Ruskin Homes with Pond Frontage

Ruskin Homes with Pond Frontage

Welcome to Ruskin, Florida, a hidden gem nestled in the heart of Hillsborough County, where the charm of small-town living meets the beauty of nature. Known for its lush landscapes and vibrant community, Ruskin offers residents a serene lifestyle with a rich tapestry of outdoor activities, from fishing and boating to bird watching and hiking. The city's proximity to Tampa Bay ensures that you can enjoy the best of both worlds—peaceful suburban life with easy access to urban amenities.

One of the standout features of Ruskin is its stunning homes with pond frontage. Imagine waking up to the gentle sounds of water lapping at your doorstep, with picturesque views that change with the seasons. These properties provide a unique opportunity for relaxation and recreation, whether you’re enjoying a morning coffee on your deck or hosting friends for an evening by the water. The tranquil ambiance of pond-side living fosters a sense of peace, making it an ideal retreat from the hustle and bustle of everyday life.

In addition to the scenic beauty, Ruskin is a community that prides itself on its friendly atmosphere and engaging local events. From farmers' markets to cultural festivals, there’s always something happening that brings neighbors together. With a variety of home styles available, from cozy single-family residences to spacious modern designs, you’re sure to find the perfect pond-front home that suits your lifestyle.

Discover the allure of Ruskin, where your dream home awaits by the water's edge, inviting you to embrace a life filled with tranquility and community spirit.

Newest Ruskin Homes with Pond Frontage

$424,999
4 Beds ⋅ 3 Baths ⋅ Shell Cove Ph 1 SubDv. ⋅ 33570 Zip Code
Virtually Staged. Spacious, beautifully maintained, and designed with both comfort and functionality in mind, this impressive 4-bedroom, 3-bath home offers 2,738 square feet of versatile living space in the desirable Shell Cove community. Overlooking a peaceful pond, the property combines generous indoor living areas with scenic outdoor views, making it an ideal place to entertain, relax, or accommodate a growing family. A welcoming foyer opens to a private den or home office before leading into the heart of the home. The well-appointed kitchen features granite countertops, a large center island, abundant cabinetry, and a walk-in pantry, all overlooking the bright and spacious great room filled with natural light. Sliding glass doors off the dining area lead to the covered, screened lanai where you can enjoy morning coffee, evening sunsets, or weekend cookouts while taking in tranquil pond views. The oversized backyard also provides ample space to add a future pool. The thoughtfully designed floor plan includes a first-floor bedroom and full bath, perfect for guests or multigenerational living. Upstairs, a spacious bonus room offers flexible living space, while an additional bedroom and full bath create a comfortable private retreat for family or visitors. A custom barn door provides added privacy between the primary suite and bonus room. The expansive primary suite offers a bright, relaxing retreat with an ensuite bath featuring dual granite vanities, a soaking garden tub, a custom glass walk-in shower, and two generous walk-in closets. Storage is exceptional throughout the second floor, including a walk-in closet in one of the secondary bedrooms and three additional hallway closets, providing plenty of room to stay organized. This meticulously maintained home also includes a whole-house water softener installed approximately three years ago, a security system, and major components that offer added peace of mind, including a roof and water heater that are both approximately four years old. Residents of Shell Cove enjoy outstanding community amenities including a resort-style pool, clubhouse, playground, and dog park. Conveniently located near US-41 and I-75, you'll have easy access to Tampa, St. Petersburg, Bradenton, shopping, restaurants, marinas, parks, nature preserves, and the beautiful Gulf Coast beaches. Move-in ready and loaded with space, storage, and modern conveniences, this exceptional home is ready for its next owners. Schedule your private showing today!

1167 Ocean Spray Drive, Ruskin
$399,000
5 Beds ⋅ 3 Baths ⋅ River Bend Ph 4a SubDv. ⋅ 33570 Zip Code
$11,000 SELLER CONCESSION!! RARE FIND-NO FLOOD ZONE! ASSUMABLE LOAN WITH 2.8 INTEREST RATE! Situated on an expansive WATERFRONT lot, with new luxury vinyl plank flooring throughout, upgraded just 2 years ago, this home offers 5 bedrooms, 2.5 baths, a 3 car garage and the privacy of no rear neighbors with expansive pond views. Soaring ceilings, an abundance of natural light, and crown molding enhance the spacious, open-concept layout. The combined formal living room and dining room is ideal for entertaining, and the inviting family room for everyday living. The kitchen features plenty of cabinet space, recessed lighting, stainless steel appliances with complementary tile backsplash, and beautiful countertops with a center island that opens to the breakfast nook with bay window and family room. Step outside to the covered lanai where plenty of time will be spent soaking in the water views. Upstairs, the primary suite has two walk-in closets and a luxurious soaking tub perfectly positioned between both vanities overlooking the water. All secondary bedrooms are ample in size and share the remaining full bath. Additional upgrades include: whole-home surround sound. River Bend is a sought-after resort-style community with endless amenities including a heated resort-style pool, splash pad, fully equipped gym, 2 playgrounds, a dog park, basketball court, tennis courts, pickleball courts, catch and release ponds and more. Just minutes from I-75 and US-41, you have easy access to nearby shopping, dining, schools, and commuting into Tampa, St. Petersburg or around Tampa Bay.

632 Tanana Fall Drive, Ruskin
$550,000
5 Beds ⋅ 3 Baths ⋅ Mira Lago West Ph 3 SubDv. ⋅ 33570 Zip Code
Welcome to Sunset Haven. Tucked inside the gated Mira Lago community in Ruskin, this 2013-built 5-bedroom, 3-bath home delivers 3,232 square feet of easy Florida living at just $170 per square foot — a rare combination of space, quality, and value. Step through the front door and the volume ceilings and open layout immediately open the space up. Formal living and dining flow naturally into a gourmet kitchen with rich 42" espresso cabinets, granite counters, stainless appliances, a breakfast bar, and a built-in desk nook that actually works for everyday life. The split-bedroom plan is perfectly laid out for large families, giving everyone room to spread out while still keeping the household connected and private. The primary suite is the real retreat: a sitting area, dual walk-in closets, a garden soaking tub, a walk-in tiled shower, and dual granite vanities. It’s the kind of room you don’t mind disappearing into at the end of the day. Already paid for and working hard for you: • 40 solar panels that have dramatically cut the electric bills • Culligan whole-home water purification • Hybrid water heater • Zoned high-efficiency AC • Hurricane protection • In-wall pest control Out back, a fully fenced yard (dogs will love it), four 4×16 raised garden beds ready for planting, and a gate that opens straight to lake fishing. The real showstopper? Watching the fountain light up against the sunset from your own backyard. Mira Lago itself is the kind of neighborhood that feels like a small resort — gated entry, resort-style pool, playground, and a genuine sense of community. You’ll find a strong military presence here, with many active-duty and retired families from MacDill AFB (about 45 minutes) calling it home. Downtown Tampa is roughly 35 minutes away, and some of the best Gulf beaches in the country — Fort DeSoto, St. Pete Beach, Clearwater — are an easy drive. Solar and Culligan systems are fully paid off. No loans to assume. All information believed accurate; buyers are encouraged to verify independently.

408 19th Street Nw, Ruskin
$430,000
4 Beds ⋅ 3 Baths ⋅ Mira Lago West Ph 2b SubDv. ⋅ 33570 Zip Code
Welcome to this four-bedroom, three-bathroom gorgeous home, located in the wonderful gated community of Mira Lago. With more than 3,000 square feet of living space plus a three-car garage, can you say upgrades upgrades upgrades… This is the house you’ve been looking for., this beautiful lakefront property won’t last. The majority of your living area is on the ground floor, so you won’t need the stairs unless you’re taking advantage of the big loft upstairs, which is currently being utilized as a full functional gym. Upon entering the home you have a large, living room and dining room combination. Laminate flooring through-out the lower-level living space. The heart of the home is the open concept kitchen and family room. The kitchen and bathrooms have granite countertops, LG stainless steel appliances, an eat-in area and a big breakfast bar centered in the middle of the kitchen. Just off the kitchen is the laundry room with above head wood storage cabinets along with wired storage racks. The kitchen also has access to the three-car garage, so you can walk right in with your groceries. The family room has sliding glass doors leading to the covered patio overlooking the beautiful lake–great for outdoor living. You have the privacy of no rear neighbors and completely fenced-in backyard. The bedrooms are laid out in a three-way split plan. Two guest bedrooms large enough to fit Queen sized beds; and a full guest bathroom with bathtub are located off the family room. In one corner of the house you have a junior master suite that faces the rear of the home, complete with its own private, full bathroom and private entrance perfect for “mother in law suite” The master bedroom is on the other corner. It has two walk-in closets, and the large master bathroom features a garden tub, separate shower stall and dual sinks. Living in Mira Lago offers many great amenities including a community pool, basketball court, and clubhouse for your use. Come make this home yours today!

433 York Dale Drive, Ruskin
$469,900
4 Beds ⋅ 3 Baths ⋅ Mira Lago West Ph 2a SubDv. ⋅ 33570 Zip Code
Are you looking for a home where you can enjoy the Florida weather year round? This is a gorgeous 4 bedroom, 3 bathroom, 3 car garage, WATERFRONT home in the GATED community of Mira Lago waiting for its new owners. This home is move in ready home with a LARGE, BEAUTIFUL LANAI area that has 60 feet of lakefront on a 65 acre lake. As you enter the home, there is a large front room and a grand entryway. The living space of the home is open and inviting. This tasteful kitchen features travertine floors, corian counter tops, stainless steel appliances, a closet pantry, breakfast bar, and island with gorgeous granite countertop. There is a dining nook in the kitchen with wainscot walls and updated lighting. The laundry room is conveniently off the kitchen and has extra storage. The master bedroom and 4th bedroom both sit at the back of the house with their own private bathrooms. The master bedroom has his and her closets, double sinks, a garden tub, brand newer lights, and a separate toilet room. Bedrooms 2 and 3 share a full bathroom. The large, upstairs bonus room can be used as an office, bedroom, man cave, play room, or media room and also has great LAKE VIEWS.The lanai area is HUGE and features an outdoor CUSTOM WOOD BURNING FIREPLACE and gorgeous views of the lake. Enjoy your evening meal here each day. Mira Lago is a well kept, safe, friendly community minutes to Tampa, St. Pete, Manatee County, area beaches, and many other amenities. The community has a heated pool, plenty of lakes/ ponds with fountains, basketball court and playground.

1742 Mira Lago Circle, Ruskin
$479,900
4 Beds ⋅ 3 Baths ⋅ Spyglass At River Bend SubDv. ⋅ 33570 Zip Code
Welcome to a spectacular waterfront hidden gem in the highly sought-after Southshore area. Situated on an expansive and beautifully landscaped 0.3-acre lot, this exceptional energy-efficient home offers a serene backdrop of a peaceful, wildlife-filled lake perfect for fishing. Designed for effortless indoor-outdoor living, you can enjoy your morning coffee with the sunrise on the screened lanai and take in stunning sunset views from the front of the home. Inside, the residence is a showcase of sophisticated details, featuring imported porcelain tile flooring throughout (completely carpet-free), stylish rounded drywall corners, and elegant tray ceilings. The thoughtful split-floor plan includes 4 full bedrooms and 3 baths, highlighted by a private multi-generational/guest suite complete with its own private bath. The luxurious primary retreat serves as a peaceful sanctuary, boasting a versatile, light-filled sunroom/studio area—ideal for a home office, reading nook, or art studio—with direct sliding-door access to the lanai. Its spa-like en suite bath features a granite-topped twin-basin vanity, a deep garden soaking tub, and a generous seamless glass shower. At the heart of the home, the bright, open-concept chef’s kitchen is perfectly tailored for entertaining, equipped with 42" wood cabinetry with crown molding, premium granite countertops, stainless steel appliances, and a spacious walk-in pantry. Premium upgrades and high-value features include: Climate-Controlled Garage: Equipped with a mini-split AC/heating unit (featuring a brand-new motor and remote control). Energy & Infrastructure: Four brand-new primary bedroom windows, a comprehensive water softener and filtration system, an advanced Rain Bird sprinkler system, and pre-wiring for a backup generator. Security & Tech: A high-capacity fireproof gun safe with a new dial, fully pre-wired for an ADT security system, and pre-wired for high-speed Frontier/Verizon FIOS internet. Finishing Touches: Newly installed remote-controlled ceiling fans in the living and dining spaces. Located within a premier, gated community, residents enjoy resort-style amenities including a sparkling pool, fitness center, clubhouse, covered playground, tennis courts, and a community fishing pier on the scenic Little Manatee River. Enjoy the perfect blend of tranquility and convenience with swift access to I-75 for easy commutes to Tampa, MacDill AFB, and Sarasota. You are just minutes from premium shopping, the Amazon distribution center, the new St. Joseph’s Hospital, and a short drive from Florida’s world-class Gulf beaches. Newer roof – 2024, Both AC systems – 2020.

2422 Allegheny Valley Street, Ruskin
$430,000
5 Beds ⋅ 3 Baths ⋅ Shell Cove Ph 1 SubDv. ⋅ 33570 Zip Code
Welcome to this beautifully upgraded 5-bedroom, 3-bathroom home located in the desirable Shell Cove community of Ruskin. Built in 2020, this spacious two-story residence offers over 2,400 square feet of thoughtfully designed living space featuring an open-concept floor plan, a versatile loft, and a large upstairs owner’s suite with walk-in closet and dual-sink vanity. The modern kitchen overlooks the living and dining areas and includes solid surface countertops, upgraded appliances, ample cabinetry, and under-cabinet LED lighting. Recent enhancements include laminate flooring upstairs, custom built-ins, remodeled pantry storage, upgraded fixtures, fresh interior paint, solar-tinted windows, and a whole-home water filtration and softener system. Step outside to enjoy a fully fenced backyard with pond views, mature landscaping, screened patio enclosure, garden area, and paver patio—perfect for entertaining or relaxing outdoors. Additional features include a solar power system ( WITH A AVERAGE TECO BILL OF 14$ !!! with battery backup, irrigation system, attached 2-car garage, and smart home upgrades. Shell Cove amenities include a community pool, playground, basketball court, walking trails, and dog park, all conveniently located near shopping, dining, schools, hospitals, and easy access to Tampa Bay. (SOLAR POWER SYSTEM WILL BE ASSUMED BY BUYER AS A SEPARATE LOAN (39K BALANCE ) APPROXIMATELY 240 $ A MONTH) (SELLERS WILL ALSO PROVIDE A $20,000 INCENTIVE TO BUYERS TO GO TOWARDS THE SOLAR PACKAGE PROGRAM ) TOTAL BALANCE TO BE AROUND $19,000 (WITH A VALUE OF $47,000)

440 Olive Conch Street, Ruskin
$318,999
3 Beds ⋅ 2 Baths ⋅ South Haven SubDv. ⋅ 33570 Zip Code
Beautifully maintained home in Ruskin featuring a functional open layout and spacious living areas. Enjoy peaceful pond water views from your backyard—perfect for relaxing or entertaining. Conveniently located near shopping, dining, and major roadways, this home offers comfort, value, and the best of Florida living.

927 Kelly Fern Loop, Ruskin
$475,000
4 Beds ⋅ 3 Baths ⋅ Hawks Point Ph S-1 SubDv. ⋅ 33570 Zip Code
One or more photo(s) has been virtually staged. PRICE IMPROVEMENT! ASSUMABLE LOAN AT 5.5%! Welcome to your private Florida retreat in the gated community of Hawks Point — where peaceful pond views, energy efficiency, and resort-style outdoor living come together beautifully. This upgraded pool home offers the perfect blend of comfort and functionality, beginning with luxury vinyl plank and tile flooring throughout the main living areas and an open-concept layout filled with natural light. Designed for both everyday living and entertaining, the spacious kitchen features 42" cabinetry, granite countertops, stainless steel appliances, a walk-in pantry with custom wood shelving, and generous prep space that flows seamlessly into the main living area. Step outside and experience your own backyard oasis. The saltwater pool showcases a PebbleTec finish, sun shelf, LED color-changing lighting, a new salt cell, and a pavered deck — all overlooking tranquil pond views. The fully fenced yard includes a pavered grilling area, outdoor bar (conveys), shed (conveys), and mounted outdoor TV (conveys), creating the ultimate space for year-round entertaining. This home is as efficient as it is beautiful. A fully paid 9.4 kW solar panel system provides significant energy savings. Additional upgrades include all new HVAC ductwork with installed UV lights, automatic light sensors, smart switches for lights and fans, new fixtures and ceiling fans, and a brand-new roof (2025). Hurricane shutters are also included for added peace of mind. The primary suite offers a relaxing escape with a double vanity, garden tub, separate shower, and walk-in closet. Secondary spaces are equally well-appointed with deep closets, granite bathroom countertops, French doors to the guest room, and a laundry room complete with cabinetry. The washer and dryer are included. The two-car garage provides additional storage and convenience. Located within Hawks Point, residents enjoy gated entry with barcode and keypad access, along with resort-style amenities including a community pool, fitness center, clubhouse, playground, dog park, and an active social calendar featuring community events, book clubs, sewing groups, and more. The clubhouse is also available to rent for private gatherings. HOA dues are just $279 per quarter. Move-in ready and loaded with upgrades, this home offers the rare combination of a 5.5% assumable loan, a paid-off solar system, a new roof, and a resort-style backyard—all within one of the area's most desirable gated communities. Schedule your private showing today and discover everything this exceptional home has to offer.

2443 Dovesong Trace Drive, Ruskin
$355,000
3 Beds ⋅ 2 Baths ⋅ Bayridge SubDv. ⋅ 33570 Zip Code
Welcome to this beautifully maintained 3-bedroom, 2-bath home in the desirable Bayridge community, where peaceful pond views and thoughtful upgrades come together to create an inviting Florida lifestyle. Ideally positioned near a quiet dead-end street, the home offers added privacy and minimal traffic while still providing easy access to the community's amenities and surrounding conveniences. Step outside and enjoy the tranquil setting from the screened-in back porch, or gather with friends and family on the pavered patio, perfect for grilling, entertaining, and relaxing beneath the Florida sky. The fully fenced yard provides both privacy and versatility for enjoying the outdoors. Inside, spacious tiled living areas and an open-concept floor plan create a comfortable setting for both everyday living and entertaining. The welcoming foyer opens to a flexible front office enclosed by French doors, ideal for working from home, hobbies, or a quiet retreat. The split-bedroom floor plan offers excellent privacy. Two guest bedrooms and a full bath are situated toward the front of the home, while the spacious primary suite is privately positioned at the rear and showcases peaceful pond views. The kitchen features dark cabinetry, a stylish tile backsplash, and a purified water faucet, combining functionality with modern appeal. Additional value can be found in the full-home water treatment system, conveniently located in the garage. Built by Centex approximately 8 years ago, this home offers the benefits of newer construction along with thoughtful upgrades throughout. Solar panels are available if you choose, with an assumable loan which will provide the potential for significantly reduced electric expenses, with additional details available upon request. If you're looking for a well-maintained home that blends privacy, comfort, water views, outdoor living, and energy-conscious features, this Bayridge property deserves a closer look. Schedule your private showing today and experience all it has to offer.

1606 Cabbage Key Drive, Ruskin
$585,000
4 Beds ⋅ 4 Baths ⋅ Spyglass At River Bend SubDv. ⋅ 33570 Zip Code
Welcome to the peaceful gated community at River Bend, an area in the vibrant South Tampa area! This gorgeous home is perfectly aligned on a HUGE pond within the gated community of Spyglass-River Bend! This home features 4 spacious bedrooms, 4 baths, plus a bonus room/loft, and huge living space with 3,858 sqft heated. This home is move in ready upon closing! Walk inside to discover the first floor that features a living room, a dining room, a welcoming family room, an open kitchen, a master bedroom with a full bath, three additional bedrooms all on the main floor. The second floor impresses with a HUGE bonus loft. The open living areas provide endless possibilities for personalization. The grand living area, welcomes you as you enter the home. The seamless flow from the front door to the family room, with sliders leading to the wrap-around lanai which also fills the inside space with natural light and creates an inviting atmosphere. The kitchen features stone countertops, rich dark cabinets, an island, and a walk-in pantry. Upstairs, the bonus loft offers additional living space perfect for relaxation or entertainment with a FULL size bath. The primary suite is a serene retreat with a stylish tray ceiling and a private bath complete with dual sinks, a shower, and a garden tub for ultimate relaxation. The secondary bedrooms are spacious, and the secondary bathrooms also feature dual sinks, making morning routines a breeze. The three-car garage provides ample parking and storage space. Step outside to the stunning outdoor area with an L-shaped covered lanai equipped with a ceiling fan, perfect for outdoor grilling and dining. All your outdoor activities and relaxation, complete with a calming water view. The GATED area of the River Bend community enriches your lifestyle with fantastic amenities, including a community pool, gym, a playground, basketball and volleyball courts, sports fields, and miles of scenic walking trails and community access to the river. Conveniently located near I-75 for commuting to Tampa or Sarasota. Don’t miss the opportunity to make this exceptional house your forever home!

205 Orange Mill Ave, Ruskin
$249,000
3 Beds ⋅ 3 Baths ⋅ Glencove At Bay Park SubDv. ⋅ 33570 Zip Code
Short Sale. Short Sale Approved at list price! LOMA in place; flood should reflect zone X and should not require flood insurance! ASK for more info! Clean and Spacious WATER frontage townhome with the most beautiful views! This 2022 built East-facing townhome has all of the room that you need and none of the room that you don't! It is a perfect sized 1796 SF, 3 bedroom home with a one car garage and rear covered patio! The 2022 build offers all of the modern conveniences that homeowners are looking for plus EXTRAS that this owner has added! Tile throughout the first floor, raised panel doors, ceiling fans, water softener, app compatible garage opener, reverse osmosis and alarm with cameras! The kitchen offers stainless steel kitchen appliances- fridge, range, microwave- granite countertop, a ~6' breakfast counter, double stainless sink and dark wood modern cabinetry with brushed nickel knobs and pulls. Step upstairs to the three bedrooms on the second floor. The primary bedroom is a sanctuary; it is split from the other bedrooms with amazing water views, oversized living, two walk-in closets and an en suite bathroom with dual sinks, elongated shower and a separate tub with tile surround! At the end of the day, retreat to the covered patio to watch the sunset! The community pool and community walking path is a quick stroll from the patio too! Don't miss this lightly used showcase town home! Travel to MacDill AFB, the St Pete beaches or Tampa -- all under an hour!

928 Royal Empress Drive, Ruskin
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