Palm Harbor Homes with Bay Front Water Frontage

Palm Harbor Homes with Bay Front Water Frontage

Welcome to Palm Harbor, Florida—a charming gem nestled in the heart of Pinellas County, where the sun-kissed shores meet an inviting community. Known for its picturesque landscapes and vibrant atmosphere, Palm Harbor offers a delightful blend of coastal living and suburban comfort. With its lush parks, top-rated schools, and a plethora of dining and shopping options, this city is perfect for families, retirees, and everyone in between.

One of the standout features of Palm Harbor is its stunning bay front properties. Imagine waking up to the gentle sound of waves lapping against the shore, with breathtaking views of the sparkling waters right from your backyard. Homes with bay front waterfrontage in Palm Harbor provide an unparalleled lifestyle, where you can enjoy morning coffee on your private dock or host sunset gatherings with friends and family. These properties are not just homes; they are a gateway to a vibrant lifestyle filled with boating, fishing, and water sports.

The real estate market in Palm Harbor is diverse, offering a variety of architectural styles, from charming bungalows to luxurious estates. Whether you’re seeking a cozy retreat or an expansive waterfront mansion, you’ll find the perfect fit in this idyllic locale.

With its warm climate, friendly community, and stunning waterfront views, Palm Harbor is more than just a place to live—it's a lifestyle. Come explore the beauty of bay front living and discover your dream home in this enchanting Florida paradise!

Newest Palm Harbor Homes with Bay Front Water Frontage

$509,000
3 Beds ⋅ 2 Baths ⋅ Baywood Village SubDv. ⋅ 34683 Zip Code
This thoughtfully designed masterpiece offers the ultimate blend of luxury lifestyle, location, and income potential. Rare, FULLY RENOVATED in 2025 showstopper in Baywood Village — an exceptional opportunity in one of Palm Harbor’s most sought-after communities. Modern upgrades, PRIME location, and short-term rental potential all come together in this move-in-ready 3-bedroom, 2-bath home. FULLY PERMITTED improvements completed in 2025 include: New Roof, NEW HVAC system, Hurricane-Impact Windows and Doors, New Stucco Exterior, Tankless Water Heater, and updated electrical and plumbing systems. Inside, enjoy a bright open-concept layout with luxury vinyl plank flooring throughout. The designer kitchen features quartz countertops, a brand-new stainless steel appliance package, sleek cabinetry, and a contemporary backsplash. Both bathrooms are fully remodeled, including one with a smart toilet for added convenience. Zoned for short-term rentals with projected income up to $60,000 annually, this property is ideal for investors, seasonal residents, or full-time homeowners seeking flexibility and strong returns. Just moments from Sunset Beach, championship golf at Innisbrook Resort, the natural beauty of Fred Howard Park, and the iconic Tarpon Springs Sponge Docks, you’re surrounded by some of the best coastal attractions Tampa Bay has to offer. Coastal living, championship golf, world-class parks, and vibrant waterfront dining — all just minutes from your front door. Schedule your private showing today.

203 Driftwood Drive W, Palm Harbor
$1,874,000
4 Beds ⋅ 4 Baths ⋅ Kramer F A Sub SubDv. ⋅ 34683 Zip Code
Nestled on a lot and a half along the serene waters of Southerland Bayou, this stunning waterfront home offers a private, nature-rich retreat in the heart of the quaint fishing village of Ozona. With 105 feet of water frontage, a new dock with a covered boat lift, and sweeping views of the bayou, this is truly a nature lover’s dream. Watch dolphins play, birds soar, and fish jump—all from the comfort of your own backyard. Step outside and enjoy a thoughtfully designed outdoor oasis, featuring a gas fire pit, grill, and arbor on the waterside—perfect for sunset gatherings. On the opposite side of the home, indulge in a self-cleaning, heated saltwater pool and spa set within an illuminated screened enclosure. Looking for a fenced yard ideal for both two-legged and four-legged family members, this home has that too. Inside, the home has been tastefully updated and is truly move-in ready. Upon entering, you’re immediately greeted by panoramic water views that bring the outside in. The living room with a cozy fireplace flows effortlessly into the kitchen and family room, making it easy to stay connected while entertaining or relaxing. The main floor includes three bedrooms, one of which features an ensuite bath—perfect for guests or multi-generational living. Ascend to the upper level to discover the expansive master suite, a true sanctuary with its own Juliet balcony, offering peaceful water views and a private escape from the world below. Whether you're hosting friends in the screened-in sunroom by the kitchen or enjoying quiet mornings with a coffee by the bayou, this home is designed for both entertaining and tranquil living.Boaters will appreciate direct access from Southerland Bayou to St. Joseph Sound, Three Rooker Island, HoneymoonIsland, Caladesi Island, and even Clearwater Beach. Located in golf cart-friendly Ozona, you’re just a short ride away from the Pinellas Trail, charming local eateries, and all the coastal character this beloved community offers.

412 Orchid Lane, Palm Harbor
$4,999,900
5 Beds ⋅ 5 Baths ⋅ Tomaqua SubDv. ⋅ 34683 Zip Code
Welcome to 402 Hillsborough Street, a custom-built 2023 waterfront residence offering a rare combination of scale, privacy, and direct access to multiple water bodies including Boggy Bayou, the Intracoastal Waterway, and the Gulf of America. Situated on a 0.68-acre lot within a private gated community, this property features approximately 5,196 square feet of heated living space and nearly 9,700 total square feet, thoughtfully designed across three levels with elevator access. This five-bedroom, four full and one half-bath home showcases a contemporary architectural design with block construction, metal roofing, and impact-rated windows. Interior features include engineered hardwood and porcelain tile flooring, high and vaulted ceilings, tray ceilings, an open floor plan, and a kitchen-family room combination designed for both daily living and entertaining. The primary suite is located on the third level and includes two walk-in closet and expansive proportions. Additional interior highlights include a bonus room, great room, sauna, electric fireplace, upper-level laundry room, and smart home features including security system, cameras, and touchless entry. The home is equipped with central air, natural gas, tankless water heater, and owned solar panels. Outdoor living is enhanced by a private heated pool and spa, multiple balconies and patios, irrigation system, and mature landscaping. The property offers approximately 600 feet of combined water frontage and includes a 2023 composite dock suitable for fishing and recreational water use such as paddleboarding and kayaking. Parking is extensive with a four-car attached garage, additional two-car carport, circular driveway, EV charging capability, and ample off-street parking. Community amenities include gated access and maintained private roads with HOA services covering exterior maintenance, grounds, and common areas. Located in unincorporated Palm Harbor near golf courses, marinas, and top-rated schools, this property presents a unique opportunity to own a newly constructed waterfront home with expansive water views and access.

402 Hillsborough Street, Palm Harbor
$379,900
2 Beds ⋅ 2 Baths ⋅ Lake Tarpon Mobile Home Village SubDv. ⋅ 34684 Zip Code
Rare find…WATERFRONT, UPDATED, OPEN FLOOR PLAN, GARAGE! This rare waterfront property sits on the canal which opens to Lake Tarpon in the desirable Lake Tarpon Mobile Home Village 55+ community where you OWN YOUR LAND. This is an updated well-maintained 2BR/2BA manufactured home with a water view from the entire main living area that sits on a large 61’ x 99’ lot. Dock your boat right outside your door and take it for a ride on Lake Tarpon! This home boasts a large kitchen with EXPANSIVE granite countertops and breakfast bar that easily sits 4. Appliances are all stainless steel. There is a double sink, full sized refrigerator, dishwasher, built in range and microwave. A COOKS DELIGHT with plenty of kitchen cabinets and storage space. The kitchen is completely open to a spacious dining area with enough room for a large dinner party. After dinner, meander into the living room to enjoy conversation and socializing while taking in the waterfront view. Exit the living room through the glass French door into the spacious screen room that sits right next to the canal. Delight in the view while relaxing and enjoying the beautiful weather. There is laminate flooring throughout this beautiful home. The windows are double-paned, offering improved energy efficiency. The spacious primary bedroom is large enough for a king-sized bed with ample closet space. The ensuite bath has updates with ample counter space, a step-in shower and linen closet. The second bedroom has a built-in dresser and two closets. The second bath also has updates. There is a laundry room which is conveniently located inside the house. At the back of the single car garage is a separate storage area to fit your storage needs. The circular driveway has ample space for multiple cars. Additional highlights include a metal roof, solid flooring, and an irrigation system supplied by a well. With an exceptionally low HOA fee of just $109.69 each month, residents own their own land, enjoy access to a lively golf cart friendly community that enjoys many social activities and includes a private boat dock and fishing pier on Lake Tarpon, a large remodeled heated pool with sundeck and covered seating areas, clubhouse with full kitchen, stage, sound system and screen, card room, library, billiard room, shuffleboard, bocce ball, horseshoes, golf practice net, as well as a picnic and grilling area. There is a parking area used for pickleball. Easily accessible to many dining options, golf courses, shopping, parks, entertainment and beautiful Gulf beaches as well as two major airports. This is an outstanding opportunity to own a well-cared for WATERFRONT home in one of the area’s most popular 55+ communities. Schedule your showing today.

264 Philadelphia Boulevard Unit 51, Palm Harbor
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