Umatilla Homes with Lake Front Water Frontage

Umatilla Homes with Lake Front Water Frontage

Welcome to Umatilla, Florida, a charming city that perfectly blends small-town warmth with stunning natural beauty. Nestled in the heart of Lake County, Umatilla is a hidden gem that offers a serene lifestyle surrounded by picturesque lakes and lush landscapes. With its rich history and friendly community, Umatilla is an ideal place for families, retirees, and anyone looking to embrace the tranquility of Florida’s lakeside living.

One of the most alluring features of Umatilla is its enchanting lakefront properties. Imagine waking up each morning to the gentle sound of water lapping against the shore and the breathtaking views of sunrises over sparkling lakes. Homes with lakefront waterfrontage in Umatilla provide not just a residence, but a lifestyle. These properties offer direct access to a myriad of recreational activities such as fishing, kayaking, and swimming, making every day feel like a vacation.

The real estate market in Umatilla is diverse, with options ranging from cozy cottages to expansive estates, all designed to maximize the stunning lake views. Many of these homes feature spacious decks and outdoor living areas, perfect for entertaining family and friends or simply enjoying a quiet evening watching the sunset.

In addition to its beautiful homes, Umatilla boasts a vibrant community spirit, with local events, parks, and recreational facilities that cater to all ages. Whether you’re seeking adventure or relaxation, Umatilla’s lakefront lifestyle offers the perfect backdrop for your next chapter. Come explore the charm of Umatilla and discover your dream home by the water today!

Newest Umatilla Homes with Lake Front Water Frontage

$500,000
3 Beds ⋅ 3 Baths ⋅ N/A SubDv. ⋅ 32784 Zip Code
Virtually Staged. Some homes simply feel like home—and from the moment you arrive, this is one of them. Bathed in natural light and offering peaceful Lake Burns views, this spacious 3-bedroom, 3-bath residence invites you to slow down, relax, and enjoy the beauty of everyday living. A gracious entry opens to a warm and welcoming family room with a cozy fireplace, creating the perfect gathering place for quiet evenings or time with family and friends. The dining room features French doors that lead to the expansive rear porch, seamlessly blending indoor and outdoor living. The generous kitchen, complete with a breakfast bar, flows naturally into the living room, making entertaining and everyday life wonderfully effortless. With 2,108 square feet of living space, there is room to spread out while still maintaining a comfortable, inviting atmosphere. The rear porch may quickly become a favorite place to begin the morning with a cup of coffee, unwind at the end of the day, or gather with friends while taking in the peaceful surroundings. Beyond the porch, the rear yard creates your own secluded outdoor retreat. A grand terrace provides an exceptional setting for celebrations, memorable gatherings, or simply enjoying an evening beneath the stars. Approximately 1.24 upland acres offer plenty of space to play, garden, entertain, or create the outdoor lifestyle you've always imagined. This isn’t just a place to live- it’s a place to create memories.

39023 Lake Burns Road, Umatilla
$800,000
32784 Zip Code
DISCOVER 40 ACRES OF UNTOUCHED OLD FLORIDA tucked within the breathtaking landscape of the Ocala National Forest. This remarkable property offers exceptional privacy, WATERFRONT, and the kind of NATURAL BEAUTY that's becoming increasingly rare. Stately oaks, native PINES, open clearings, and peaceful shoreline create an ideal setting for a private retreat, hunting camp, or equestrian getaway. FOX, deer, owls, WILD TURKEY, bobcats, and majestic EAGLES call this home too. Spend your days hunting, fishing, horseback riding, hiking, paddling the shoreline, or simply enjoying the quiet solitude that only a property like this can provide. Build your dream cabin exactly where you want it, SURROUNDED BY NATURE and endless recreational opportunities. Conveniently located between Orlando, Ocala, and The Villages, this hidden wilderness feels miles away from the pressures of everyday life while remaining easily accessible. Looking for even more privacy? The adjacent 158+ acre property is also available (MLS G5109487), creating an extraordinary opportunity to own nearly 200 acres of contiguous land. Properties like this are becoming nearly impossible to find. Bring your hiking boots, hop in your vehicle, and experience this one-of-a-kind wilderness for yourself.

Se 150th Forest 02, #3, Se 150th Street, Umatilla
$375,000
4 Beds ⋅ 2 Baths ⋅ Umatilla Wingfield Sub SubDv. ⋅ 32784 Zip Code
Discover the potential of this spacious lakefront home situated on a picturesque 0.41-acre corner lot shaded by majestic oak trees in the heart of Umatilla. Offering approximately 2,876 square feet of living space, this 4-bedroom, 2-bath residence provides an exceptional opportunity to create your dream home in a beautiful waterfront setting. Inside, you'll find a versatile floor plan featuring a generous family room, a separate living room with a striking stone fireplace, and sliding glass doors leading to the screened pool and patio with bar area overlooking the backyard and peaceful lake views. The spacious kitchen is equipped with beautiful wood cabinetry, abundant countertop space, and a dining area perfect for gathering with family and friends. The desirable split-bedroom layout includes a gracious primary suite with a private bath and sliding glass doors opening directly to the pool area. The converted garage provides additional under-air living space ideal for a home office, game room, fitness area, or hobby room. An interior laundry room with utility sink adds everyday convenience. Enjoy the privacy of a mature oak-shaded homesite, an inviting screened pool, and the beauty of lakefront living, all while being conveniently located near local shopping, dining, parks, and schools. Don't miss this opportunity to make this waterfront property your own! All information recorded in the MLS is intended to be accurate but cannot be guaranteed, buyer advised to verify.

603 W Ocala Street, Umatilla
$1,000,000
1 Beds ⋅ 1 Baths ⋅ N/A SubDv. ⋅ 32784 Zip Code
YOUR 40 ACRE WILDERNESS retreat can be discovered here in this breathtaking landscape of the Ocala National Forest, offering privacy and natural beauty that's becoming nearly impossible to find. A rustic HUNT-CAMP with basic modern amenities serves as the perfect refuge after a day spent exploring the land, hunting, HORSEBACK RIDING, or simply unwinding beneath a canopy of towering oaks and native pines. Wildlife is abundant, with deer, wild turkey, fox, bobcats, owls, and soaring eagles regularly calling this area home. Disconnect from the demands of everyday life, an authentic OLD FLORIDA EXPERIENCE. Spend your mornings watching wildlife from the cabin porch and your evenings around the campfire beneath a sky filled with stars. Ideally situated between Orlando, Ocala, and The Villages, this hidden oasis feels a world away while remaining surprisingly accessible. FOR BUYERS SEEKING LAND THAT OFFERS FREEDOM, RECREATION, AND A LASTING CONNECTION TO NATURE, THIS IS A RARE OPPORTUNITY. The Adjacent 150+ ACRES is available too! See MLS G5109487, creating an extraordinary private sanctuary of nearly 200 acres or more. Properties like this aren't made anymore—they're discovered. Wear your hiking shoes, hop into your jeep and go schedule your private tour today.

Forest 02, #1, Se 150th Street, Umatilla
$394,900
3 Beds ⋅ 2 Baths ⋅ Metes And Bounds Legal SubDv. ⋅ 32784 Zip Code
Tucked beneath a canopy of mature oaks at the end of a long, tree-lined approach, this 3-bedroom, 2-bathroom home sits on 4.38 acres with about 3 acres of uplands in the heart of Umatilla. Built in 2008 with 1,730 square feet of living space, it features a covered front porch with a wooden ramp, and a dining area with sliding glass doors that frame open water views across the rear yard. The kitchen offers ample cabinetry, a full appliance package, and an eat-in layout that flows into the main living areas. A spacious walk-in closet, an oversized shower with a built-in bench, and a dedicated laundry/utility room round out the floor plan. Step outside to a wide back deck overlooking a sprawling lawn that rolls down to the water's edge — a rare combination of privacy, acreage, and a peaceful lake setting close to Umatilla's dining, shopping, and SR-19/SE Hwy 42 access.

29714 Se Highway 42, Umatilla
$1,050,000
4 Beds ⋅ 2 Baths ⋅ Lake Murphy Estates SubDv. ⋅ 32784 Zip Code
Virtually Staged. Recently appraised at $1,050,000 by a licensed appraiser, this home offers exceptional value. Experience the perfect blend of luxury, privacy, and waterfront living in this custom-built estate, nestled on 4.59 private acres with nearly 200 feet of frontage on beautiful Lake Murphy, a skiable lake. Featuring a grand circular driveway, this brand-new block home showcases exceptional craftsmanship, breathtaking views, and the freedom of no HOA. Designed for both everyday living and entertaining, the open-concept floor plan is filled with natural light and showcases panoramic lake views from the main living areas and primary suite. Sliding glass doors open to the covered lanai, creating a seamless indoor-outdoor living experience. The beautifully appointed kitchen features quartz countertops with a full-height backsplash, solid wood soft-close cabinetry, premium stainless steel appliances, double wall ovens, a separate cooktop with pot filler, a spacious center island, and a walk-in pantry. The private primary suite offers tranquil lake views, lanai access, a generous walk-in closet, and a spa-inspired bath with dual vanities, a freestanding soaking tub, and an oversized frameless glass shower with a rainfall showerhead. Additional features include luxury 12mm vinyl plank flooring throughout, sound-insulated interior walls, an oversized laundry room with abundant cabinetry, an irrigation system, seamless gutters, an insulated garage door, an oversized two-car garage, and an exterior lighting package with motion, soffit, landscape, and illuminated entry lighting. Outside, the possibilities are endless with room for a pool, workshop, RVs, boats, trailers, and more. Zoned to accommodate horses, chickens, goats, and other livestock, this property offers the perfect balance of luxury and flexibility. Spend your days boating, fishing, kayaking, paddleboarding, or water skiing right from your own backyard. Conveniently located less than 10 minutes from Publix, approximately 15 minutes from the Wekiva Parkway, and only 20 minutes from charming downtown Mount Dora, this one-of-a-kind property offers a rare combination of luxury, privacy, acreage, and waterfront living.

39251 County Road 439, Umatilla
$690,900
3 Beds ⋅ 3 Baths ⋅ Shoreline Ranch SubDv. ⋅ 32784 Zip Code
Pre-Construction. To be built. Welcome to Shoreline Ranch. This is a gated lakefront community. Rendering and floor plan show one possible home design that could be built on this lot. Not existing structure. This proposed lot and well-appointed home package is $690,900. Offering custom home packages by American Family Homes Inc the preferred builder. Build your dream home here and enjoy the breathtaking views year-round. The right lot shapes the way your home looks and feels, from the stunning views out your windows to the natural light that brightens your living space. In front of the gate there will be a sign with the gate code to enter into the community. Contact us today to schedule an appointment.

38797 Ranch Gate Boulevard, Umatilla
$279,000
2 Beds ⋅ 2 Baths ⋅ Umatilla Lake Mary Estates Sub SubDv. ⋅ 32784 Zip Code
WATERFRONT on Lake Mary in Umatilla! Cute 2 bedroom - 1 full & 1 half bath CONCRETE BLOCK home on quarter acre lot! 80 foot deep, 28 acre lake! Known for great fishing and relaxing water activies! Sit on your SCREENED PORCH overlooking this beautiful waterway with a beverage after your work day or coffee in the morning and watch nature wake up! This cute home is move-in ready or update to your taste! Large laudry room. Garage with Door-Opener and service door on the side. A/C 2014 - recently serviced. Roof 2017. Umatilla School District - "A" Rated Schools!

57 Cayman Circle, Umatilla
$384,900
3 Beds ⋅ 2 Baths ⋅ Acreage SubDv. ⋅ 32784 Zip Code
Imagine living surrounded by trees, nature and a small lake behind your house. Now imagine the calmness of country life but close enough to go to the grocery store or grab a coffee. This is the house for you! 3 bedroom split floor plan and 2 baths. Open living/dining room. Beyond is an a/c Florida room. Also an enclosed covered screened in patio with a fireplace for cozy nights. Fenced in front and back yard. Ample parking with a covered metal carport. Beautiful landscape to attract birds and more. Located on a dead end street and is the last house. This is a well kept home waiting for new birdwatchers!

37400 Saint Louis Avenue, Umatilla
$1,300,000
4 Beds ⋅ 2 Baths ⋅ Acreage & Unrec SubDv. ⋅ 32784 Zip Code
Welcome to 19221 Baker Road, a stunning 2019-built estate offering the perfect blend of modern luxury, country privacy, and unmatched functional utility in scenic Umatilla. Step inside the spacious 4-bedroom home to discover an airy, open interior defined by dramatic high ceilings, crown molding, elegant arched doorways, and durable wood-look tile flooring. The gourmet kitchen is a chef’s dream, featuring an expansive contrasting central island, premium stone countertops, an integrated cooktop with a custom range hood, and built-in double ovens. Relax in the luxurious primary bathroom, complete with a dual-sink vanity, a dedicated walk-in shower, and a deep corner soaking tub framed by beautiful wood-plank tile accents. The upstairs fourth bedroom could be a game room or office because of its expansive size. Outdoors, the screened lanai features a covered patio area perfect for outdoor dining next to the pristine swimming pool. Another added benefit of this fenced, 20+ acre property is a massive 30x70 detached garage and workshop featuring large roll-up doors—an absolute dream setup for mechanics, contractors, hobbyists, or anyone needing extensive storage for an RV, boat, tractors, and classic cars. Enjoy the ultimate freedom of rural acreage zoned agricultural with no strict HOA limitations, all while staying conveniently located just off State Road 19 for an easy commute. Whether you are looking to establish a private family compound, run a home-based business, or store all your outdoor toys, this versatile, modern property delivers endless possibilities.

19221 Baker Road, Umatilla
$7,370,000
8 Beds ⋅ 9 Baths ⋅ 32784 Zip Code
A rare Central Florida legacy estate, privately set on approximately 237 acres along beautiful Ella Lake. This extraordinary Umatilla property offers a remarkable combination of privacy, scale, waterfront beauty, and luxury improvements rarely found in today’s market. The main residence features over 11,000 square feet of living area, designed for grand entertaining and comfortable everyday living, with expansive indoor and outdoor spaces, a resort-style pool and spa, and a large, covered lanai overlooking the natural surroundings. Beautifully positioned on Ella Lake, this private Umatilla estate offers a rare blend of lakefront living, acreage, privacy, and natural Central Florida beauty. Enjoy peaceful water views, wildlife, fishing, kayaking, paddleboarding, and the quiet outdoor lifestyle that makes this property so special. With its expansive estate setting and convenient access to Umatilla, Eustis, Mount Dora, The Villages, and surrounding Central Florida destinations, this is a rare opportunity to own a true private lakefront retreat. In addition to the main residence, the property includes a spacious guest house of approximately 1,500 square feet situated above a six-car garage, providing ideal accommodations for guests, extended family, staff, or private retreat space. The acreage offers a stunning mix of open land, wooded areas, wetlands, and lakefront setting, creating exceptional opportunities for recreation, privacy, wildlife viewing, equestrian use, family compound living, or a one-of-a-kind luxury retreat. Located in a quiet and highly private setting, yet within reach of Umatilla, Eustis, Mount Dora, The Villages, and Ocala, this estate is a truly unique offering for the buyer seeking space, seclusion, waterfront character, and long-term legacy value. Properties of this size and quality are increasingly difficult to find in Central Florida.

17269 Se 260th Avenue Road, Umatilla
$1,500,000
4 Beds ⋅ 4 Baths ⋅ Shoreline Ranch SubDv. ⋅ 32784 Zip Code
Pre-Construction. To be built. Introducing the Woodard, a spectacular custom-designed estate by Precision Builders of Central Florida, where timeless architecture, luxury finishes, and exceptional craftsmanship come together to create an extraordinary living experience. Offering approximately 3,600 square feet of thoughtfully designed living space, this stunning single-story floor plan features 4 bedrooms, 3 bathrooms, a private office, a dedicated laundry room, and an oversized 3-car garage. The charming front elevation showcases an expansive covered front porch, abundant windows, and architectural details that create curb appeal rarely found in today's new construction. Inside, soaring ceilings and expansive living spaces define the home's open-concept design. The great room serves as the heart of the home, highlighted by oversized windows and French doors that seamlessly connect the indoor and outdoor living. High-end finishes, luxury appliances, custom craftsmanship, and premium building materials are featured throughout, creating a level of quality that is evident in every detail. Outdoor living offers an impressive 800-square-foot covered lanai, designed for year-round enjoyment and entertaining. Complete with a fully equipped outdoor kitchen and an abundance of seating and gathering space. Building with Precision Builders of Central Florida provides a personalized experience rarely found in today's market. Buyers receive a complete build plan, including selections and finishes, before construction ever begins. Precision's dedicated team oversees every aspect of the process to ensure an exceptional experience from start to finish. Choose from thoughtfully designed floor plans, customize an existing design, or create a fully custom home tailored to your unique vision. The Woodard is proposed on one of the most desirable homesites within Shoreline Ranch, a gated community offering a rare blend of privacy, space, and lake lifestyle. Situated on a sprawling one-acre pie-shaped lot at the end of a cul-de-sac, this oversized homesite provides an incredible amount of usable land and an unmatched sense of privacy. Mature trees line the rear of the property, creating a natural backdrop and beautiful views in every direction. What makes Shoreline Ranch truly unique is that you don't have to choose between a neighborhood setting and access to the water. Residents enjoy private access to Lake Dalhousie through a community boat ramp, providing easy access to one of Central Florida's most beautiful spring-fed, sandy-bottom lakes. Spend your weekends boating, fishing, paddleboarding, skiing, wakeboarding, or simply enjoying the lakefront lifestyle year-round. Conveniently located near Publix, shopping, dining, medical facilities, and the charm of Downtown Mount Dora, Shoreline Ranch offers the perfect balance of peaceful living and everyday convenience. This is a rare opportunity to build an exceptional custom home on one of the best homesites in the community. Schedule your private tour today.

38361 Lake Meadow Court, Umatilla
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