Palm Harbor Homes with Lake Front Water Frontage

Palm Harbor Homes with Lake Front Water Frontage

Welcome to Palm Harbor, Florida, a charming coastal community nestled in the heart of Pinellas County. Known for its picturesque landscapes and vibrant atmosphere, Palm Harbor offers a perfect blend of suburban tranquility and access to Florida's stunning Gulf Coast. With its lush greenery, scenic parks, and a lively downtown area, this city is ideal for families, retirees, and anyone looking to embrace the laid-back Florida lifestyle.

One of the most appealing features of Palm Harbor is its stunning lakefront properties. Imagine waking up to the serene views of glistening waters, surrounded by lush landscaping and the soothing sounds of nature. Homes with lakefront waterfrontage in Palm Harbor are not just residences; they are a lifestyle choice. These properties provide a unique opportunity for outdoor enthusiasts and nature lovers to enjoy activities such as kayaking, fishing, or simply relaxing by the water's edge.

The community is also known for its top-rated schools, diverse dining options, and a plethora of recreational activities, from hiking trails to golf courses. With its close proximity to the beautiful beaches of the Gulf of Mexico, residents can easily enjoy sun-soaked weekends or leisurely strolls along the shore.

Whether you’re looking to invest in a cozy family home or a luxurious waterfront retreat, Palm Harbor's lakefront properties offer something for everyone. Embrace the charm of this idyllic city and discover the perfect place to call home where the beauty of nature meets the comforts of modern living.

Newest Palm Harbor Homes with Lake Front Water Frontage

$209,900
2 Beds ⋅ 2 Baths ⋅ Lake Tarpon Mobile Home Village SubDv. ⋅ 34684 Zip Code
Corner lot, newer roof! Welcome to easy Florida living in the highly desirable and active Lake Tarpon Mobile Home Village 55+ golf cart community where you OWN YOUR LAND. This spacious home has 2BR/2BA with plenty of closet space! The living/dining area is ideal for entertaining and the kitchen has plenty of storage and counter space to prepare your favorite meals. The large corner lot makes a perfect canvas to showcase your green thumb. Laundry facilities are inside the home. This is a very active community that offers a lot of events and activities. It boasts a heated pool, large club house, shuffle board, bocci ball, golf net, dock, boat ramp and other amenities. Enjoy the social activities that include dances with live music, concerts, karaoke, ice cream socials, pancake breakfasts, craft club, golf club, line dancing, Veteran's club, water aerobics and much much more. This community is active all year round. Call for a showing today!

192 New England Avenue Unit 23, Palm Harbor
$1,100,000
4 Beds ⋅ 3 Baths ⋅ Grand Cypress On Lake Tarpon SubDv. ⋅ 34684 Zip Code
Welcome to refined Florida living in Grand Cypress, a gated community with private resident boat access to Lake Tarpon. Set amid lush green space, mature trees and shimmering lake views, this exceptional residence offers four bedrooms, three full bathrooms, an additional flex room and nearly 3,100 square feet of living space. A heated screened pool with brick-paver decking, three-car garage and Mediterranean tile roof complete the setting. The exterior was painted and the bulkhead redone in 2026. For added peace of mind, a 22 kW Generac whole-home generator was installed in 2025 and connected to the gas line with two 200-amp automatic transfer switches. An eagle’s nest is visible from the backyard. Throughout the seller’s ownership, eagles have returned to the nest and raised their young, offering a rare opportunity to observe them against the backdrop of Lake Tarpon and the surrounding preserve. Double leaded-glass entry doors open to an impressive foyer and gallery-style hallway with high ceilings, eight-foot doors, crown and picture-frame moldings and a neutral palette. Brazilian cherry wood flooring enriches the main living areas, while chiseled travertine is featured in the kitchen, secondary hallways, laundry room and bathrooms. The well-planned layout provides generous gathering spaces while keeping the bedroom wings comfortably separated. The formal dining room, great room, kitchen and casual dining area flow together in an open arrangement. Triple sliding doors frame the pool, green space and lake views while connecting the interior to the covered lanai. The kitchen features 42-inch wood cabinetry, undercabinet lighting, granite countertops, custom backsplash, five-burner gas cooktop, built-in oven and microwave, stainless steel appliances, custom range hood, center island, breakfast bar and full pantry. The private owner’s suite offers direct pool access and serene Lake Tarpon views. Its spa-like bathroom includes dual vanities, soaking tub, walk-in shower and private water closet. Two walk-in closets plus an additional California Closets system provide exceptional wardrobe storage. Near the entrance, a separate wing includes a full guest bathroom and the flex room, currently used as a jewelry design studio and equally suited for an office, creative or exercise studio, bonus room or guest accommodations. Two additional bedrooms and another full bathroom occupy a separate wing. The oversized laundry room includes a utility sink and abundant storage with access to the three-car garage. Tall garage ceilings provide vertical storage plus room for an extra refrigerator. Additional features include impact-resistant, energy-efficient windows and doors, plantation shutters, tray ceilings, upgraded trim, a central vacuum system with floor sweeps, tankless water heater, landscape irrigation and plumbing for a future poolside kitchen and outdoor shower. The heated screened pool, covered lanai and brick-paver deck create a private setting for dining, entertaining or enjoying the lake breeze. Residents enjoy a community boat ramp and dock with direct access to Lake Tarpon, Pinellas County’s largest freshwater lake, offering more than 2,500 acres for boating, fishing and recreation. Grand Cypress is near Innisbrook Golf Resort, Downtown Palm Harbor, Gulf beaches, shopping, dining and the historic Tarpon Springs Sponge Docks, with convenient access to Tampa International Airport. Schedule your private showing today.

2622 Grand Lakeside Drive, Palm Harbor
$385,000
3 Beds ⋅ 2 Baths ⋅ Lake St George Unit Viii-A SubDv. ⋅ 34684 Zip Code
Completely renovated in 2026, high and dry in FLOOD ZONE X, brand-new hurricane impact-rated windows and doors, an unbeatable location, all for just $385,000. Welcome to 2783 Steeple Court, set on a generous corner lot at the beginning of a quiet cul-de-sac. From the moment you walk in, the open layout, cathedral-height ceilings, and thoughtfully selected finishes immediately set this home apart. Warm natural tones and thoughtful design choices give the main living space an airy, spacious feel. Every detail was selected with a designer’s eye, creating a home that feels elevated, cohesive, and genuinely beautiful. The main living areas are open, bright, and designed for the way people actually live. Natural wood tones and contemporary finishes give the home a warm, inviting feel. Luxury vinyl waterproof flooring runs throughout, with an on-trend paint color and no popcorn ceilings, all new interior doors, baseboards and trim, updated outlets and switches, and new light fixtures. The gorgeous kitchen features new 42-inch soft-close cabinetry, stunning Calacatta Sunset quartz countertops, a dedicated pantry, and brand-new stainless steel appliances. The expansive peninsula comfortably accommodates four barstools, perfect for morning coffee, casual meals, or entertaining. Both bathrooms have been completely updated with new tile, new vanities, and clean modern finishes. Custom linen-inspired shades adorn the windows throughout the home, adding a soft, elevated finish. Even the garage is clean. The result is a thoughtfully renovated home where beautiful design meets practical updates. Outside, enjoy a screened porch for bug-free indoor outdoor living. The smart glass door instantly switches from clear to private at the touch of a button. The large, fully fenced, freshly grass-seeded backyard offers plenty of space to entertain, garden, and play. The hardi-board siding is perfect, the soffit is new and the home exterior is freshly painted. Fresh landscaping complements the property’s mature trees and established setting. Enjoy peace of mind because the home is equipped with all brand new, fully permitted hurricane impact rated windows and doors. This home is situated high and dry in FLOOD ZONE X and being in a NON-EVAC zone, you’ll never have to leave for hurricanes if you don’t want to. Have a boat, jet ski, or recreational trailer? No problem! The HOA allows you to park it behind your fence and you have a corner lot for easy drive in access! The Lake St George Community offers a fantastic POOL, playground, tennis courts, pickleball courts, basketball courts and of course access to Saint George Lake complete with a dock and kayak launch all for the low fee of $475/year. Easy access to US-19 and McMullen Booth Rd for commuting. 25 minutes to Tampa International Airport, 20 minutes to the St Pete/Clearwater Airport, 7 miles to the white sand Honeymoon Island Beach, 10 minutes to multiple boat ramps, 4 miles from the Countryside Mall, 5 minutes to Target, Publix, and Walmart. The Pinellas County Trail Extension is only 1 mile away for biking and scenic exercise. Close to shopping, dining and medical facilities. Palm Harbor is known for its excellent schools. This home is zoned for top A-Rated elementary, middle & high schools! Schedule your showing now, this move-in-ready home will not last long!

2783 Steeple Court, Palm Harbor
$525,000
3 Beds ⋅ 2 Baths ⋅ Chattam Landing Ph Ii SubDv. ⋅ 34685 Zip Code
Virtually Staged. Set at the end of a quiet cul-de-sac and backing to a peaceful conservation preserve, 3600 Darston Street enjoys a setting that is difficult to duplicate. With no rear neighbors, a tranquil pond and preserve backdrop, and a private screened pool and lanai, the home offers an exceptional sense of privacy and a natural setting for both everyday living and outdoor entertaining. Located in Chattam Landing within the Ridgemoor community, this three-bedroom, two-bath home also provides dedicated office/flex space and a thoughtfully arranged split floor plan. The main living and dining areas are open and inviting, with vaulted ceilings and abundant natural light creating an airy feel throughout the central living space. The updated kitchen connects easily with these gathering areas, while the primary suite includes an additional office area that provides useful flexibility for a home workspace, reading area, exercise space, or other needs. Outdoor living is a defining feature of the property. The screened lanai and pool overlook the pond and adjoining preserve, creating a quiet, private backdrop with expansive views from the rear of the home. Whether relaxing poolside or enjoying the lanai, the setting makes the natural surroundings an integral part of the home's appeal. Chattam Landing is part of the Ridgemoor master community, which offers a park, playground, pickleball and tennis courts, along with an extensive network of paved, well-lit sidewalks. This home is in a “maintenance-free” community which covers many exterior maintenance items, such as lawn mowing, irrigation, trash removal and exterior home painting. The surrounding area also provides access to the YMCA, Lansbrook Golf Club, John Chesnut Park, the Pinellas Trail, shopping, recreation, beaches, airports, hospitals, and the broader Tampa and St. Petersburg areas. **New Trane A/C to be installed on 8/19/2026.**

3600 Darston Street, Palm Harbor
$153,000
2 Beds ⋅ 2 Baths ⋅ Harbor Club Condo SubDv. ⋅ 34683 Zip Code
Welcome to Harbor Club! This beautifully updated 2-bedroom, 2-bath condo features a desirable split floor plan and a peaceful third-floor location overlooking a beautiful pond, with no neighbors above. The spacious interior offers a comfortable layout, while the roof was replaced by the association in 2021, providing peace of mind with this major improvement already completed. Enjoy an unbeatable location just minutes from Honeymoon Island, Downtown Dunedin, and charming Ozona, where you can enjoy waterfront dining, live music, boutique shopping, and breathtaking sunsets. The Pinellas Trail is right outside the community, making biking and exploring the area easy and enjoyable. Harbor Club offers fantastic amenities, including two swimming pools, tennis courts, and a clubhouse. The Jolly Trolley is conveniently nearby, providing easy access to Clearwater Beach and beyond. Zoned for highly desirable Ozona Elementary, Palm Harbor Middle, and Palm Harbor University High School. Whether you're looking for a primary residence, seasonal retreat, or investment property, this condo offers an ideal Florida lifestyle in a highly sought-after location!

455 Alt 19 S Unit 202, Palm Harbor
$790,000
4 Beds ⋅ 4 Baths ⋅ Lake Tarpon Estates SubDv. ⋅ 34684 Zip Code
WELCOME TO YOUR ULTIMATE LAKE TARPON RETREAT! Tucked away on a quarter-acre lot in desirable Lake Tarpon Estates, this exceptional 3,354-square-foot heated pool home offers the perfect combination of spacious living, privacy, and waterfront lifestyle. With approximately 100 feet of freshwater canal frontage, direct access to Lake Tarpon, and a covered 10,000-pound boat lift, you can be out on the open lake in minutes. The flexible split-bedroom floor plan features a private first-floor in-law suite with its own bedroom, full bathroom, kitchen area, and private entrance—ideal for guests, extended family, multigenerational living, or a private retreat. Upstairs, you'll find two additional bedrooms, an updated full bathroom, a second living area, and a screened balcony with stairs leading directly to the pool. Outdoor living is exceptional, with more than 1,900 square feet of screened outdoor living space surrounding the heated pool and overlooking the peaceful waterfront. Whether you're entertaining, relaxing poolside, enjoying morning coffee, or watching spectacular Florida sunsets, this home was designed to embrace the waterfront lifestyle. The covered boat lift accommodates a boat up to approximately 28 feet and 10,000 pounds, providing convenient access to Lake Tarpon for boating, fishing, and water recreation. Recent updates provide added peace of mind, including a roof approximately 4 years old, new flooring, updated bathrooms, Jacuzzi tub, new water heater, new washing machine, new garage door opener, and recently serviced dual central A/C systems. Best of all, there is NO HOA! Bring your boat, RV, and water toys and start enjoying the Palm Harbor waterfront lifestyle today.

3131 N Canal Drive, Palm Harbor
$197,500
1 Beds ⋅ 1 Baths ⋅ Baywood On The Gulf 1 Condo SubDv. ⋅ 34683 Zip Code
Waterfront Living with Private Dock & Direct Gulf Access in Palm Harbor! Enjoy the best of Florida’s waterfront lifestyle in this beautifully renovated 1-bedroom, 1-bath, villa-style condo with a private dock and direct access to the Gulf of Mexico. Positioned on a scenic lagoon connected to a saltwater canal leading to the Gulf, this property offers an exceptional opportunity to enjoy boating, fishing, and waterfront living right outside your door. The waterway provides access to the Gulf with one fixed bridge along the route, accommodating center-console and pontoon boats with drop-down tops. Cast a line right from your private dock, where Snook, Redfish, and Blue Crab have been caught, or simply relax and enjoy the ever-changing water views. Dolphins and manatees can often be spotted from the dock, adding to the appeal of this peaceful waterfront setting. Inside, the condo has been thoughtfully renovated with fresh, contemporary finishes. The updated kitchen features new cabinetry, appliances, countertops, and a beautiful backsplash, while the renovated bathroom adds to the home's move-in-ready appeal. Sliding glass doors provide wonderful lagoon views and bring the waterfront setting into the living space. An in-unit stackable washer and dryer adds everyday convenience. Major improvements include a new HVAC system (2022), new dock (2021), new roof (2025), and new impact-rated exterior door (2025). The low monthly condo fee includes water, sewer, basic cable, trash, and insurance. Conveniently located near the Pinellas Trail, with easy access to downtown Palm Harbor, the Tarpon Springs Sponge Docks, restaurants, shopping, parks, and area beaches. No rentals are permitted. If you've been looking for a low-maintenance waterfront home with a private dock, Gulf access, and substantial recent improvements, this Palm Harbor condo is for you.

599 Westwinds Drive Unit 9, Palm Harbor
$1,199,999
5 Beds ⋅ 3 Baths ⋅ Pinnacle At Cobbs Landing SubDv. ⋅ 34684 Zip Code
More than just a home, this is the lifestyle buyers move to Palm Harbor Florida. Located in the highly sought-after Pinnacle at Cobb’s Landing, this 5-bedroom, 3-bathroom home offers over 3,100 square feet of thoughtfully designed living space, 3 Car Oversized Garage, a private backyard retreat, and access to Lake Tarpon and Lake Tarpon Boat Ramp minutes away. Not in a Flood Zone. Inside, soaring 10 foot ceilings and abundant natural light create an inviting atmosphere, while the open kitchen and family room serve as the heart of the home. Whether you're hosting family gatherings, entertaining friends, or enjoying a quiet evening in, the layout offers the perfect balance of comfort and functionality. A flexible bonus room provides the ideal space for working from home, a hobby room, library, or guest accommodations. The split-bedroom floor plan allows for privacy and comfortable living for both family and visitors including an en suite. Step outside and enjoy your own backyard oasis featuring a saltwater pool and hot tub, covered lanai, mature landscaping, and a fully fenced yard. It's the perfect setting for relaxing weekends, outdoor dining, and enjoying Florida's year-round sunshine. Beyond the property, residents enjoy access to a community boat ramp on Lake Tarpon just minutes away, along with parks, tennis courts, basketball courts, and scenic neighborhood streets. Conveniently located near top-rated schools, golf courses, shopping, dining, and Gulf beaches, this home offers the space, privacy, and lifestyle that make Palm Harbor such a desirable place to call home.

3459 Woodridge Parkway, Palm Harbor
$279,000
2 Beds ⋅ 2 Baths ⋅ Indigo Pond Condo SubDv. ⋅ 34685 Zip Code
LOCATION LOCATION. Here we have a 2-bedroom, 2-bathroom condo located in beautiful Indigo Pond phase III. This second-floor end unit surrounded by mature well-maintained landscape overlooks a sparkling pond. Enjoy cool evenings in the screened in balcony gazing toward the pond and sunset. A Light and bright interior with vaulted ceilings with a good size living area creating a delightful space to make your own. Move in ready with upgraded kitchen and bathrooms. Kitchen has stainless appliances, a closet pantry, and breakfast bar open to the living room. Breakfast nook off the galley style kitchen and a formal dining room opposite end with window overlooking the pond. Master bedroom has walk in closet and en suite bathroom. Tiled guest bedroom has double door entry. Laundry area located inside the unit. Short drive or bike ride to nearby restaurants and shopping, the YMCA, Lansbrook Golf Course, and John Chestnut Park.

3588 Indigo Pond Drive Unit 12, Palm Harbor
$159,000
2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
Welcome to this well maintained 2-bedroom, 2 bath end unit villa in the desirable 55+ Highland Lakes community! With an abundance of natural light, this affordable home features a spacious family room, a functional kitchen, and two generously sized bedrooms with comfortable separation from the main living area. The home also offers convenient inside laundry and a versatile Florida room with access from both the living room and primary bedroom, making it an ideal spot for morning coffee, a home gym, reading, or additional living space. Recent improvements include fresh interior paint (2026), new bedroom carpet (2026), a new roof (2023), and an A/C system (2020). Highland Lakes offers an active Florida lifestyle with a clubhouse, pickleball, social activities, and boat access for scenic rides on Lake Tarpon. Conveniently located near shopping, dining, and beautiful Gulf beaches, this villa offers a great combination of comfort, convenience, and community. Come see why Highland Lakes is such a wonderful place to call home!

2211 Lark Circle W Unit D, Palm Harbor
$339,000
2 Beds ⋅ 2 Baths ⋅ Indigo Pond Condo SubDv. ⋅ 34685 Zip Code
Truly stunning! This beautifully appointed 2 bedroom, 2 bathroom, corner unit overlooks Lansbrook golf course from the large wrap-around enclosed patio. From the moment you walk in, the spacious light filled open floor plan with vaulted ceilings will captivate you. Neutral colored natural marble flooring laid on the diagonal is throughout the living areas. The open eat-in kitchen offers impressive upgrades including expansive wood cabinets with more storage than you can image, generous granite counter space, coconut shell tile backsplash, high end stainless appliances including built-in wall oven with convection feature, warming drawer, built-in microwave, cooktop with pot filler, reverse osmosis water system and a large window that fills the space with light, a cook’s dream. For entertaining, the separate dining room is open to the living area and offers another large window to enjoy the outdoor views. The living area is perfect for everyday living or guests and opens directly onto the enclosed wrap-around porch with hurricane windows and two roller shades and one large, motorized roller shade. The primary suite includes neutral colored bamboo flooring with views of the golf course, and features 2 closets, one walk-in, both with California closet systems, the en-suite offers more impressive upgrades including travertine flooring, wood cabinets, quartz countertops, walk-in shower with impressive travertine tile, a glass shower enclosure and make-up table. A perfect way to start your day. The second bedroom accesses the hall bath with a pocket door so can be used as an en suite. The second bath is also full of upgrades including more beautiful tiles, a glass shower enclosure, custom wood cabinets and granite countertops. Throughout the home there are white plantation shutters, ceiling fans and special upgrades like outlets in closets for easy charging, and wall outlets for wall-hung TVs, no detail has been overlooked. Other features include water softener system 2026, attic space with plywood for additional storage, blown-in attic insulation, Trane AC unit 2020, and hot water heater 2025. The unit also includes an assigned outdoor storage unit in the adjacent carport with assigned parking spot. The community offers a heated pool overlooking a pond and club house with covered area for gathering with friends and neighbors. Indigo Pond is surrounded by walking paths including Tarpon Lake Villages Park and is within walking distance of the YMCA. Enjoy Lansbrook Golf Course, nearby shopping, and East Lake Library. Don’t miss seeing this special opportunity to enjoy the Florida lifestyle. Welcome home.

3587 Indigo Pond Drive Unit 3587, Palm Harbor
$309,000
2 Beds ⋅ 2 Baths ⋅ Brooker Creek SubDv. ⋅ 34685 Zip Code
Tucked away in the desirable, all-ages Brooker Creek community, this charming 2-bedroom, 2-bath, one car garage villa delivers the perfect blend of comfort, privacy, and affordable luxury all on one convenient level. Inside you’ll find a bright and welcoming floor plan with plenty of room to relax and entertain. An additional flex space gives you the freedom to create the home office, fitness space or playroom that works best for your lifestyle. But the real showstopper is out back! Enjoy peaceful views of a beautiful conservation area and pond, with no rear neighbors interrupting the scenery. Start your morning with coffee overlooking nature, watch the local wildlife, or unwind at the end of the day in your own private slice of paradise. This community also offers its own private entrance into John Chestnut Sr. Park, putting walking trails, picnic areas, playgrounds, Lake Tarpon, and endless opportunities to enjoy nature practically in your backyard. With a monthly HOA fee that covers exterior maintenance and roof care, cable TV, internet service, trash collection, community pool, and landscaping, you will have plenty of time to explore and enjoy the beautiful surroundings. This Palm Harbor gem proves you don’t have to choose between lifestyle and value. Don’t delay, schedule your showing today!

4353 Brooker Creek Dr, Palm Harbor
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