits on a lush corner lot shaded by magnificent granddaddy oak trees, offering great curb appeal and incredible potential to build instant equity. The kitchen comes appointed with durable Corian countertops, and the home features a convenient inside laundry room complete with overhead storage cabinets. Expand your living space into the oversized 23x10 enclosed lanai, fully finished with tile flooring, acrylic sliding windows, and a dedicated wall A/C unit for summer cooling and humidity control. Outside, you will find a dedicated golf cart garage and storage area connected to the lanai by a covered 6x10 breezeway patio. Home includes a 2018 A/C system and a 2005 roof. Bring your updating ideas and personal touches to transform this diamond in the rough into a standout home!

10298 Se 176th Street, Summerfield
$239,900
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
Welcome to this beautifully maintained, open-concept Chestnut model in the highly sought-after 55+ community of Spruce Creek South! Boasting incredible curb appeal and continuous updates, this immaculate 2BR/2BA home features soaring volume ceilings and gorgeous engineered hardwood floors throughout the open kitchen, living, and dining areas. The bright kitchen features freshly repainted cabinets accented with crown molding and newer countertops, while the bedrooms showcase durable luxury vinyl plank (LVP) flooring. The interior living space effortlessly expands into a massive, extended 28x10 enclosed Lanai featuring acrylic sliding windows and its own wall A/C, creating a perfect bonus room that flows seamlessly into an outdoor screened porch and an additional covered patio. Convenience abounds with an inside laundry room equipped with a newer washer and dryer, laundry sink, and overhead storage. The 2-car garage comes complete with a wall A/C unit and painted floor, plus a nicely painted driveway and walkway outside. This home also provides excellent peace of mind with a 2023 roof, 2024 water heater, and a meticulously maintained A/C that works great. As an incredible bonus, over $30,000 of upscale, like-new furniture purchased 2.5 years ago is available separately or as a complete turnkey package—schedule your tour today!

17832 Se 96th Avenue, Summerfield
$185,000
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
Move-in ready and available furnished (optional), this charming 2-bedroom, 2-bath home is located in the highly desirable Spruce Creek South 55+ gated golf community in Summerfield. Offering just over 1,000 square feet of comfortable living space, this turnkey opportunity is perfect as a full-time residence, seasonal getaway, or investment with excellent rental potential. Inside, you'll find luxury vinyl plank flooring throughout and a well-appointed kitchen featuring a stainless steel refrigerator, white range with overhead microwave, dishwasher, double-basin sink, and plenty of cabinet space. The guest bedroom includes a built-in closet and is conveniently located near the guest bathroom with ceramic tile flooring and a full bathtub. The spacious primary suite offers a walk-in closet and a private ensuite bathroom with a walk-in shower. Enjoy relaxing year-round in the enclosed Florida room, which opens to a second enclosed porch leading to a workshop/golf cart storage area—ideal for hobbies, tools, lawn equipment, or extra storage. Outside, the shaded backyard provides a peaceful setting to enjoy your morning coffee or unwind in the evenings. The attached one-car garage adds convenience, while the community offers an active Florida lifestyle with golf, pickleball courts, clubs, social activities, and outstanding amenities. Conveniently located near shopping, dining, medical facilities, and The Villages, this move-in-ready home is a wonderful opportunity to enjoy everything Spruce Creek South has to offer.

17929 Se 105th Avenue, Summerfield
$214,900
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
Virtually Staged. Charming Updated Pecan Floor Plan in Spruce Creek South – Active 55+ Living at Its Best! Welcome home to this beautifully maintained 2-bedroom, 2-bath Pecan floor plan nestled in the desirable Spruce Creek South 55+ golf cart community. Offering the perfect blend of comfort, updates, and low-maintenance living, this home is ready for its next owner. A welcoming covered front porch, attractive leaded glass entry door, and decorative concrete landscape curbing create wonderful curb appeal. Inside, you’ll appreciate the spacious layout highlighted by 18-inch diagonal tile flooring throughout the living room, dining room, and kitchen. The bright kitchen features tile countertops, a convenient pass-through to the Florida room, and a newer stainless steel refrigerator, range, microwave, and dishwasher. Updated light fixtures throughout and a ceiling fan in the living room provide a fresh, modern feel. The Florida room offers additional living space with durable laminate flooring, making it the perfect spot to relax, read, or entertain guests. Both bedrooms are generously sized with comfortable carpeting. The spacious primary suite features a private ensuite bath complete with a walk-in shower, while both bathrooms have been updated with newer cabinetry and raised-height toilets for added comfort and convenience. Step outside to enjoy the private open patio, ideal for morning coffee or evening relaxation.Major updates have already been completed for peace of mind, including: * Roof replaced in 2024 * HVAC replaced in 2025 * Updated lighting throughout * Updated bathroom cabinetry * Raised-height toilets in both bathrooms A one-car garage completes this wonderful home, all located within the amenity-rich Spruce Creek South, where residents enjoy golf-cart access to shopping, recreation, clubs, and an active Florida lifestyle. Move-in ready and waiting for you to enjoy everything this exceptional 55+ community has to offer!

10358 Se 178 Place, Summerfield
$245,000
2 Beds ⋅ 2 Baths ⋅ Sruce Crk South Xiv SubDv. ⋅ 34491 Zip Code
Charming, Move-In- Ready 2 bedroom, 2 full bath, 2 car garage! Welcome home to this beautifully maintained Palm II model situated on 0.20-acre lot. Located in the desirable gated community of Spruce Creek South in Summerfield. Offering 1,678 sq ft of comfortable living space, this single-family residence features a split-bedroom plan with vaulted ceilings and an open, light-filled layout perfect for everyday living and entertaining. Step inside to find luxury vinyl plank flooring throughout, a generous, bright kitchen with upgraded counters and backsplash. Both bathrooms feature tile flooring, and the primary suite offers a generous walk in closet. The expansive Florida room adds valuable living space. Enjoy your private backyard with mature landscaping and 12x12 sq ft screened patio. The oversized garage has a dedicated laundry area with a convenient work bench and storage. Updates include: windows and doors, garage door, new appliances, fresh paint and LVP flooring throughout living spaces. Residents of Spruce Creek South, a golf course community with many amenities: pool, tennis courts, pickleball, clubhouse, fitness center, recreation facilities, and more. Ideal location is just a short drive to The Villages' amazing shopping, dining, and medical services. This well-cared-for home is truly move-in ready and priced to sell. Don’t miss your opportunity to own in one of Summerfield’s most sought-after 55+ active communities! Furniture is available and negotiable.

9532 Se 173rd Lane, Summerfield
$249,900
3 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
Welcome to this beautifully updated Holly model home nestled in the highly sought-after Spruce Creek South, a gated, guard-secured 55+ golf community just minutes from The Villages. Situated on an oversized homesite, this move-in ready 3-bedroom, 2-bath residence offers approximately 1,450 square feet of thoughtfully upgraded living space where pride of ownership shines in every detail. From the moment you arrive, the decorative painted driveway, covered front porch, and fresh curb appeal set the tone. Step inside to a bright, open floor plan with generous living areas, abundant natural light, and a welcoming atmosphere throughout. The kitchen delivers ample cabinetry, workspace, and all appliances included. The home has been meticulously maintained and updated: NEW ROOF (May 2024), NEW AC with NEW THERMOSTAT and 1-year maintenance (June 2025), NEW WINDOWS (April 2025), bathroom upgrades (September 2024), updated flooring (July 2024), new front door (June 2025) and screen door (May 2026), new siding (October 2023), new driveway and garage door (June 2023), and blown insulation (October 2023). The big-ticket items are done, just move in and enjoy. The large screened-in lanai is the perfect retreat for morning coffee or year-round outdoor Florida living. The water softener and the home's connection to The Villages Hospital power grid ensure peace of mind and power at all times. Beyond the home, Spruce Creek South offers an unmatched active lifestyle. The impressive 25,000 SF clubhouse features a state-of-the-art fitness center, hobby and game rooms, a library, and a grand ballroom. The beautifully maintained 18-hole golf course winds throughout the community with scenic views, and the golf club includes a pro shop and The Links restaurant serving breakfast, lunch, and dinner. Residents enjoy pickleball, bocce, volleyball, basketball, tennis, a heated pool and spa, walking and biking trails, lakes, parks, and 30+ clubs including the popular traveling softball and horseshoe teams. Golf-cart access leads directly to shopping, dining, medical offices, Walmart, Aldi, and The Villages, where you can enjoy free concerts 365 days a year. Conveniently close to Silver Springs State Park, the World Equestrian Center, Lake Weir recreation, and major healthcare facilities in Ocala. This is a deed-restricted community with a required monthly amenities fee. No CDD and no bond. Homes this updated, this well-maintained, in this community do not last. Schedule your private showing today.

17814 Se 107th Terrace, Summerfield
$339,900
3 Beds ⋅ 2 Baths ⋅ Overlook Of Stonecrest SubDv. ⋅ 34491 Zip Code
One or more photo(s) has been virtually staged. One or more photos has been virtually staged. PRICE REDUCED- Stonecrest - This newly updated home is located on the 8th hole of the Stonecrest Championship Golf Course. This home has been completely updated with a new roof (2025) HVAC (2024) tankless water heater (2021), new vinyl plank flooring throughout and newly painted both interior and exterior. The kitchen has new appliances (2023) and 42 inch cabinets. The spacious floor plan features 10 foot ceilings and split bedroom plan. The primary suite features walk-in closet, ensuite bath with dual vanities, sunken tub, shower and separate water closet. The guest bath has a tub with shower. The third bedroom is currently being used as a home office. The living room has glass sliders that open to a screened patio overlooking the golf course. Stonecrest is a golf course community offering a wide varity of activities and amenities including 3 outdoor pools, an all weather enclosed pool, spa, fitness center, restaurant, community activity center and so much more. A golf cart ride to The Villages.

12066 Se 176 Loop, Summerfield
$224,900
3 Beds ⋅ 2 Baths ⋅ Spruce Crk South 07 A SubDv. ⋅ 34491 Zip Code
Virtually Staged. Welcome to this beautifully updated 3/2 home offering 1,450 square feet of comfortable living in a guard gated 55+ community designed for an active lifestyle. New roof, HVAC system and hot water heater just installed 6/26. The open floor plan is bright and welcoming, featuring fresh interior paint, brand-new carpet in the bedrooms, new ceiling fans throughout, and a convenient inside laundry room. The kitchen shines with new stainless-steel appliances and opens into the living and dining areas. The spacious primary suite includes a private en-suite bath for added comfort and privacy. Residents of Spruce Creek South enjoy access to a golf course, clubhouse, pool, and a variety of recreational amenities, all while being conveniently located near shopping, dining and a short distance to The Villages and Ocala. This home offers the perfect blend of comfort and convenience. All information recorded in the MLS is intended to be accurate but cannot be guaranteed, buyer advised to verify. Sold As-Is. • To help visualize this home’s floor plan and to highlight its potential, virtual furnishings may have been added to photos found in this listing.

17952 Se 107th Court, Summerfield
$335,000
2 Beds ⋅ 2 Baths ⋅ Spruce Creek Country Club Echo Glen Ph 01 SubDv. ⋅ 34491 Zip Code
Enjoy one of the best views in Del Webb Spruce Creek from this beautifully updated home overlooking a peaceful pond and fountain with stunning western sunsets. As you step inside, you’re welcomed into a bright, open floor plan with uniform waterproof luxury vinyl plank flooring flowing throughout, complemented by new recessed lighting, modern fans, and updated fixtures. The light and airy eat-in kitchen features white cabinetry, white quartz countertops, a white tile backsplash, and brand-new Whirlpool stainless steel appliances, with matching quartz also carried into both bathrooms for a seamless, polished look. The living, dining, and kitchen areas connect effortlessly, making the space ideal for both relaxing and entertaining. The Florida room is lined with windows to take in the tranquil waterfront and sunset views, and when the weather is nice, step out under the pergola to relax and watch the fountain as the sun dips below the horizon. The home feels fresh inside and out with newly completed interior and exterior paint, and even the garage has been updated with a freshly epoxied floor. Additional highlights include a 2022 roof, 2021 A/C, and fully paid solar panels installed in 2018. Situated on an oversized lot, this move-in-ready home is located in a vibrant 55+ golf community offering three recreation complexes, two outdoor pools, an indoor lap pool, pickleball, tennis, shuffleboard, bocce ball, volleyball, a softball field, basketball court, walking trails, a state-of-the-art fitness center, and access to over 100 clubs and classes.

13520 Se 87th Circle, Summerfield
$194,000
2 Beds ⋅ 2 Baths ⋅ Spruce Crk South V SubDv. ⋅ 34491 Zip Code
Your Next Adventure Awaits in Spruce Creek South! Welcome home to Spruce Creek South, a vibrant, securely gated 55+ community in sunny Summerfield, FL. This well-maintained 2-bedroom, 2-bath residence sits on a desirable oversized 1/4-acre lot and offers the space, privacy, and updates that make everyday living easy and enjoyable. The backyard is fully fenced, creating a private outdoor retreat with room to relax, garden, or let pets roam safely. Inside, you’ll find a bright and open living room that flows seamlessly into the dedicated dining area just off the kitchen, creating a comfortable layout for entertaining or enjoying quiet evenings at home. The primary suite features a walk-in closet and private bath, while the secondary bedroom and full guest bath provide ideal space for visitors. One of the standout features of this home is the added living space with a beautiful sunroom and a relaxing covered lanai—perfect for morning coffee, afternoon reading, or evening cocktails. Practical upgrades add even more value, including a 4-year-old roof and newer AC for peace of mind. The extended driveway offers extra parking, and the oversized main garage plus a separate golf cart garage provide exceptional storage and flexibility. A cozy front porch adds even more charm and space to unwind. This is more than just a home—it’s a lifestyle. Spruce Creek South is known for its 24/7 manned gate and legal golf cart access across US-441 to restaurants, shopping, medical offices, and daily conveniences. You’re also just minutes from The Villages, offering even more dining, entertainment, and recreation options. Residents enjoy outstanding amenities including a resort-style pool and spa, an 18-hole golf course with pro shop and on-site restaurant, a massive clubhouse with fitness center, saunas, full kitchen, and entertainment stage, along with RV and boat storage, softball field, game rooms, and a wide variety of clubs and social events. Everything you need is here. All that’s missing is you.

10339 Se 179th Street, Summerfield
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