St Cloud (Narcoossee Road) Homes with Pond Frontage

St Cloud (Narcoossee Road) Homes with Pond Frontage

Welcome to St. Cloud, a hidden gem nestled in the heart of Osceola County, Florida! Known for its charming small-town feel and vibrant community, St. Cloud offers a unique blend of natural beauty, modern amenities, and rich history. One of the most picturesque areas in this lovely city is along Narcoossee Road, where serene pond frontage homes beckon those seeking tranquility and a connection to nature.

Imagine waking up each morning to the gentle sounds of water lapping against the shore, with stunning views right outside your window. Homes with pond frontage in St. Cloud provide an idyllic setting for families, retirees, and anyone looking to escape the hustle and bustle of city life. These properties not only offer a peaceful retreat but also an opportunity for outdoor activities like fishing, kayaking, or simply enjoying a leisurely stroll along the water’s edge.

St. Cloud is also conveniently located near major highways, making it easy to access the vibrant attractions of Orlando, including world-renowned theme parks, shopping, and dining experiences. The city boasts a variety of parks, recreational facilities, and community events that foster a strong sense of belonging among its residents.

Whether you’re looking for a cozy family home or a serene getaway, the pond frontage properties along Narcoossee Road in St. Cloud, FL, promise a lifestyle filled with natural beauty and community spirit. Come discover your dream home in this enchanting city today!

Newest St Cloud (Narcoossee Road) Homes with Pond Frontage

$369,980
4 Beds ⋅ 2 Baths ⋅ Southern Pines Ph 4 SubDv. ⋅ 34772 Zip Code
** Virtually Staged ** Nearly New with Premium Pond-View Residence in Sought-After St. Cloud Community — No CDD Fees Experience the ideal balance of contemporary luxury and peaceful living in this exceptional four-year-old home. Virtually new yet offered at a significant advantage over current new-construction pricing, this residence is situated in one of St. Cloud’s most desirable neighborhoods and features striking premium pond views that foster a sense of calm and privacy. An inviting open-concept floor plan seamlessly connects the gathering room, dining area, and gourmet kitchen, creating an expansive atmosphere well suited to both entertaining and everyday living. The kitchen is appointed with a substantial center island, stainless-steel appliances, elegant granite countertops, and generous workspace for culinary pursuits. Recent updates ensure move-in readiness, including brand-new carpeting in all bedrooms and fresh interior paint throughout. Durable tile flooring extends through the foyer, great room, kitchen, and wet areas, combining practicality with timeless appeal. The thoughtfully designed layout provides four spacious bedrooms and two full bathrooms. The private primary suite, positioned at the rear of the home, overlooks the tranquil pond and includes an en-suite bath with dual-sink vanity, walk-in closet, and luxurious shower. Three additional bedrooms near the foyer offer flexibility for family, guests, or a home office. Outdoor living is enhanced by a covered lanai, ideal for enjoying morning coffee or evening gatherings while taking in the picturesque pond vistas. Structural upgrades, including the lanai, complement the refined finishes of the Canvas Signature Collection – Overture, characterized by its modern aesthetic of crisp whites and deep grays. This rare opportunity to acquire a nearly new home in a prime St. Cloud location places you near parks, lakes, and the many amenities of Central Florida—without the burden of CDD fees. Contact us today to schedule your private tour—your dream home with pond-view tranquility awaits!

486 Pine Tree Bridge Trail, St Cloud
$439,900
5 Beds ⋅ 3 Baths ⋅ Stevens Plantation SubDv. ⋅ 34772 Zip Code
Waterfront Pool Home in Desirable Stevens Plantation! Welcome to this 5-bedroom, 3-bath waterfront pool home located in the highly sought-after Stevens Plantation community in Saint Cloud. Designed with both comfort and functionality in mind, this spacious home is full of potential and needs TLC. New roof in 2025 Step inside to find a formal living room and dining room, ideal for entertaining or hosting family gatherings. The heart of the home is the open-concept kitchen, featuring a large center island, abundant cabinetry, and a seamless view of the family room and sparkling pool, all overlooking the tranquil water. The first floor includes a private bedroom and full bathroom, making it an excellent space for guests, extended family, or a home office. Relax in your screened pool while enjoying peaceful water views, creating your own private backyard retreat. Conveniently located just minutes from Florida's Turnpike, this home is within walking distance to Walmart, restaurants, shopping, and everyday conveniences. Plus, you're only 23 miles from Orlando International Airport and the Lake Nona Medical City, offering easy access to world-class healthcare, dining, and entertainment. Don't miss this incredible opportunity to own a waterfront pool home in one of Saint Cloud's most desirable communities. Schedule your private showing today!

3767 Cedar Hammock Trail, St Cloud
$330,000
2 Beds ⋅ 2 Baths ⋅ Northwest Lakeside Groves Ph 1 SubDv. ⋅ 34772 Zip Code
One of Twin Lakes' most beautifully upgraded carriage homes, this exceptional Daytona model is perfectly positioned on a PREMIUM POND-FRONT HOMESITE, offering peaceful water views, outstanding indoor-outdoor living, and an impressive collection of builder and owner upgrades that set it apart from other Daytona carriage homes. From the moment you step inside, you'll appreciate the attention to detail, including crown molding throughout the main living areas, upgraded lighting, a stained-glass accent window, a retractable front screen door, and an open, light-filled floor plan designed for comfortable everyday living and effortless entertaining. The spacious great room is enhanced by a BUILT-IN SURROUND SOUND HOME THEATER SYSTEM, creating the perfect setting for movie nights or gathering with friends. The beautifully appointed kitchen is the heart of the home, featuring quartz countertops, a stainless farmhouse sink, upgraded appliances, under-cabinet lighting and upper-cabinet lighting, abundant cabinetry, and a large island that flows seamlessly into the dining and living areas. The primary suite offers a peaceful retreat with tranquil pond views, a custom-designed walk-in closet, and a beautifully upgraded ensuite bath featuring illuminated touch mirrors, including an integrated media mirror that adds a touch of everyday luxury. Step outside to what may become your favorite room of the house. The EXTENDED SCREENED LANAI was designed for true Florida living, complete with a SUMMER KITCHEN, outdoor television, motorized shades, and plenty of space to relax, dine, and entertain while overlooking the peaceful pond. Additional features include a whole-house attic fan, ceiling fans throughout, an oversized laundry room with utility sink and upper and lower cabinetry, and added peace of mind with a 7,000-WATT GENERATOR INCLUDED and a professionally installed generator connection already in place. Located within the gated 55+ Twin Lakes community, residents enjoy exceptional amenities including multiple pools including a resort lagoon pool, lakefront clubhouse, fitness center - men/women steam room and sauna, pickleball, basketball and tennis courts, walking trails, fishing, lake access - pontoon boat, john boat and kayak rentals, pavillion with kitchen and lounge area with a TV and fireplace, and a vibrant calendar of social activities—all while enjoying a low-maintenance lifestyle. Every detail has been thoughtfully selected to create a home that's as functional as it is beautiful. If you've been waiting for an exceptional carriage home with premium pond views and upgrades that truly stand apart, you've just found it.

2495 Datura Loop, St Cloud
$625,000
3 Beds ⋅ 3 Baths ⋅ Twin Lakes Ph 2c SubDv. ⋅ 34772 Zip Code
Discover Your Oasis of Comfort in Twin Lakes. This charming 3-bedroom/3-bath HOME offers the perfect blend of tranquility and convenience. Featuring three spacious bedrooms and three well-appointed bathrooms. Designed with modern upgrades. Step inside to find an inviting ambiance enhanced by 7-inch crown molding and tray ceilings. And Plantation Shutters throughout! As you enter the spacious hallway leading to the open kitchen, living room, and breakfast nook. You are greeted with a screened lanai with a relaxing water view. The gourmet kitchen boasts upgraded light wood cabinetry with crown molding, a custom backsplash, quartz countertops with a generously sized island, an extra-large sink, gas cooktop, double ovens, and a custom hood. A spacious walk-in pantry and an upgraded laundry room. The open-concept living area flows seamlessly to a lanai with cornerless sliding doors. The oversized first-floor primary bedroom comes with a view: elegant Tray ceilings/dual fans, and Sunburst Plantation Shutters. The primary has an ensuite bathroom and walk-in closet. The primary bathroom has dual sinks and quartz countertops, a seamless glass shower with a high-end faucet, dual shower heads, including a rain shower, and a custom tile bench. Amenities include a resort-style pool, a lap pool and a 3rd pool on the villa side. There is also a 20,000 square foot Gorgeous Clubhouse, state-of-the-art fitness center, Flex room, Tennis Courts, Putting Green, Walking Trails, Pickle Ball Court, Fishing, and Pontoon Boats and Jon boat to use on Live Oak Lake! The community has many active and socializing activities to keep you VERY busy!! All of this in a GREAT gated community located in Central Florida close to Lake Nona Medical City, Orlando, Orlando International Airport, Theme Parks, and Brevard Beaches! Don’t miss the chance to own this exceptional property that beautifully blends luxury, security, and functionality. Experience the vibrant lifestyle that Twin Lakes will give you Owner Upgrades: Sunburst Plantation Shutters throughout home. $9,000 Indoor Motorized Roller Shade w/rechargable Motor. $2000. Outdoor Motorized Roller Light Filtering Shade $2300 Epoxy Garage Floor - Lifetime Warranty $4200 Spring Well Water Filtering System $2500 Subwoofer for Surround Sound $300 Screening for Lanai $3400 Mounted TV for Lanai $500

2680 Redblush Terrace, St Cloud
$484,888
5 Beds ⋅ 2 Baths ⋅ Keystone Pointe Ph 3 SubDv. ⋅ 34772 Zip Code
PRIVATE. UPDATED. MOVE-IN READY. Welcome to this beautifully upgraded 5-bedroom, 2-bath single-story ranch home, ideally situated on one of the community's most desirable premium corner homesites. Surrounded by a tranquil pond and conservation area with no front, rear, or side neighbors, this exceptional property offers a rare combination of privacy, comfort, and modern living. Step inside to discover a bright, open floor plan that lives much larger than its square footage, thoughtfully designed for both everyday living and entertaining. The highly desirable split-bedroom layout provides excellent separation between the spacious primary suite and the secondary bedrooms, creating comfort and privacy for family members and guests alike. Enjoy the convenience of single-story living with no interior stairs, offering easy, functional living for every stage of life. Designed for both beauty and peace of mind, this home has been extensively updated with light modern designer finishes throughout, fresh interior and exterior paint, a replaced roof, and a replaced HVAC system, allowing you to move in and start enjoying your new home from day one. Elegant lighting, stylish fixtures, and quality finishes enhance the home's inviting atmosphere. The spacious kitchen flows seamlessly into the living and dining areas, creating the perfect gathering space for entertaining or relaxing. Step outside to the oversized screened lanai featuring a spa, where you can unwind while enjoying peaceful pond and conservation views in your own private backyard retreat. Conveniently located just minutes from Florida's Turnpike, Lake Nona, Medical City, shopping, dining, schools, and Central Florida's renowned attractions, this move-in-ready home delivers the perfect balance of privacy, thoughtful design, modern updates, and everyday convenience. Opportunities like this are rare—schedule your private showing today and experience everything this exceptional home has to offer.

3014 Sand Stone Circle, St Cloud
$400,000
4 Beds ⋅ 2 Baths ⋅ Buena Lago Ph 4 SubDv. ⋅ 34772 Zip Code
Built in 2025 and loaded with upgrades, this stunning 4-bedroom, 2-bathroom home offers modern living with peaceful pond views and no rear neighbors. Enjoy relaxing mornings and breathtaking sunrises from the covered back porch overlooking the water. Inside, the open-concept design seamlessly connects the living room, dining area, and kitchen, creating the perfect space for entertaining and everyday living. Upgrades include tile flooring throughout, a picture window that fills the living area with natural light, and French doors leading to the backyard and tranquil pond views. The chef-inspired kitchen is both beautiful and functional, featuring quartz countertops, stainless steel appliances, a spacious center island, a dedicated coffee bar, and a walk-in pantry complete with custom built-ins for exceptional organization and storage. Privately situated at the rear of the home, the primary suite serves as a peaceful retreat with pond views and an impressive walk-in closet featuring custom built-ins designed to maximize organization and storage. The ensuite bathroom offers dual vanities and a separate shower, creating a comfortable and private space to unwind. Three additional bedrooms provide flexibility for guests, family, or a home office, while the dedicated laundry room adds everyday convenience. The home also includes smart home technology, allowing you to conveniently control and monitor key features from your smart devices. Residents enjoy access to fantastic community amenities including a resort-style pool, and playground, all with a low HOA. Conveniently located in a growing Central Florida area with easy access to major roadways, shopping, dining, parks, and Downtown Orlando, this move-in ready home offers the perfect blend of comfort, convenience, and modern style.

5087 Tana Terrace, St Cloud
$460,000
4 Beds ⋅ 3 Baths ⋅ Whaleys Creek Ph 1 SubDv. ⋅ 34772 Zip Code
Welcome to this beautifully maintained home located in the desirable community of Whaleys Creek in St. Cloud, with LOW HOA AND NO CDD, situated on over ¼ acre with a fully fenced backyard. This spacious home offers 4 bedrooms, 3 remodeled full bathrooms, and a versatile open floor plan designed for comfortable living and entertaining* Enjoy the added charm of being located across from a small lake, offering beautiful sunset views and refreshing summer breezes. The community lap pool is conveniently located just a short walk across the street.* Upon entry, you’ll find a formal living room that can easily serve as an office, den, or flex space. The primary suite is conveniently located on the lower level, while three additional generously sized bedrooms are upstairs along with a huge bonus room—perfect for a second family room, game room, media space, or play area.* The main living areas feature ceramic tile throughout the lower level, 10-foot ceilings, double-pane insulated windows, and elegant wrought iron stair railing. The gourmet kitchen boasts stainless steel appliances, abundant cabinetry, a walk-in pantry, a large island with a single deep-bowl sink, and a spacious dining area large enough to accommodate a table for 12—ideal for gatherings and entertaining.* This gently lived-in and meticulously cared-for home includes numerous upgrades, including a 2025 ROOF, NEW VINYL FENCING, reverse osmosis drinking water system, and a WHOLE-HOME softener/purification system.* Step outside to enjoy the large backyard with endless possibilities for outdoor living, play, gardening, or creating your own private retreat. This home offers the perfect combination of space, comfort, upgrades, and a desirable location in one of St. Cloud’s sought-after communitie within minutes to Florida Turnpike making easy commutes to the Airport, Tampa, Amusement Parks and Downtown Orlando.

3699 Moca Drive, St Cloud
$385,000
4 Beds ⋅ 2 Baths ⋅ Sawgrass Unit 1 SubDv. ⋅ 34772 Zip Code
Watch Spectacular Sunsets from this Waterfront & Conservation, ¼+ Acre Homesite. The expansive backyard offers plenty of room for outdoor activities, entertaining, or simply enjoying the peaceful natural surroundings. Inside the heart of the home is the spacious gourmet kitchen, featuring a Double Oven, granite countertops, bar seating, stainless steel appliances, and beautiful 42-inch cabinets with soft-close doors—perfect for everyday living and entertaining alike. Major updates provide added value and efficiency, including a NEW A/C system and NEW Hot Water Heater installed in March. Newer Modern Front door with custom Storm door with movable window. The Master suite showcases vaulted ceilings, elegant French doors, and a large walk-in closet. The Master bath features dual sinks, a relaxing garden tub, and a separate walk-in shower. Step outside to the huge screened-enclosed porch, an ideal space for relaxing year-round while overlooking the tranquil water and conservation area. Additional conveniences include an indoor laundry room, a Ring doorbell, and exterior security lighting for added comfort and security. In addition, a 2 Car Garage with side entry door and sidewalk. With stunning views, quality upgrades, and an abundance of indoor and outdoor living space, this home offers a rare opportunity to enjoy Florida living at its finest. Schedule your private showing today!

3338 Gator Bay Creek Boulevard, St Cloud
$386,900
4 Beds ⋅ 2 Baths ⋅ Fawn Meadows At Deer Creek Ph 1 SubDv. ⋅ 34772 Zip Code
Virtually Staged. Welcome to this spacious and versatile home located in the desirable Saint Cloud! A large driveway provides plenty of parking with room for up to 6 vehicles in addition to the attached 2-car garage. The inviting front porch offers the perfect place to relax and enjoy the neighborhood. Inside, you’ll find split dens that provide flexible space for a home office, playroom, media room, or additional living areas to fit your needs. The kitchen features granite countertops, bar-top seating, and an open layout overlooking the living room, making it ideal for both entertaining and everyday living. The primary suite offers direct access to the expansive sunroom, creating a private retreat with peaceful pond views. The primary bathroom includes dual vanities and separate walk-in closets for added convenience and storage. Enjoy year-round relaxation in the large sunroom overlooking the scenic retention pond. Conveniently located near Saint Cloud’s popular outdoor attractions including Lakefront Park and East Lake Tohopekaliga, where you can enjoy boating, fishing, walking trails, and beautiful waterfront sunsets.

2091 Fawn Meadow Circle, St Cloud
$444,900
4 Beds ⋅ 3 Baths ⋅ Whaleys Creek Ph 1 SubDv. ⋅ 34772 Zip Code
Welcome to this stunning 4-bedroom, 2.5-bath, 3 car tandem garage home overlooking the pond. Designed for both comfort and entertaining! This beautifully maintained property features a spacious open-concept layout, seamlessly connecting the living room, dining area, and modern kitchen—perfect for gatherings and everyday living. Sliding glass doors lead to a screened lanai, creating the ideal indoor/outdoor lifestyle. The home showcases elegant porcelain tile flooring throughout the main living areas. The chef-inspired kitchen is a true centerpiece, complete with a large island with sink, stainless steel appliances, granite countertops, an eat-in space, and an oversized walk-in pantry. Step outside to the screened lanai and enjoy peaceful pond views—an ideal setting to unwind after a long day. The oversized primary suite offers a private retreat with room for a king-size bed, a sitting area or fitness space, and serene water views. The en-suite bathroom features dual sinks, granite counters, a private water closet, a large glass-enclosed shower, and an expansive walk-in closet. Near the front of the home, you’ll find a versatile office with glass French doors that can easily serve as a fourth bedroom or guest space. Two additional generously sized bedrooms share a full bathroom with dual sinks and a tub/shower combination. A convenient half bath is perfect for guests. Additional highlights include a functional mudroom with built-in bench, storage cubbies, and hooks, a spacious laundry room with room for added cabinetry, and a 3-car tandem garage offering ample storage and parking. Located in a beautiful community with resort-style amenities including a pool, clubhouse, and park, this home is ideally situated near the Turnpike and major roadways. Enjoy easy access to Orlando International Airport, world-famous Atlantic beaches, top dining, shopping, and Central Florida’s renowned theme parks. The exterior was freshly painted in April 2026—making this home truly move-in ready! Don’t miss your opportunity to make this exceptional home yours!

3986 Baja Drive, St Cloud
$369,900
3 Beds ⋅ 2 Baths ⋅ Mallard Pond Ph 2 SubDv. ⋅ 34772 Zip Code
BEAUTIFUL 3 BEDROOM, 2BATH w/ OFFICE/DEN. TILE & LAMINATE THROUGHOUT. ENCLOSED SCREENED-IN PATIO WITH POND VIEW & NO REAR NEIGHBORS. THIS HOME IS LESS THAN 1 MILE TO PUBLIX, ALDI, RESTAURANTS, BUS STOP & MORE. TURNPIKE EXIT IS LESS THAN 3 MILES. MUST SEE!

3488 Harlequin Drive, St Cloud
$2,550,000
7 Beds ⋅ 12 Baths ⋅ S L & I C SubDv. ⋅ 34772 Zip Code
Imagine a property where luxury, privacy, and flexibility come together on nearly five picturesque acres. Welcome to 4510 Packard Avenue a truly one-of-a-kind custom estate offering three separate living quarters, resort style outdoor living, and endless possibilities for multi generational living, hosting guests, or creating income producing opportunities. The impressive main residence spans 9,304 heated square feet and is complemented by a private garage apartment complete with its own entrance and full kitchen. A separate 1,469 square foot guest house with three bedrooms and two bathrooms creates a rare estate designed to comfortably accommodate extended family, long term visitors, live in staff, or a private home office all while maintaining privacy for everyone. A spring fed pond creates a stunning first impression as you arrive, leading to interiors filled with soaring ceilings, natural light, and exceptional craftsmanship. At the heart of the home, the chef’s kitchen was designed for both everyday living and unforgettable entertaining. Outfitted with premium Wolf appliances including double wall ovens, a six-burner range, steam oven, and microwave it also features two farmhouse sinks, two dishwashers, an oversized 10’ x 6’ island, a generous walk in pantry with its own farmhouse sink, a dedicated two person workspace, breakfast nook, and an expansive laundry room. The Great Room seamlessly blends indoor and outdoor living with dramatic 10 foot accordion doors that open to your private backyard resort. Lounge beside the sparkling saltwater pool, unwind on the bubbling sun shelf, relax beneath multiple cabanas, or entertain effortlessly in an outdoor setting designed for gatherings of every size. The first floor primary suite offers a peaceful retreat with a spa inspired marble bath, soaking tub, quartz vanities, and elegant designer finishes. Also on the main level are an en-suite guest bedroom, fitness room, powder bath, and abundant storage. Upstairs, four additional en-suite bedrooms surround a spacious game room, while a hidden speakeasy style theater delivers an unforgettable movie experience with a 4K laser projector, 135 inch screen, immersive surround sound, and nine reclining leather seats. Beyond the home, a substantial barn provides exceptional flexibility for car enthusiasts, hobbyists, equipment storage, workshop space, or recreational vehicles. Despite its peaceful estate setting, the property is conveniently located near world class medical facilities, shopping, dining, and major highways, offering the perfect balance of privacy and accessibility. Opportunities to own an estate offering this level of craftsmanship, resort style amenities, and true multi residence living are exceptionally rare. Welcome home to 4510 Packard Avenue.

4510 Packard Avenue, St Cloud
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