Ruskin Homes with Canal - Saltwater Frontage

Ruskin Homes with Canal - Saltwater Frontage

Welcome to Ruskin, Florida—a hidden gem nestled in the heart of Hillsborough County, where the warm sunshine meets the tranquil waters of the Gulf Coast. Known for its charming small-town atmosphere and rich agricultural history, Ruskin is a vibrant community that offers a unique blend of natural beauty and modern conveniences. With its lush landscapes, friendly neighbors, and an abundance of outdoor activities, it's no wonder that many are drawn to this picturesque locale.

For those seeking a slice of paradise, homes with canal and saltwater frontage in Ruskin present an exceptional opportunity. Imagine waking up each morning to the soothing sounds of water lapping against your private dock, where you can sip your coffee while watching the sunrise over the serene canals. These properties not only provide breathtaking views but also offer direct access to some of Florida's finest fishing, boating, and kayaking experiences.

Whether you're an avid angler or simply love to bask in the sun, living on the water in Ruskin means endless adventures await just outside your door. Picture yourself hosting gatherings on your patio, where friends and family can gather to enjoy the stunning sunsets that paint the sky in hues of orange and pink.

With a range of homes available—from charming bungalows to luxurious waterfront estates—Ruskin’s real estate market is as diverse as its residents. Embrace the laid-back lifestyle that comes with waterfront living in Ruskin, where every day feels like a vacation. Come explore the beauty and opportunities that await you in this captivating coastal community!

Newest Ruskin Homes with Canal - Saltwater Frontage

$399,000
4 Beds ⋅ 4 Baths ⋅ Pelican Point SubDv. ⋅ 33570 Zip Code
Virtually Staged. Welcome home to this unique two-story Pelican Point pool home in the heart of Ruskin! Originally built in 1968, this spacious home offers over 2,530 square feet of living space and sits on an impressive half-acre lot along the Ruskin Inlet. With 4 bedrooms and 3.5 bathrooms, the generous floor plan provides plenty of space and flexibility for everyday living and entertaining. The recently remodeled kitchen with quartz countertops opens to spacious living areas, including a large living room and family room ideal for gatherings with family and friends. The primary bedroom is located on the second floor, providing a private retreat with plenty of space. The home also features recently remodeled baths. The home features laminate flooring and tile flooring throughout. Step outside and enjoy the Florida lifestyle from your own private swimming pool and large covered patio with a wood burning fireplace, complete with a convenient pool bath. The expansive backyard leads to a private fishing pier on the Ruskin Inlet, creating a great setting for fishing, relaxing by the water, or enjoying the outdoors. A 2-car attached garage provides additional parking and storage. Conveniently located across the street from Ruskin Commongood Park and the public boat ramp, this home also offers easy access to local shopping, dining, and businesses along Tamiami Trail. Enjoy nearby attractions including Apollo Beach Preserve and the Manatee Viewing Center. Canal-front homes with this much space, a private pool, half-acre lot, and fishing pier are a rare opportunity. Act now and schedule your private showing today before this Ruskin property is sold! Bring your decorating ideas and convert this 2 Story into your ideal living space. The home is being sold in as is condition.

118 2nd Street Nw, Ruskin
$399,900
2 Beds ⋅ 1 Baths ⋅ Unplatted SubDv. ⋅ 33570 Zip Code
Discover the charm of true Florida waterfront living at this adorable riverfront cottage, where character, nature, and an incredible waterfront setting come together. This special property sits directly on the river with two private docks, natural mangroves, and a natural riprap seawall, creating a peaceful and picturesque shoreline that flows seamlessly into the river. The charming cottage has lovingly maintained its original character and offers a rare opportunity to enjoy the laid-back lifestyle of Old Florida. Mature oak trees provide shade and beauty, while the expansive grounds offer plenty of room to spread out, entertain, park an RV, or accommodate a large boat. Step outside and let the river become your backyard. Spend your days boating, fishing, relaxing on the docks, or simply taking in the ever-changing waterfront views. As evening arrives, watch manatees and playful porpoises make their way through the river while the sun sets over the beautiful mangrove vista, painting the sky in unforgettable colors. A truly special waterfront retreat—where the charm of a classic Florida cottage meets the beauty and adventure of direct riverfront living.

1609 Saffold Park Drive, Ruskin
$750,000
3 Beds ⋅ 3 Baths ⋅ Point Heron SubDv. ⋅ 33570 Zip Code
This solidly built 3 bedrooms plus office two-story home is a fantastic fixer-upper opportunity, situated directly on a saltwater canal with a private dock and boat lift. Filled concrete blocks with reinforcement and metal roof. This home exceeds code requirements. The property offers great potential for someone looking to renovate and create their own waterfront retreat while taking advantage of the existing structure and desirable location. With plenty of room for customization, this home presents an excellent opportunity to bring your vision to life and enjoy boating, fishing, and the relaxed waterfront lifestyle. The property features a large, spacious garage area that offers excellent versatility and plenty of room for vehicles, a boat, workshop space, storage, or recreational equipment. With its generous size and convenient layout, the garage provides valuable additional space and is a great feature for anyone looking for room to work, store belongings, or accommodate multiple vehicles. The home also features an owned solar panel system, offering the potential for increased energy efficiency and reduced reliance on traditional power sources. Having the solar panels owned outright adds value and provides an attractive benefit for the next owner looking to take advantage of renewable energy and potential long-term savings. Lift needs servicing and dock maybe unstable. Proceed at your own risk. Seller assumes no liability.

819 Blue Heron Boulevard, Ruskin
$949,999
3 Beds ⋅ 3 Baths ⋅ Antigua Cove Ph 1 SubDv. ⋅ 33570 Zip Code
2020 Custom Built Home on Prime 133’ Waterfront Lot with 17,000lb Boat Lift and 65’ Floating Dock on Deep Saltwater Canal with Gulf Access in the private enclave of South Shore Yacht Club! 3 Bedroom Plus Den, 3 Car-Garage, 2.5 Bathroom, Loft with 2nd Floor Balcony, Elevator, Designer Upgrades and More! Features and Upgrades Include: 17,000lb Dock with 30amp Power and Water, 65' Floating Dock, Elevator, Split Garage, GE Profile Appliance Suite with wall-mounted convection oven, cooktop, microwave/oven combo, and range hood, Custom 9'x7.5' Kitchen Island, Wood Laminate Flooring, Natural Lighting Throughout, 12' Ceilings, 8' Doors, covered lanai with a fully equipped outdoor kitchen, 2nd floor loft and balcony overlooking beautiful marina, community with Cable, Internet and Phone all included! Southshore Yacht Club is an exclusive, luxury residence, gated community just a few miles by boat on beautiful Tampa Bay to the Gulf of Mexico. Amenities include Resort Style Pool, Fitness Center, Clubhouse, Golf Cart Paths, Pickleball Court, 2 Restaurants, 2 Marinas, Beach Area and more! Enjoy the lifestyle of your dreams...beach, boating, fishing all nearby including Shell Key, Bunce's Pass, Egmont Key, Passage Key, John's Pass, Beer Can Island, Apollo Beach and more! Call Today for more details and your Private Tour!

3036 Christophers Watch Lane, Ruskin
$335,000
2 Beds ⋅ 3 Baths ⋅ Bahia Beach Twnhms Ph 02 SubDv. ⋅ 33570 Zip Code
WATERFRONT town home w/ metal roof, concrete construction and 4 spacious terraces to enjoy year round indoor/outdoor living in the seaside village of Little Harbor. VIEW TOUR 2 for aerial video of the Little Harbor community. This destination resort type lifestyle offers an on-site white sand and secluded BEACH, 2 waterfront restaurants/sports/tiki bar, newly constructed fishing pier and private outdoor seating area with a fire feature, heated swimming pool, tennis courts, pickle ball courts, clubhouse with fitness center, 2 deep water marinas, high & dry storage w/ slip availability. BOATERS paradise- direct access to the Bay/Gulf-no lifts or bridges. Freedom Boat Club on-site. Nature enthusiasts use the recently constructed community boat launch for canoeing/kayaking on the RIVER & canals, while enjoying dolphin and manatee sightings. Of course, with the location of this particular town home you never have to leave home to enjoy manatee and dolphin sightings. It is literally Manatee Haven with as many as 10-25 sightings per day as these gentle giants frolic and entertain just feet from your terrace as you watch in wonder and delight! Enjoy an Eco Tour in the afternoon or a Sunset Cruise aboard the Latitudes Pontoon with or without a dining option. Additional water sports include Paddle boards and Jet Ski's available for rent. FISHING mecca with a multitude of fishing charter selections or fish directly off the recently completed amazing community Pier. Great primary or secondary home or investment with minimum rentals being daily - perfect for AIRBNB. Highly desirable location to enjoy the breathtaking sunsets. The town home's recent upgrades include luxury vinyl plank on both the stairway as well as the second floor, new living room furniture, along with the refrigerator, dishwasher, stackable washer/dryer and A/C being nearly new at less than a year old. This move-in ready home awaits the next fortunate owner with its inviting beach design vibe while providing the ultimate in comfort and relaxation. As a bonus, additional entertaining space provided in garage with dining table, chairs and mounted TV. Convenient location-approximately half hour drive to Tampa, St. Petersburg, and Sarasota. Shopping, hospitals, restaurants, & golf courses all nearby. The taxes include the CDD. Don't miss out on this immaculately kept home - call TODAY to schedule an appointment!

3273 Mangrove Point Drive, Ruskin
$169,000
1 Beds ⋅ 1 Baths ⋅ Island Resort At Mariners Club SubDv. ⋅ 33570 Zip Code
Now is your chance to own a turnkey, fully furnished WATERFRONT condo in the master planned community of Little Harbor. This beautifully updated and spacious condo with its king size bed, couch, full size refrigerator, microwave, and dining table and chairs provides a comfortable stay for owners/guests who relish Resort style amenities. The balcony welcomes you morning or night to enjoy coffee/refreshments as you watch motor yachts and majestic sailboats traveling to and from the open waters of Tampa Bay. Within a few steps walk to one of two heated pools and two waterfront restaurants. This unique community located directly on Tampa Bay has a half mile of white sand BEACH, a playground, bocce and shuffleboard, a basketball court, tennis and pickleball courts, fitness center, clubhouse, and the two heated swimming pools. A beach front expanded tiki bar, indoor restaurant, as well as outdoor patio seating offer extraordinary Sunsets and live music weekly. See TOUR 2 for Little Harbor community aerial. This destination Resort type of lifestyle also has 2 deep water marinas along with a high & dry with slip availability. Freedom Boat Club is an additional option located on the property. A BOATER'S paradise with direct access to the Bay/Gulf. Nature enthusiasts enjoy canoeing & kayaking on the River and canals. FISHING mecca with daily charters also available. Onsite rentals of watersports - paddle boards, jet skis, etc. This condo represents an excellent opportunity as a vacation property, second home or investment. Property management available - DAILY rentals allowed - or can be self-managed. Convenient location - approximately a half hour drive to Tampa, St. Petersburg, Sarasota. Shopping, hospitals, restaurants, and golf courses nearby. Taxes INCLUDE CDD. Don’t hesitate another minute - call today to schedule an appointment to view this lovingly maintained condo and start enjoying the Florida lifestyle!

611 Destiny Drive Unit 403, Ruskin
$1,075,000
6 Beds ⋅ 5 Baths ⋅ Ruskin City Map Of SubDv. ⋅ 33570 Zip Code
The world is your oyster and so is this dwelling located at 815 2nd Avenue NW in Ruskin, Florida. Experience true Florida waterfront living at its finest in this one of a kind 6-bedroom, 5-bathroom, coastal estate offering direct access to the Bay. It’s nestled on a beautifully landscaped gated property, this unrivaled residence blends privacy, recreation, and everything required to live the good life on this lavish waterfront sanctuary. Boating enthusiasts will be stoked with the private dock and boat port making it a breeze to spend your days on the open water. Guests can unwind on their own private sandy shore and gather around the waterfront firepit to take in the ambiance of Florida’s exceptional nature and sunsets. This home features over 5,000 square feet of expansive living areas, generously sized bedrooms, and an open concept layout that is optimal for entertaining. Also included are two full kitchens perfect for hosting extended family or multi-generational living. That is not including the kitchen that is located in the attached guest house that also features a private entrance, immense bedroom, full bathroom, living room, and dining room. A fully equipped professional-style gym and versatile floor plan further enhance the home’s appeal. No HOA or CDD fees, ample space for boats and RVs, and prime waterfront location. This property is a rare opportunity ideal as a luxury residence, family compound, or investment. There is a commercial property that is zoned PD-MU with .21 of an acre that is at 826 West Shell Point with a separate folio. This is adjacent on the north side of the property that can be purchased for an additional $200,000, which allows for boundless opportunities. Contact us for your private showing.

815 2nd Avenue Nw, Ruskin
$539,900
4 Beds ⋅ 2 Baths ⋅ Point Heron SubDv. ⋅ 33570 Zip Code
Virtually Staged. COMPLETELY RENOVATED WATERFRONT HOME IN THE HEART OF RUSKIN, OFFERING THE PERFECT BLEND OF MODERN LUXURY, ENERGY EFFICIENCY AND FLORIDA COASTAL LIVING. Situated on a nice-sized lot with room for RV/boat parking, this move-in-ready property has been upgraded from top to bottom, including a 2022 ROOF, COMPLETE ELECTRICAL REWIRE WITH A NEW PANEL, HIGH-EFFICIENCY HVAC SYSTEM, NEW WATER HEATER, IMPACT RATED WINDOWS AND DOORS, WITH ENHANCED INSULATION THROUGHOUT. Inside, you'll find beautiful tile flooring throughout, all-new drywall with a Level 5 smooth finish, LED recessed lighting, fresh paint, and a stunning kitchen featuring REAL WOOD SOFT-CLOSE CABINETRY, QUARTZ COUNTERTOPS and a spacious walk-in pantry. Both bathrooms have been beautifully remodeled with quartz countertops, updated fixtures, and a frameless glass shower in the primary suite. Step outside and enjoy true waterfront living with a newly screened lanai, new concrete pavers, marine-grade dock decking, and an oversized storage shed (with power). Hurricane-impact windows and doors may qualify for insurance discounts. The lot offers plenty of room to add a detached garage, workshop, or carport. Located in the desirable waterfront community of Ruskin, you'll enjoy a relaxed coastal lifestyle with direct access to boating, fishing, kayaking, and some of Tampa Bay's best waterfront dining. Ruskin offers a unique combination of small-town charm and convenience, with easy access to downtown Tampa, St. Petersburg, Sarasota, and the Gulf beaches via I-75 and the Selmon Expressway. Spend your weekends exploring nearby nature preserves, marinas, golf courses, farmers markets, and parks, or enjoy fresh local seafood at nearby waterfront restaurants. With no need to sacrifice convenience for waterfront living, Ruskin continues to be one of the area's best values for those seeking an active Florida lifestyle. This is a rare opportunity to own a fully renovated waterfront home where every major improvement has already been completed—simply move in, bring your boat, and start enjoying the Florida lifestyle.

802 White Heron Boulevard, Ruskin
$625,000
3 Beds ⋅ 2 Baths ⋅ Kims Cove SubDv. ⋅ 33570 Zip Code
805 Leisey Circle offers a rare opportunity to own a move in ready waterfront home with direct access to Tampa Bay. HOME HAS NEVER FLOODED. 2 YEAR HOME WARRANTY INCLUDED. Situated on the Ruskin Inlet, the property features 124 feet of deep water frontage, a private dock with room for your boat, an expansive waterfront deck, and an elevated homesite. The 3 bedroom, 2 bathroom floor plan includes a remodeled kitchen with high end appliances, renovated bathrooms, premium flooring throughout, updated windows, and a spacious primary suite with dual vanities and a walk in shower. Recent improvements include a roof and exterior paint completed in 2022, a rescreened lanai, recently reinforced seawall and freshly painted deck. Home has never been flooded. With no HOA, no CDD fees, and no rental restrictions, owners have the flexibility to use the property as a primary residence, second home, or investment. Enough space for a future pool while still leaving plenty of room for an RV and other recreational vehicles. Conveniently located near waterfront dining, beaches, and open water access, this property combines updated living space with the benefits of true Florida waterfront living.

805 Leisey Circle, Ruskin
$499,900
3 Beds ⋅ 2 Baths ⋅ North Branch Shores SubDv. ⋅ 33570 Zip Code
TURNKEY COASTAL LUXURY: Completely Reimagined 3/2 Waterfront Oasis with Direct Tampa Bay Access! An absolute showstopper on the water! Skip the renovation stress—this solid BLOCK home has been completely stripped down, beautifully redesigned, and expanded into a stunning 3-bedroom, 2-bathroom coastal masterpiece. Sitting on over a quarter-acre lot with a massive 139 feet of saltwater canal frontage, this property perfectly blends high-end modern design with the ultimate Florida outdoor lifestyle. The Interior: Step into a bright open floor plan featuring wood-look tile floors throughout, a custom wood-slat media wall, and a gorgeous main bath with a reeded wood double vanity. The chef’s kitchen boasts an oversized waterfall island, premium stainless appliances, and chic subway tile. Stay tech-forward with a Nest thermostat and a 240V EV charging outlet in the driveway. The Backyard Playground: Enjoy a brand-new turf putting green, fire pit lounge, fresh landscaping, and new privacy fencing. Dolphins and manatees literally come visit in the canal out back! For boaters, it’s just minutes to Tampa Bay from your private boathouse, featuring a 10,000-lb sling lift (2023) with brand-new cables just installed last month, and a new boathouse roof (2024). Plus, there is a massive 18'x20' powered metal shed with a storage loft for all your gear. Peace of Mind: Fully rewired with a brand-new electrical panel (2025), impact windows, updated plumbing (2021), HVAC (2019), and roof (2017). This is the turnkey waterfront paradise you've been waiting for

103 W North Branch Road, Ruskin
$475,000
3 Beds ⋅ 2 Baths ⋅ Kims Cove SubDv. ⋅ 33570 Zip Code
**Waterfront Living on the Ruskin Inlet | Direct Access to Tampa Bay | No HOA | No CDD** Welcome to 803 Leisey Circle, where waterfront views, direct Tampa Bay access, and the freedom of no HOA or CDD fees come together to create the ultimate Florida boating lifestyle. Nestled along the picturesque Ruskin Inlet, this beautifully maintained 3-bedroom, 2-bathroom waterfront residence offers an exceptional opportunity to enjoy life on the water. Positioned on a deep-water, wide canal with a private dock, you'll have easy access to Tampa Bay for boating, fishing, kayaking, paddleboarding, and unforgettable sunset cruises right from your backyard. Inside, the home showcases a bright and inviting layout designed to maximize its stunning waterfront setting. New tile flooring flows throughout the entire home, providing a modern, cohesive look with absolutely no carpet. Expansive windows frame tranquil water views from nearly every main living space, including the primary suite, living room, dining room, kitchen, and the spacious covered lanai. The renovated kitchen serves as the heart of the home, featuring granite countertops, abundant cabinetry, and a full suite of brand-new appliances. Whether preparing a casual breakfast before heading out on the boat or entertaining guests, you'll appreciate both the functionality and the scenic water views. The primary suite offers a peaceful waterfront retreat where you can wake each morning to sparkling inlet views. Two additional bedrooms provide flexibility for family, guests, or a home office. Step outside to the oversized screened lanai, where indoor and outdoor living seamlessly blend together. This expansive space is ideal for morning coffee, waterfront dining, evening cocktails, or simply relaxing while watching dolphins, manatees, and coastal wildlife pass by. Designed for peace of mind and long-term value, the home features impact-rated windows, a durable metal roof, HVAC system replaced in 2018, water heater installed in 2025, and recent updates throughout. The lanai roof was also refreshed in 2026. Located in the heart of Ruskin's waterfront community, you'll enjoy convenient access to local marinas, waterfront restaurants, shopping, parks, and beaches while remaining just a short drive from I-75, downtown Tampa, Tampa International Airport, St. Petersburg, and Florida's Gulf Coast attractions. Whether you're searching for a year-round residence, seasonal retreat, or waterfront getaway, this rare Ruskin Inlet property delivers the boating lifestyle so many dream about?with no HOA restrictions standing in the way. Bring your boat, your fishing poles, and your Florida dreams. Whether you're seeking weekend adventures on Tampa Bay, sunset cruises from your private dock, or simply a peaceful waterfront setting to call home, 803 Leisey Circle offers an opportunity to embrace the lifestyle you've been waiting for. Schedule your private showing today and experience firsthand why life on the Ruskin Inlet is one of Tampa Bay's best-kept secrets.

803 Leisey Circle, Ruskin
$979,900
3 Beds ⋅ 3 Baths ⋅ Antigua Cove Ph 3b SubDv. ⋅ 33570 Zip Code
Welcome to waterfront living at its finest in the highly sought-after Southshore Yacht Club at Little Harbor! This stunning Biscayne II residence offers 2,403 sq ft featuring 3 bedrooms, 2.5 baths, a private office, spacious loft, and 2-car garage. Perfectly positioned on a premier homesite, this property showcases a rare big-water view of a saltwater lagoon, offering panoramic open water vistas and privacy rarely found in Tampa Bay waterfront communities. For boating enthusiasts, this home is turnkey with a brand-new private dock and 13,000-lb boat lift. Enjoy direct deep-water, no-bridge access to Tampa Bay and the Gulf of Mexico, accommodating center consoles, cruisers, and sailboats. Your boat is always steps away for fishing, dining, island hopping, or sunset cruises. A standout feature is the oversized backyard with ample room for a custom resort-style pool—something rarely available on comparable waterfront lots. Pool plans are already completed and available to the buyer for a seamless start to your outdoor oasis. Also, the first-floor office has been significantly enhanced with custom-built cabinetry, shelving, and integrated storage added by the homeowner, creating a highly functional and refined workspace. Outdoor living is enhanced by a screened lanai overlooking the lagoon, ideal for morning coffee, sunsets, and watching dolphins and manatees in the peaceful waterfront setting. Inside, the open-concept layout connects the gourmet kitchen, dining, and great room. The first-floor office features custom built-ins and upgraded cabinetry, creating a refined, functional workspace. Upstairs includes a spacious loft and a luxurious owner’s suite with water views and spa-style bath. Built with elevated coastal resilience in mind, the home includes impact-rated windows and sliding glass doors, along with modern construction standards designed for enhanced storm protection and durability. Residents enjoy resort-style amenities including a waterfront clubhouse, marina, pool, fitness center, pickleball, basketball, trails, private beach access, and waterfront dining. A major advantage is the exceptionally low flood insurance premium of just $887/year, reflecting the home’s newer construction and storm-resilient design features, including impact protection and elevated building standards. This is a rare opportunity to own a nearly new waterfront home with big-water lagoon views, deep-water no-bridge access, new dock and 13,000-lb lift, custom office, pool-ready yard, and premier coastal lifestyle—all in one of the area’s most desirable communities.

1108 Seagrape Drive, Ruskin
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