Gulf Coast Ret Homes with Canal - Saltwater Frontage

Gulf Coast Ret Homes with Canal - Saltwater Frontage

Welcome to Gulf Coast Retreat, a hidden gem nestled in the heart of Spring Hill, Florida, in beautiful Hernando County. This charming subdivision offers a unique blend of tranquility and coastal living, making it an ideal destination for those seeking a serene lifestyle without sacrificing convenience.

Gulf Coast Retreat is renowned for its stunning homes that boast canal and saltwater frontage, allowing residents to indulge in the ultimate waterfront living experience. Picture yourself sipping coffee on your patio, watching the sunrise over the water, or enjoying a peaceful evening on your boat as you glide through the calm canals. With direct access to the Gulf of Mexico, you can spend your days fishing, kayaking, or simply soaking up the sun on the pristine beaches nearby.

The homes in Gulf Coast Retreat are designed with comfort and style in mind, featuring spacious layouts, modern amenities, and picturesque views that make every day feel like a vacation. Whether you're looking for a cozy retreat or a family-friendly abode, this community offers a variety of options to suit your needs.

In addition to the natural beauty surrounding you, Gulf Coast Retreat is conveniently located near shopping, dining, and recreational activities, making it easy to enjoy both relaxation and adventure. With warm weather year-round and a welcoming community atmosphere, Gulf Coast Retreat is more than just a place to live; it’s a lifestyle.

Discover your perfect home in Gulf Coast Retreat, where every day feels like a getaway. Embrace the charm of waterfront living in Spring Hill, Florida, and start creating unforgettable memories today!

Newest Gulf Coast Ret Homes with Canal - Saltwater Frontage

$338,000
Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
DIRECT GULF ACCESS waterfront lot in the heart of HERNANDO BEACH! A DEEP WATER CHANNEL with quick access to the OPEN GULF with no bridges or boat lifts to obstruct boat travel. This property has several advantages over others. The biggest advantage is having one of the HIGHEST GROUND ELEVATIONS in all of Hernando Beach. At 9+ feet above water level (3 to 5 feet higher than most others) it provides good high-storm-water protection. With channels on two sides of this end lot, the addition of a SEAWALL EXTENDS THE PROPERTY to 81 feet East to West and 111 feet North to South for a total of 8,991 square feet. (Original property line: 70’ x 100’). Located off the main channel, there is almost NO CHANNEL-TRAFFIC, eliminating wake disturbance of your boats & your docks. Build your DREAM COASTAL HOME in one of Florida’s most desirable waterfront communities. With NO HOA, NO DEED RESTRICTIONS, and NO SHORT-TERM RENTAL RESTRICTIONS, this property offers endless flexibility for a primary residence, vacation getaway, or investment opportunity. Zoned for SINGLE-FAMILY HOMES only (no mobile homes permitted). There is NO TIME LINE TO BUILD, allowing you to secure your piece of paradise now and build when ready. Water, sewer, and electric are available at the street and can be connected to the future home. Boating enthusiasts will love that DOCKS ARE ALLOWED even without a home currently on the property, making it easy to start enjoying the waterfront lifestyle right away. Located in the charming coastal community of HERNANDO BEACH, residents enjoy easy access to boating, fishing, Jet skiing, kayaking, paddle boarding, and some of Florida’s best waterfront dining with live entertainment. Nearby attractions include Weeki Wachee Springs State Park, where you can enjoy crystal-clear springs, kayaking adventures, and Florida’s natural beauty. Conveniently located near shopping, restaurants, marinas, and everyday essentials while still offering the peaceful charm of Old Florida living. Don’t miss this opportunity to own a WATERFRONT LOT with DIRECT GULF ACCESS in beautiful HERNANDO BEACH! Property is located on the right side of the road at 4342 Tahiti Dr., Hernando Beach FL 34607. Lot lines shown in aerial photos are approximate.

4342 Tahiti Drive, Hernando Beach
$325,000
Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
Build your dream waterfront home on this canal-front lot offering a concrete seawall and convenient Gulf access. Located just one canal from the main channel, this property provides quick access to open water for boating, fishing, kayaking, snorkeling, diving, and other water activities. 5099 Cedarbrook Lane is one of three available waterfront lots, along with 5105 and 5111 Cedarbrook Lane. Purchase this lot individually or explore the opportunity to acquire all three and create a larger private waterfront retreat. Located in an AE flood zone and close to marinas, shopping, restaurants, medical facilities, and schools, this land offers the perfect combination of waterfront living and everyday convenience. Contact the agent to discuss a bulk price. Bring your plans and take advantage of this opportunity to own Gulf-access waterfront land and create the Florida lifestyle you’ve been looking for.

5099 Cedarbrook Lane, Hernando Beach
$325,000
Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
Unique opportunity to own one of three waterfront lots available along Cedarbrook Lane — 5111, 5105, and 5099 Cedarbrook Lane. Purchase this lot individually or explore the potential to acquire all three and create an expansive Gulf-access waterfront property. This land offers a desirable canal-front setting with a concrete seawall and is located just one canal from the main channel, providing convenient access to the Gulf of Mexico. Build your dream home and enjoy the Florida waterfront lifestyle with boating, fishing, kayaking, snorkeling, diving, and open-water adventures just minutes away. Located in an AE flood zone and convenient to marinas, shopping, restaurants, schools, and medical facilities, this property offers an excellent combination of waterfront access, location, and future potential. Call agent to discuss a bulk price. Bring your plans and create your own piece of Florida Gulf Coast living!

5111 Cedarbrook Lane, Hernando Beach
$325,000
Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
Discover the potential of waterfront living at 5105 Cedarbrook Lane, one of three available canal-front lots along Cedarbrook Lane — 5111, 5105, and 5099. This lot may be purchased individually or together with the neighboring properties for an opportunity to create a larger Gulf-access waterfront retreat. This land features a concrete seawall and is positioned just one canal from the main channel, offering convenient access to the Gulf of Mexico. Enjoy easy access to boating, fishing, kayaking, snorkeling, diving, and other outdoor activities that make Florida waterfront living so desirable. Located in an AE flood zone and close to marinas, restaurants, shopping, schools, and medical facilities, this property offers a great combination of location, accessibility, and future potential. Reach out to the agent for a bulk price! Bring your vision, build your dream home, and take advantage of this opportunity to own Gulf-access waterfront land on Florida’s Gulf Coast!

5105 Cedarbrook Lane, Hernando Beach
$485,000
Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
DIRECT GULF ACCESS WATERFRONT LOT WITH 182 FT OF BRAND-NEW SEAWALL & PRIVATE BOAT RAMP ! Build your DREAM COASTAL HOME on this exceptional almost 16,000 SQ. FT. waterfront homesite located on a DEEP-WATER CANAL in the heart of HERNANDO BEACH, offering quick access to the OPEN GULF and the ultimate Florida waterfront lifestyle. With an impressive 182 FEET OF BRAND-NEW CONCRETE SEAWALL WITH CAP installed in 2023 and a PRIVATE BOAT RAMP, this oversized property is perfectly suited for boating enthusiasts and anyone looking to create their own private waterfront retreat. The generous lot provides plenty of room to design and build your dream home, add a pool, create outdoor entertaining areas, and accommodate your boats, kayaks, paddleboards, and other water toys. Zoned R1B for SINGLE-FAMILY HOMES ONLY (NO MOBILE HOMES), this property offers tremendous flexibility with NO HOA, NO DEED RESTRICTIONS, and NO SHORT-TERM RENTAL RESTRICTIONS. There is also NO TIMELINE TO BUILD, allowing you to secure your piece of paradise now and build when the time is right. Docks are permitted and may be installed even before a home is constructed, making it possible to begin enjoying the waterfront lifestyle right away. The property is located in a FLOOD ZONE, and future construction will need to be elevated. WATER, SEWER, AND ELECTRIC ARE AVAILABLE AT THE STREET and will need to be connected to the future home. Please note this is NOT an RV lot, and living in an RV on the property is not permitted. Located in the charming, GOLF CART-FRIENDLY coastal community of HERNANDO BEACH, you’ll be minutes from waterfront restaurants, live entertainment, local marinas, and endless opportunities for BOATING, FISHING, KAYAKING, and PADDLEBOARDING. Enjoy easy access to WEEKI WACHEE SPRINGS STATE PARK and the crystal-clear Weeki Wachee River, while shopping, dining, and everyday conveniences are just a short drive away. This is a rare opportunity to own an oversized DIRECT GULF ACCESS homesite with exceptional waterfront frontage and the freedom to build the coastal retreat you’ve always envisioned. Please note that lot lines shown in aerial photos are approximate. The property is located on the LEFT SIDE OF THE ROAD BETWEEN 3610 FLAMINGO BLVD AND 3626 FLAMINGO BLVD. LAND FINANCING OPTIONS ARE AVAILABLE. Bring your boat, bring your plans, and start building your Florida waterfront dream!

3616 Flamingo Boulevard, Hernando Beach
$877,000
3 Beds ⋅ 2 Baths ⋅ Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
Discover the ultimate Florida boating lifestyle in this exceptional waterfront home in Hernando Beach, where direct Gulf access is just minutes away. Located on a deep-water canal, this beautifully maintained home offers the perfect combination of quality construction, modern updates, and resort-style outdoor living. The thoughtfully designed two-story home features 3 bedrooms and 2 full baths, with the main living area located on the upper level to maximize water views and coastal breezes. An expansive outdoor living area overlooks the screened pool below, creating the perfect setting for morning coffee, evening drinks, or entertaining family and friends while enjoying the waterfront scenery. At the heart of the home is an updated kitchen featuring quartz countertops, a large center island, and abundant wood cabinetry incl. pull-outs and soft-close drawers, flowing seamlessly into the main living and dining spaces for comfortable everyday living and effortless entertaining. Step outside to your private tropical retreat, complete with an in-ground pool fully screen-enclosed. Whether you're relaxing poolside or watching boats pass by from the upper deck, every day feels like a vacation. Designed with boaters in mind, the property includes a 12,000-pound boat lift (2020) with attached dock, making it easy to keep your boat in the water and head out for a day of fishing, scalloping, fun at the Hernando Beach ''flats'', or watching unforgettable sunsets over the open Gulf. Additional features include an elevator providing convenient access between levels, an oversized garage with extra storage and a loft, a metal roof (2018), double pane windows, hurricane shutters, and a built-in pest control tube system for added convenience and peace of mind. Whether you're searching for a full-time waterfront residence or the perfect coastal getaway, this home offers everything that makes Hernando Beach one of Florida's hidden gems--deep-water boating, quick Gulf access, beautiful outdoor living, and the relaxed coastal lifestyle you've been dreaming of.

3294 Minnow Creek Drive, Hernando Beach
$1,200,000
3 Beds ⋅ 3 Baths ⋅ Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
DIRECT GULF ACCESS COASTAL LUXURY WITH WESTERLY SUNSET VIEWS—THIS HOME HAS EVERYTHING! THERE IS NOTHING MORE YOU COULD ASK FOR! Experience the ultimate Florida waterfront lifestyle in this spectacular DIRECT GULF ACCESS custom-built coastal residence perfectly positioned on an OVERSIZED 12,205 SQ. FT. CUL-DE-SAC LOT with approximately 193 FEET OF WATERFRONT with new seawall cap installed in 2025. Designed to capture breathtaking WESTERLY SUNSET VIEWS, this exceptional 3 BEDROOM, 3 BATH, 3-CAR GARAGE home offers 2,799 SQ. FT. OF LIVING SPACE, an ELEVATOR, a HEATED POOL & SPA, and an expansive 1,157 SQ. FT. UPPER SCREEN IN PORCH overlooking the wide canal and unforgettable sunsets. A grand paver driveway leads to a striking double staircase and decorative GLASS FRONT ENTRY DOOR WITH SIDELIGHTS. Inside, the open-concept floor plan features soaring 12-FOOT CEILINGS, oversized bay windows, abundant natural light, and tall triple sliding glass doors that seamlessly connect the living areas with the outdoor entertaining space. The gourmet kitchen is designed for entertaining and everyday living with REAL WOOD CABINETRY, ENGINEERED QUARTZ COUNTERTOPS, a large center island with breakfast bar, double wall ovens, built-in microwave, cooktop, STAINLESS STEEL APPLIANCES, beverage cooler, built-in coffee bar, wine bar, pantry cabinetry, and a breakfast nook overlooking the water. The spacious primary suite opens directly to the upper waterfront porch through tall sliding glass doors, creating the perfect place to enjoy morning coffee or spectacular sunsets. The luxurious en-suite bath features dual vanities, a custom walk-in shower with glass enclosure, soaking tub, and generous storage. Two additional oversized guest bedrooms share a beautifully appointed bathroom. Step outside to your private tropical oasis featuring a HEATED SCREENED POOL & SPA with fountain, covered entertaining areas, and paver decking.The second level screened enclosure spans the entire back of the home, seamlessly enclosing both the lower pool area and the expansive second-story waterfront porch to create a truly one-of-a-kind outdoor living space. Boaters will appreciate the stationary dock, floating dock, approximately 7,500-LB BOAT LIFT, electric and water at the dock, fish cleaning station, TREX DECKING, and updated seawall cap, providing quick DIRECT GULF ACCESS for boating, fishing, scalloping, kayaking, paddleboarding, and sunset cruises. Additional features include LUXURY VINYL FLOORING, TILE ROOF, PLANTATION SHUTTERS, ELEVATOR, oversized laundry room with built-in cabinetry and utility sink, downstairs full bath, two storage rooms, irrigation system, tropical landscaping, and TRANSFERABLE FLOOD INSURANCE FOR JUST $1,829 PER YEAR—AN ESTIMATED ANNUAL SAVINGS OF APPROXIMATELY $5,500 FOR THE NEW OWNER. Located in the highly desirable waterfront community of HERNANDO BEACH, you'll enjoy NO HOA, NO CDD FEES, GOLF CART FRIENDLY STREETS, and SHORT-TERM RENTALS ARE ALLOWED in much of the community, making this an outstanding primary residence, vacation home, or investment property. Conveniently located near Weeki Wachee Springs, waterfront restaurants, marinas, shopping, medical facilities, and the Suncoast Parkway for an easy commute to Tampa, Brooksville, and surrounding areas. LIVE EVERY DAY LIKE YOU'RE ON VACATION while enjoying some of Florida's finest boating, fishing, and unforgettable Gulf Coast sunsets right from your own backyard.

4295 Newport Drive, Hernando Beach
$649,900
3 Beds ⋅ 2 Baths ⋅ Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
Experience waterfront living at its finest in Hernando Beach! This beautifully updated canal-front home offers the perfect blend of modern design and coastal charm with wide water views and direct access to the Gulf. The open-concept floor plan features vaulted ceilings, abundant natural light, and a striking fireplace that serves as the centerpiece of the living area. The remodeled kitchen showcases shaker-style cabinetry, quartz countertops, stainless steel appliances, a farmhouse sink, and a designer tile backsplash. The spacious primary suite offers private access to the waterfront balcony along with a beautifully renovated en-suite bath featuring dual vanities and a tiled walk-in shower. Guest accommodations are equally impressive with updated bathrooms and stylish finishes throughout. Step outside to the expansive screened waterfront porch where you can enjoy morning coffee, evening sunsets, and relaxing canal views year-round. A spiral staircase leads to the lower level screen porch, covered BBQ area, covered parking and backyard firepit, creating seamless access to the waterfront. Whether you're searching for a full-time residence, vacation retreat, or investment opportunity, this property delivers the Florida boating lifestyle you've been dreaming of. Located on a deep-water canal with a seawall and room for your boat, you'll enjoy easy access to the Gulf of Mexico, waterfront dining, fishing, and endless days on the water

4464 Jacona Drive, Hernando Beach
$809,000
2 Beds ⋅ 3 Baths ⋅ Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
Waterfront luxury meets coastal convenience in this exceptional Gulf-front retreat! This stunning 2-bedroom, 2 1/2-bathroom home with a 2-car garage and elevator has been thoughtfully upgraded from top to bottom and is designed to embrace the very best of Florida waterfront living. Step inside to discover beautiful hardwood floors, a gourmet kitchen featuring stainless steel appliances, granite counter tops, large dual pantries, and plantation shutters throughout. Freshly painted inside and out, this home feels bright, polished, and move-in ready. The upgrades continue with a new metal roof, new AC system, raised AC platform, new pool pump, new pool heater, and a freshly resurfaced pool, allowing you to enjoy your private backyard oasis with complete peace of mind. The massive screened porch enclosure provides the perfect setting for entertaining, while the large back porch with retractable awnings offers breathtaking views and comfortable outdoor living year-round. Upstairs, an open second-floor patio creates yet another spectacular space to soak in the coastal scenery. Boating enthusiasts will appreciate the new boat lift motor supporting up to 16,000 pounds and new control panel, complete with covered parking for your vessel. In addition to the incredible Gulf of America frontage, this unique property also features a small parking canal on the left side of the home, providing even more waterfront footage and functionality. Additional highlights include storm shutters, an electric vehicle charger in the garage, and one of the area's most desirable features--no short-term rental restrictions, making this property an outstanding primary residence, vacation getaway, or income-producing investment opportunity. From the endless waterfront views to the extensive upgrades and unmatched flexibility, this is a rare opportunity to own a true piece of paradise on the Gulf. Schedule your private showing today!

3420 Eagle Nest Drive, Hernando Beach
$659,900
2 Beds ⋅ 3 Baths ⋅ Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
PRIVATE WATERFRONT SETTING, SUNSET VIEWS, QUICK DIRECT GULF ACCESS & APPROXIMATELY 160 FT. OF WATER FRONTAGE! Welcome to 3532 Eagle Nest Dr. in Hernando Beach, a Light & Bright Elevated Coastal Home tucked away in a Private Waterfront Location with Water Views from the Front, Back & Side. Set on an impressive 9,376 sq. ft. lot along Grouper Canal, this property offers a rare waterfront layout with canal frontage behind the home plus a side inlet, creating approximately 160 ft. of waterfront, added privacy, beautiful views & incredible boating flexibility. Adding even more value for buyers, a Primary Residence Homeowners & Wind Insurance Quote is available for 3,583.00 per year & a Primary Residence Flood Insurance Quote is available for 2,625.05 per year. A recent 4-Point Inspection & Wind Mitigation Inspection have also been completed, with both reports available for buyers, providing valuable insurance information upfront. The side inlet features Davits & a BOAT RAMP, while the backyard feels like a peaceful park with an extended concrete cap, kneewall & plenty of space to relax, entertain or simply enjoy the coastal setting. From inside the home, the owner loves that you can see water from so many windows, and the outdoor living spaces are perfect for taking in the sunsets, watching dolphins & manatees known to play in the canal, or enjoying the incredible wildlife that makes this setting so special - from osprey, eagles & owls to hummingbirds and other coastal birds. The owner also loves how friendly the area is, adding to the relaxed, welcoming feel of Hernando Beach living. Boaters will love the quick ride to the Open Gulf with no fixed bridges, no lifts & no long canal ride. This 2 Bedroom, 2 Bath, 2-Car Garage Stilt Home offers an Open Floor Plan with two sets of Sliding Glass Doors that fill the home with natural light. The Horseshoe Kitchen has beautiful water views from the window, a functional layout, generous workspace & approximately 5-year-old appliances that stay with the home. The split-bedroom layout gives both bedrooms excellent privacy from each other. The spacious Primary Suite is approximately 20 x 23 with room for a sitting area, a Private Balcony, Walk-In Closet, Walk-In Shower & its own private stairs leading down to the lower level. Downstairs, you will find a HUGE Man Cave & Flexible Use Area featuring a 2-Car Garage plus a Golf Cart Garage & additional space for a workshop, play room, hobby area, storage, fishing gear, kayaks, paddleboards or all the extras that come with waterfront living. Additional features include a 2017 METAL ROOF, 2015 WATER HEATER, side wraparound upper deck & one of the most unique waterfront settings in Hernando Beach. A wonderful opportunity to enjoy privacy, water views, sunsets, wildlife, quick direct Gulf access & the relaxed coastal lifestyle Hernando Beach is known for.

3532 Eagle Nest Drive, Hernando Beach
$299,000
Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
Rare opportunity to own a prime vacant waterfront lot in Hernando Beach with direct Gulf access and one of the last available lots this close to the open water. Located on a deep-water canal just minutes from the Gulf, this ready-to-build property is ideal for your houseboat, sailboat, cabin cruiser, or future custom waterfront home. The property is fully fenced for added privacy and security and comes equipped with a floating dock, and 70 feet of seawall with built-in steps for easy water access. Electric, water, and sewer connections are in place, making this a true turnkey opportunity to build now or hold for the future. Enjoy the freedom of no deed restrictions and no HOA fees while embracing the laid-back coastal lifestyle Hernando Beach is known for. Spend your days fishing, scalloping, kayaking, or heading out to “The Flats,” the area’s locally famous sandbar. With waterfront dining, local bars, parks, and unforgettable Gulf sunsets just moments away, this is your chance to truly vacation where you live.

4489 Burmuda Drive, Hernando Beach
$450,000
2 Beds ⋅ 2 Baths ⋅ Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
HERNANDO BEACH LIVING WITHOUT THE WATERFRONT PRICE TAG! Enjoy the coastal lifestyle from this Hernando Beach home located just minutes from the water, Gulf access points, marinas, boating, fishing, kayaking, and local waterfront dining. For buyers who want to be close to everything Hernando Beach has to offer without the higher purchase price associated with direct waterfront property, this home provides an opportunity worth seeing. A significant improvement has already been completed with a NEW ROOF IN 2025. The property also has an EXISTING FLOOD INSURANCE POLICY THAT IS TRANSFERABLE TO THE NEW OWNER, an important benefit for buyers considering a home in a coastal area. Buyer should independently verify the applicable premium, coverage, policy terms, and transfer requirements. Inside, the home offers a functional floor plan with comfortable living spaces and abundant natural light. The kitchen features ample cabinetry and workspace and connects conveniently to the main living and dining areas, creating an easy layout for everyday living and entertaining. The primary bedroom provides a dedicated retreat, while the additional bedrooms offer flexibility for family, guests, a home office, hobby space, or other needs. The location puts you close to the lifestyle that makes Hernando Beach unique. Spend your free time boating, fishing, kayaking, visiting nearby marinas and restaurants, exploring Florida's Nature Coast, or heading out toward the Gulf. Whether you're looking for a primary residence, Florida getaway, second home, or property with flexible future-use potential, this home combines location, major recent roof improvement, and proximity to the water at a price point below comparable direct-waterfront opportunities. 2025 ROOF • TRANSFERABLE FLOOD INSURANCE • HERNANDO BEACH • MINUTES FROM THE WATER • NEAR BOATING, FISHING & MARINAS • CLOSE TO WATERFRONT DINING • FLORIDA NATURE COAST LIFESTYLE Seller may consider Bitcoin (BTC), Ethereum (ETH), or USDC as part of an acceptable transaction structure, provided all cryptocurrency is converted to U.S. Dollars as required for closing and the transaction complies with applicable title, escrow, lender, brokerage, and closing requirements. Cryptocurrency acceptance is subject to mutually acceptable contract terms. All measurements, distances, property information, insurance information, and other material facts should be independently verified by buyer and buyer's agent.

4069 Gulfview Drive, Hernando Beach
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