Palm Harbor Homes with Boatable Water Water Frontage

Palm Harbor Homes with Boatable Water Water Frontage

Welcome to Palm Harbor, Florida – a hidden gem nestled in the heart of Pinellas County! This charming coastal town is renowned for its picturesque landscapes, vibrant community, and, most notably, its stunning waterfront properties that offer direct access to the beautiful waters of the Gulf of Mexico.

Palm Harbor is a haven for boating enthusiasts, with homes featuring boatable water frontage that allows for seamless access to the serene waterways. Imagine stepping out of your backyard and onto your boat, ready to explore the tranquil bays, islands, and endless fishing opportunities that await you. Whether you’re an avid sailor, a fishing aficionado, or simply someone who enjoys the calming presence of water, Palm Harbor’s waterfront homes cater to your every desire.

The community itself is rich in amenities, with a plethora of parks, golf courses, and nature trails that encourage an active, outdoor lifestyle. The charming downtown area boasts an array of delightful shops, cafes, and restaurants, making it a perfect spot for leisurely strolls and social gatherings.

Palm Harbor is also conveniently located near some of Florida's most beautiful beaches, ensuring that sun-soaked days are just a short drive away. With its welcoming atmosphere, excellent schools, and a strong sense of community, Palm Harbor is not just a place to live; it’s a lifestyle.

Discover your dream home in Palm Harbor, where waterfront living meets the tranquility of nature and the vibrancy of community life. Embrace the Florida lifestyle and make every day a vacation!

Newest Palm Harbor Homes with Boatable Water Water Frontage

$1,100,000
4 Beds ⋅ 3 Baths ⋅ Grand Cypress On Lake Tarpon SubDv. ⋅ 34684 Zip Code
Welcome to refined Florida living in Grand Cypress, a gated community with private resident boat access to Lake Tarpon. Set amid lush green space, mature trees and shimmering lake views, this exceptional residence offers four bedrooms, three full bathrooms, an additional flex room and nearly 3,100 square feet of living space. A heated screened pool with brick-paver decking, three-car garage and Mediterranean tile roof complete the setting. The exterior was painted and the bulkhead redone in 2026. For added peace of mind, a 22 kW Generac whole-home generator was installed in 2025 and connected to the gas line with two 200-amp automatic transfer switches. An eagle’s nest is visible from the backyard. Throughout the seller’s ownership, eagles have returned to the nest and raised their young, offering a rare opportunity to observe them against the backdrop of Lake Tarpon and the surrounding preserve. Double leaded-glass entry doors open to an impressive foyer and gallery-style hallway with high ceilings, eight-foot doors, crown and picture-frame moldings and a neutral palette. Brazilian cherry wood flooring enriches the main living areas, while chiseled travertine is featured in the kitchen, secondary hallways, laundry room and bathrooms. The well-planned layout provides generous gathering spaces while keeping the bedroom wings comfortably separated. The formal dining room, great room, kitchen and casual dining area flow together in an open arrangement. Triple sliding doors frame the pool, green space and lake views while connecting the interior to the covered lanai. The kitchen features 42-inch wood cabinetry, undercabinet lighting, granite countertops, custom backsplash, five-burner gas cooktop, built-in oven and microwave, stainless steel appliances, custom range hood, center island, breakfast bar and full pantry. The private owner’s suite offers direct pool access and serene Lake Tarpon views. Its spa-like bathroom includes dual vanities, soaking tub, walk-in shower and private water closet. Two walk-in closets plus an additional California Closets system provide exceptional wardrobe storage. Near the entrance, a separate wing includes a full guest bathroom and the flex room, currently used as a jewelry design studio and equally suited for an office, creative or exercise studio, bonus room or guest accommodations. Two additional bedrooms and another full bathroom occupy a separate wing. The oversized laundry room includes a utility sink and abundant storage with access to the three-car garage. Tall garage ceilings provide vertical storage plus room for an extra refrigerator. Additional features include impact-resistant, energy-efficient windows and doors, plantation shutters, tray ceilings, upgraded trim, a central vacuum system with floor sweeps, tankless water heater, landscape irrigation and plumbing for a future poolside kitchen and outdoor shower. The heated screened pool, covered lanai and brick-paver deck create a private setting for dining, entertaining or enjoying the lake breeze. Residents enjoy a community boat ramp and dock with direct access to Lake Tarpon, Pinellas County’s largest freshwater lake, offering more than 2,500 acres for boating, fishing and recreation. Grand Cypress is near Innisbrook Golf Resort, Downtown Palm Harbor, Gulf beaches, shopping, dining and the historic Tarpon Springs Sponge Docks, with convenient access to Tampa International Airport. Schedule your private showing today.

2622 Grand Lakeside Drive, Palm Harbor
$790,000
4 Beds ⋅ 4 Baths ⋅ Lake Tarpon Estates SubDv. ⋅ 34684 Zip Code
WELCOME TO YOUR ULTIMATE LAKE TARPON RETREAT! Tucked away on a quarter-acre lot in desirable Lake Tarpon Estates, this exceptional 3,354-square-foot heated pool home offers the perfect combination of spacious living, privacy, and waterfront lifestyle. With approximately 100 feet of freshwater canal frontage, direct access to Lake Tarpon, and a covered 10,000-pound boat lift, you can be out on the open lake in minutes. The flexible split-bedroom floor plan features a private first-floor in-law suite with its own bedroom, full bathroom, kitchen area, and private entrance—ideal for guests, extended family, multigenerational living, or a private retreat. Upstairs, you'll find two additional bedrooms, an updated full bathroom, a second living area, and a screened balcony with stairs leading directly to the pool. Outdoor living is exceptional, with more than 1,900 square feet of screened outdoor living space surrounding the heated pool and overlooking the peaceful waterfront. Whether you're entertaining, relaxing poolside, enjoying morning coffee, or watching spectacular Florida sunsets, this home was designed to embrace the waterfront lifestyle. The covered boat lift accommodates a boat up to approximately 28 feet and 10,000 pounds, providing convenient access to Lake Tarpon for boating, fishing, and water recreation. Recent updates provide added peace of mind, including a roof approximately 4 years old, new flooring, updated bathrooms, Jacuzzi tub, new water heater, new washing machine, new garage door opener, and recently serviced dual central A/C systems. Best of all, there is NO HOA! Bring your boat, RV, and water toys and start enjoying the Palm Harbor waterfront lifestyle today.

3131 N Canal Drive, Palm Harbor
$197,500
1 Beds ⋅ 1 Baths ⋅ Baywood On The Gulf 1 Condo SubDv. ⋅ 34683 Zip Code
Waterfront Living with Private Dock & Direct Gulf Access in Palm Harbor! Enjoy the best of Florida’s waterfront lifestyle in this beautifully renovated 1-bedroom, 1-bath, villa-style condo with a private dock and direct access to the Gulf of Mexico. Positioned on a scenic lagoon connected to a saltwater canal leading to the Gulf, this property offers an exceptional opportunity to enjoy boating, fishing, and waterfront living right outside your door. The waterway provides access to the Gulf with one fixed bridge along the route, accommodating center-console and pontoon boats with drop-down tops. Cast a line right from your private dock, where Snook, Redfish, and Blue Crab have been caught, or simply relax and enjoy the ever-changing water views. Dolphins and manatees can often be spotted from the dock, adding to the appeal of this peaceful waterfront setting. Inside, the condo has been thoughtfully renovated with fresh, contemporary finishes. The updated kitchen features new cabinetry, appliances, countertops, and a beautiful backsplash, while the renovated bathroom adds to the home's move-in-ready appeal. Sliding glass doors provide wonderful lagoon views and bring the waterfront setting into the living space. An in-unit stackable washer and dryer adds everyday convenience. Major improvements include a new HVAC system (2022), new dock (2021), new roof (2025), and new impact-rated exterior door (2025). The low monthly condo fee includes water, sewer, basic cable, trash, and insurance. Conveniently located near the Pinellas Trail, with easy access to downtown Palm Harbor, the Tarpon Springs Sponge Docks, restaurants, shopping, parks, and area beaches. No rentals are permitted. If you've been looking for a low-maintenance waterfront home with a private dock, Gulf access, and substantial recent improvements, this Palm Harbor condo is for you.

599 Westwinds Drive Unit 9, Palm Harbor
$159,000
2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
Welcome to this well maintained 2-bedroom, 2 bath end unit villa in the desirable 55+ Highland Lakes community! With an abundance of natural light, this affordable home features a spacious family room, a functional kitchen, and two generously sized bedrooms with comfortable separation from the main living area. The home also offers convenient inside laundry and a versatile Florida room with access from both the living room and primary bedroom, making it an ideal spot for morning coffee, a home gym, reading, or additional living space. Recent improvements include fresh interior paint (2026), new bedroom carpet (2026), a new roof (2023), and an A/C system (2020). Highland Lakes offers an active Florida lifestyle with a clubhouse, pickleball, social activities, and boat access for scenic rides on Lake Tarpon. Conveniently located near shopping, dining, and beautiful Gulf beaches, this villa offers a great combination of comfort, convenience, and community. Come see why Highland Lakes is such a wonderful place to call home!

2211 Lark Circle W Unit D, Palm Harbor
$749,900
3 Beds ⋅ 4 Baths ⋅ Fresh Water Estates SubDv. ⋅ 34684 Zip Code
LAKE TARPON - right out your back door!! A 2,500 acre, fresh water lake known for excellent bass fishing, boating, water skiing. Moor your boat at your backyard deck/dock in a protected canal & enjoy all the lake benefits & fun! This peaceful, residential setting provides a perfect backdrop for your own 'resort' oasis. Float around in the solar heated pool, relax & unwind in the hot tub, watch movies from multiple pool lounge/seating areas, enjoy drinks & food at the poolside dining tables or star gaze amidst soft, perimeter pool lighting. The 'heart' of this home is the open concept 'gallery'. At one end, a wood burning fireplace quietly glows, then seamlessly intertwines with the dining area & wet bar, finally transitioning into a culinary delight! Chef's kitchen includes extensive wood cabinetry, matching quartz counters & backsplash, bar seating, coffee/side bar, double ovens, butler's pantry. The tranquil environment continues in the 'primary' suite with fireplace, dual walk in closets, double office desk area & screened balcony; primary bath includes double sinks, shower, oval soaking tub. Bedrooms 2 & 3 each have their own private bath. Inside utility room equipped with work sink, washer & dryer hook-ups, full pool bath. Freshly painted, pendant lighting, security system, outside window sun shutters & 2 car garage complete the package. Style, functionality & waterfront! Love where you live!!

93 S Canal Drive, Palm Harbor
$242,500
2 Beds ⋅ 2 Baths ⋅ Highland Lakes Condo SubDv. ⋅ 34684 Zip Code
Nearly a new unit. All walls have been textured, new luxury vinyl plank flooring throughout surrounded by 5.25" white baseboards. The LR has been updated to include a new ledger rocked wall with fireplace that can also be used as a heater for the evenings when you just want to take the chill out of the air. The wall has also been designed structurally to accomodate a hanging tv. The kitchen has been opened up to provide a peninsula that allows for counter seating and has been extended to include a coffee bar with wine frdge along with a newly constructed pantry closet featuring a glass paneled barn door closure. The primary bedroom is both ample in size (17.5' x 10.8) and natural light. It includes a walk in closet along with an ensuite bath that features new large format tile shower wall and a custom wall niche, anew vanity and light. The bright and light guest bedroom is also good size with a double closet. The guest bathalso features new large format tile, larger vanity and new light. The sunroom is enclosed and offers an encaustic tiled floor and air conditioning. The community amenities are country club quality featuring 3 golf courses, pool(s), exercise equipment, auditorium, bocce, tennis/pickleball, shuffleboard, pontoon boats that can be captained to take you to eatery on Lake Tarpon. The community sits on Lake Tarpon and has an additional Clubhouse Lodge with pool and Lake access. And if you prefer to bring your own boat (or RV) there is a separate secured parking area on site.

1339 Queen Anne Drive Unit C, Palm Harbor
$279,000
1 Beds ⋅ 1 Baths ⋅ Baywood On The Gulf 1 Condo SubDv. ⋅ 34683 Zip Code
WATERFRONT + PRIVATE DOCK + DIRECT GULF ACCESS! This charming Palm Harbor villa-style condo is truly one of a kind! The unit has been BEAUTIFULLY RENOVATED from top to bottom featuring a CUSTOM KITCHEN with built-in cabinets, solid surface countertops, gorgeous tile backsplash, new stainless steel appliances and HUGE KITCHEN ISLAND with ample seating! Also in the kitchen is a dedicated bar area with high-end icemaker and workstation desk. NEW plumbing, HVAC, duct work, water heater, impact door, electrical rewiring, exterior and interior painting, NEW LVP flooring throughout - all permitted work. The newly configured floorplan adds a BONUS ROOM that would be great for guests, a nursery or office. Situated on a saltwater canal leading to the Gulf, your private dock puts boating, fishing, kayaking and manatee watching outside your door. Ideally located near the Pinellas Trail, Tarpon Sponge Docks, Innisbrook, Fred Howard Park, Honeymoon Island, Sunset Beach and local restaurants and shopping. MUST SEE! The monthly fee includes water, trash, sewer, internet, cable TV, pest control, lawn maintenance, insurance, exterior maintenance and grounds care! This is the perfect starter home, retirement home or second home for winter travelers. No leasing is permitted at this time. Pets are allowed, 2 max under 40 lbs.

609 Westwinds Drive Unit 4, Palm Harbor
$260,000
2 Beds ⋅ 2 Baths ⋅ Dolly Bay A Village On Lake Tarpon SubDv. ⋅ 34684 Zip Code
Discover the perfect blend of comfort, style, and convenience in this beautifully updated 2-bedroom, 2-bath condo offering an impressive 1,635 square feet of living space. Designed for easy, low-maintenance living, this home features tile flooring throughout, creating a bright, modern look that’s both stylish and practical. Enjoy peace of mind with a new A/C installed in 2026. The updated kitchen is equipped with granite countertops and newer stainless steel appliances, including a refrigerator, range, microwave, and dishwasher. Entertain with ease at the dry bar complete with a built-in wine fridge, while the included washer and dryer add everyday convenience. Both bedrooms have wood flooring and are generously sized and complemented by abundant closet space throughout the home, providing exceptional storage. The thoughtfully designed floor plan offers comfortable living areas while maintaining privacy where it matters most. Unwind on the screened-in porch overlooking peaceful, lush greenery with no rear neighbors—your own private retreat to enjoy morning coffee or evening relaxation. Perfectly situated in the heart of Palm Harbor, you’ll be just minutes from shopping, dining, beautiful Gulf beaches, Lake Tarpon, Tampa International Airport, and highly rated Palm Harbor schools. Whether you’re searching for a spacious primary residence, a seasonal getaway, or a low-maintenance Florida lifestyle, this move-in-ready condo offers the perfect combination of modern updates, generous living space, and an unbeatable location. Schedule your private showing today!

2533 Dolly Bay Drive Unit 105, Palm Harbor
$269,700
2 Beds ⋅ 3 Baths ⋅ Dolly Bay Vlg On Lake Tarpon Condo SubDv. ⋅ 34684 Zip Code
COME LIVE THE FLORIDA LAKE LIFESTYLE! Move-In Ready and thoughtfully remodeled, this furnished (optional) 2-bedroom, 2.5-bath, two-story condominium offers dual primary suites, soaring vaulted ceilings, direct access to beautiful 2,534-acre Lake Tarpon, boat slips available on a first-come, first-served basis, kayak storage, a New HVAC (2024), New Metal Roof (2024), New Electrical Panel, a Clean 4-Point Inspection (April 2026), and the added peace of mind of being located in Flood Zone X—all within Dolly Bay, one of Palm Harbor's most charming waterfront communities. With just 84 residences, Dolly Bay offers a warm, neighborly atmosphere surrounded by mature trees, tranquil ponds, scenic boardwalks, abundant Florida wildlife, and direct access to one of Pinellas County's premier freshwater lakes. Stretching nearly 9 miles with approximately 16 miles of shoreline, Lake Tarpon is renowned for exceptional bass fishing, boating, kayaking, paddleboarding, and spectacular sunsets. This spacious 1,633-square-foot residence is filled with natural light and features soaring vaulted ceilings, an open floor plan, inside laundry, abundant storage, a usable attic, and a versatile nook beneath the staircase that's perfect for a home office, reading area, decorative display, or pet retreat. The beautifully remodeled kitchen showcases real wood soft-close cabinetry, granite countertops, stainless steel appliances, a Breakfast Bar, Coffee Station, and abundant cabinetry. Matching granite continues throughout the bathrooms, while elegant wainscoting and a convenient Wet Bar make entertaining effortless. The home is being offered furnished for the seller's convenience, with the option to remove furnishings if preferred by the buyer, making it ideal as a primary residence, seasonal retreat, or investment opportunity. Upstairs, both bedrooms are spacious private suites with their own ensuite bathrooms, offering exceptional privacy for owners and guests. Relax on your screened balcony overlooking the peaceful pond and scenic boardwalk while enjoying the sights and sounds of owls, songbirds, squirrels, and Florida's natural beauty. Community amenities include a heated lakefront pool, clubhouse, tennis courts, waterfront boardwalk, fishing dock, fish cleaning station, community fire pit, picnic area with BBQ grills, and private access to Lake Tarpon. Boat slips are available on a first-come, first-served basis (currently $1,000/year), and kayak storage is available for just $100/year. The home includes one assigned parking space plus ample guest parking and is conveniently located near John Chesnut Sr. Park, the Pinellas Trail, Gulf beaches, shopping, dining, golf courses, top-rated healthcare, St. Pete/Clearwater and Tampa International Airports. Whether your perfect day includes boating across Lake Tarpon to the Tarpon Turtle Waterfront Grill for lunch or dinner, casting a fishing line at sunrise, paddling peaceful waters by kayak, or relaxing around the community fire pit with neighbors, Dolly Bay offers the Florida waterfront lifestyle you've been searching for. It's more than a home... it's the Florida lifestyle. Welcome to Dolly Bay.

2599 Dolly Bay Drive Unit 306, Palm Harbor
$979,000
3 Beds ⋅ 2 Baths ⋅ Ozona Shores 3rd Add SubDv. ⋅ 34683 Zip Code
Virtually Staged. Ozona Waterfront Stunner – Golf Cart Lifestyle! Experience the ultimate turnkey waterfront lifestyle in the golf-cart-legal community of coveted Ozona. This exceptional residence features over $200,000 in recent high-end upgrades, offering a private resort-style sanctuary. Launch your boat directly from your private dock, complete with newer composite wood decking and a brand-new seawall, providing a direct gateway to Honeymoon Island, Caladesi Island, and Clearwater Beach. Exquisite Interior & Upgrades... Inside, an open floor plan seamlessly merges living, dining, and kitchen areas with breathtaking water views. The chef’s kitchen serves as the heart of the home, boasting a custom quartz island, premium stainless steel appliances, and a designer backsplash. All bathrooms feature recent modern renovations, and a custom addition expands the laundry, fitness room, and garage storage. Enjoy total peace of mind with full hurricane-impact windows, a hurricane-rated garage door, and a recent roof and AC system. Resort-Style Outdoor Oasis... The backyard is a private paradise where dolphins and manatees frequently visit. Relax by the heated pool and integrated waterfall spa, surrounded by an expansive marble-tiled deck. The pool features a brand-new, state-of-the-art Low-Chlo purification system that provides crystal-clear water with drinking-water chlorine levels. A 300-square-foot lanai with premium fine-mesh clarity screening and custom powered exterior awnings ensures comfortable year-round outdoor living. The Unmatched Ozona Vibe.. Live like a local in Tampa Bay's favorite golf-cart community. Cruise effortlessly from your driveway to multiple marinas, popular local eateries, craft breweries, the Pinellas Trail, and the top-rated local elementary school. With a nearby bridge being raised to accommodate larger vessels, your boating access is better than ever. Don't miss this rare blend of luxury, waterfront convenience, and golf-cart-casual charm!

223 Pinecrest Drive, Palm Harbor
$245,000
2 Beds ⋅ 2 Baths ⋅ Lake Tarpon Mobile Home Village SubDv. ⋅ 34684 Zip Code
Welcome home to the Village of Lake Tarpon Mobile Homes one of Palm Harbors most desirable 55+ communities located on Beautiful Lake Tarpon. FLOOD ZONE X! YOU OWN THE LAND! NO LOT FEE and LOW HOA FEE of just $109.00 monthly. This charming mobile home features 2 bedrooms with spacious walk-in closets, 2 full bathrooms, a bright Florida room, living and dinning area. Enjoy your beautiful stylish kitchen with quartz countertops, newer cabinets with stainless steel appliances and beautiful luxury vinyl flooring. Roof (2024), newer windows, siding and vapor barrier. Lots of parking, with double covered parking and space for your golf cart. Lake Tarpon Village offers a newly renovated heated pool, clubhouse, and an active social scene with shuffleboard, bocce, and a golf club that keeps the community connected. Access to Lake Tarpon, boating, fishing, sunset cruises, it’s all right here, along with a community ramp and space for your RV or boat. A short drive to Florida's top beaches and Golf Courses, and centrally located near shopping and local entertainment. Short drive north and you are in Tarpon Springs and the world-famous sponge docks, south and you are at the beautiful community of Dunedin which offers wonderful restaurants, marina, park and much more! Love the beaches, you are just a short drive away from Dunedin Causeway which gives you access to beautiful Honeymoon Island and a quick ferry ride to Caladesi Island State Park. Short drive to Clearwater Beach with world famous sandy beaches. Schedule a personal showing today before it's to late!

217 Lake Tarpon Drive Unit 24, Palm Harbor
$889,000
5 Beds ⋅ 3 Baths ⋅ Grand Cypress On Lake Tarpon SubDv. ⋅ 34684 Zip Code
Masterclass in Florida luxury living. This luxury home is nestled on an oversized lot and located in a prime area of Grand Cypress on Lake Tarpon, this upgraded residence delivers effortless resort-style entertaining. Boasting 5 bedrooms, 3 bathrooms, and an oversized 3-car garage, the home shines brighter than a model and is positioned completely out of the flood zone. Boat docks, boat ramp and a private park are just across the street right on the Lake. Key Property Features & Recent Upgrades Outdoor Paradise: Step into your private backyard oasis featuring a saltwater pool, new pool heater, and a new screened pool enclosure framed by expansive, newly laid pavers. Curb Appeal: A new driveway, lawn, and lush landscaping accent the classic tile roof and mature, manicured greenery on this oversized lot. Gourmet Kitchen: The heart of the home features rich granite countertops, premium finishes, and seamless flow into the main living areas—ideal for hosting family and guests.. Immaculate Interiors: Freshly painted, this residence reflects absolute pride of ownership!

4586 Grand Lakeside Drive, Palm Harbor
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