Ruskin Homes with Three+ Story Property Description

Ruskin Homes with Three+ Story Property Description

Welcome to Ruskin, Florida—a charming gem nestled in the heart of Hillsborough County. Known for its picturesque waterfront views and friendly community vibe, Ruskin offers a unique blend of small-town charm and modern conveniences. With its close proximity to Tampa Bay, residents enjoy easy access to vibrant city life while relishing the tranquility of coastal living. The area boasts a rich history, beautiful parks, and a thriving local culture, making it an ideal place for families and retirees alike.

One of the standout features of Ruskin is its diverse real estate market, particularly the availability of stunning three-plus story homes. These properties are designed to maximize space and comfort, often featuring expansive layouts that cater to both family living and entertaining. Imagine waking up to breathtaking views from your upper-level balcony, enjoying the gentle breeze as you sip your morning coffee. Many of these homes come equipped with modern amenities, spacious kitchens, and luxurious master suites, ensuring a lifestyle of ease and elegance.

The three-plus story homes in Ruskin are perfect for those seeking more than just a place to live; they offer a lifestyle. With ample room for guests, home offices, and recreational spaces, these properties provide the flexibility to adapt to your evolving needs. Whether you're looking for a cozy family retreat or a sophisticated space to host gatherings, you're sure to find your dream home in this delightful coastal community.

Explore Ruskin today and discover the perfect blend of home, community, and natural beauty!

Newest Ruskin Homes with Three+ Story Property Description

$685,000
4 Beds ⋅ 4 Baths ⋅ Antigua Cove Ph 1a SubDv. ⋅ 33570 Zip Code
This exclusive 4-story townhome with private elevator is in the newer Antigua Cove of the South Shore Yacht Club Community, composed of only 10 townhomes, with the remaining area made up of single-family homes, many with waterfront lots with private docks. Each of the four stories are accessible via the elevator and provides owners a variety of living spaces for total flexibility and enjoyment. Entering the unit from either the spacious 2-car garage or front door, owners and guests can enjoy a small, open multi-purpose area, a guest room/bedroom with covered patio, and a full bathroom. You can take stairs or the elevator to the second level, with a beautiful open kitchen, with a large island, dining and living areas that open to a balcony, plus a convenient half bath. Rest and relaxation are the focus of the third level, which contains the primary bedroom with a large, en-suite bathroom, two additional bedrooms, a third full bathroom, plus a laundry room with washer/dryer and plenty of storage space. Take the stairs or the elevator to the top floor, for your own private gathering/entertainment space, with great views and connection for an outdoor tv/media space and plumbed for an outdoor kitchen if desired. The Little Harbor community offers residents a private beach on Tampa Bay with views of St. Petersburg and the Sunshine Skyway bridge, two restaurants/tiki bar, two pools, fitness center, pickleball/tennis courts, two marinas with slip availability, one with high and dry storage, plus boat rentals and sightseeing/charter boat options – all with ‘no bridges to the Bay’ deep-water access. Close proximity to shopping, restaurants, medical facilities, and I-75 allow residents access to stay in the neighborhood or take easy trips to Tampa, St. Petersburg, Bradenton and Sarasota, as well as Florida theme parks and 3 international airports. Relax at the beach or pool or just enjoy being outside on one of your balconies, take a walk, bike ride, or walk to one of the waterfront restaurants and watch the beautiful sunsets over Tampa Bay – you can enjoy it all, plus have the added benefit of a more intimate experience when you live in the townhomes of Antigua Cove at Southshore Yacht Club!

3023 Bermuda Sloop Circle, Ruskin
$329,000
2 Beds ⋅ 3 Baths ⋅ Bahia Beach Twnhms Ph 2 SubDv. ⋅ 33570 Zip Code
An elevated, Key West-style waterfront townhome with four private balconies on Tampa Bay. Sold turnkey and ready to rent from day one, where every day starts like a resort stay. This fully furnished 2-bedroom, 2.5-bath townhome sits directly on the canal, where dolphins and manatees are frequently spotted and the Skyway Bridge is visible from the balcony. The open living and dining space flows to a balcony with a retractable screen overlooking the water. The kitchen offers granite counters, solid wood cabinetry, and stainless appliances, with a stacked washer/dryer nearby. Upstairs on the third floor, both bedrooms have their own en-suite bathroom and private balcony. A one-car garage provides added parking and storage, and recent updates include a new water heater (2024). The turnkey interior offers rental income potential from day one. For an investor or second-home buyer, that combination, waterfront setting, walkable amenities, and a lease-ready interior, is uncommon, and the price reflects it: among the most competitive of any 2-bedroom townhome currently active in Little Harbor. Little Harbor delivers a full resort experience: two marinas with in-water docking and dry rack storage, two waterfront restaurants and a tiki bar, a private beach with paddleboard and kayak access, a fishing pier, multiple pools, tennis and pickleball courts, a fitness center, a clubhouse, a playground, and an arcade, all within a gated, golf-cart-friendly community roughly 30 minutes from downtown Tampa and St. Petersburg. The HOA takes care of exterior flood insurance, water, cable, internet, trash, and pool and grounds maintenance, one less thing to manage, whether you're living here or leasing it out. This is a fresh, competitively priced waterfront townhome in Little Harbor, move-in ready from day one.

3248 Mangrove Point Drive, Ruskin
$445,000
3 Beds ⋅ 3 Baths ⋅ Bahia Beach Twnhms Ph 2 SubDv. ⋅ 33570 Zip Code
Start living the resort lifestyle today with a move-in ready waterfront townhome in the bay front community of Little Harbor. This 3-bedroom, 3-bathroom unit is in excellent condition and being sold turnkey furnished, making it a perfect choice - whether for your primary residence, vacation home, or rental investment. BONUS - This unit already has guaranteed short-term income for the 2027 season if the new owner chooses to accept the reservation! The Point Townhomes at Little Harbor provide residents the peace of mind of 3 floors of concrete block construction, a private garage with storage and access to the backyard and canal, plus tandem driveway parking, and metal roofs. This unit is located on the more private cul-de-sac street and offers both Bay views from the front balconies and views of the small canal where the manatees are often visible from the back balconies. The Little Harbor community offers residents a private beach on Tampa Bay with views of St. Petersburg and the Sunshine Skyway bridge, two restaurants/tiki bar, two pools, fitness center, pickleball/tennis courts, two marinas with slip availability, one with high and dry storage, plus boat rentals and sightseeing/charter boat options – all with ‘no bridges to the Bay’ water access. Close proximity to shopping, restaurants, medical facilities, and I-75 allow residents access to stay in the neighborhood or take easy trips to Tampa, St. Petersburg, Bradenton and Sarasota, as well as Florida theme parks and 3 international airports. Relax at the beach or pool or sit on one of your balconies and watch the sunrise, take a walk, bike ride, or walk to one of the waterfront restaurants and watch the beautiful sunsets over Tampa Bay - the choice is yours when you live in the Point Townhomes at Little Harbor!

3259 Mangrove Point Drive, Ruskin
$775,000
4 Beds ⋅ 4 Baths ⋅ Antigua Cove Ph 1a SubDv. ⋅ 33570 Zip Code
Experience luxury waterfront living in this exceptional four-story, 4 bedroom, 3.5 bath, 2,869 sq. ft. townhome located in the highly sought-after gated community of Antigua Cove nestled within Little Harbor. Built in 2024 with insulated concrete block construction on all four levels and featuring hurricane-impact windows, doors, and garage door, this residence offers outstanding durability, energy efficiency, and peace of mind. Inside, you'll find over 10-foot ceilings, engineered hardwood, LVT and tile flooring, an in-wall pest system, crown moldings, a private elevator servicing all four levels, a dual-zone HVAC for year-round comfort, tankless water heater, EV hookup, and a complete water treatment system. The gourmet kitchen is designed to impress with 42-inch cabinetry featuring glass uppers and soft-close doors and drawers, stainless steel appliances, a farmhouse sink, and elegant Calcutta Gold quartz countertops. Plantation shutters, designer lighting, and premium finishes throughout create a unique coastal atmosphere. The crown jewel of the home is the expansive fourth-floor covered rooftop terrace, complete with a built-in outdoor kitchen and panoramic views of Tampa Bay, Downtown St. Petersburg, the Skyway Bridge, Little Harbor Marina, and beyond. Additional outdoor living spaces include a spacious terrace and waterfront setting ideal for enjoying Florida's spectacular sunsets. Residents enjoy access to an impressive collection of resort-style amenities, including a gated entrance, waterfront clubhouse with pool tables, card room, mini kitchen, outdoor fire pit, heated waterfront community pool only a short walk, fitness center, dog park, pickleball courts, tennis courts, basketball court, playground, kayak launch, private fishing pier, and a private owners' beach with umbrellas and chairs. Boating enthusiasts will appreciate direct access to Tampa Bay with no bridges to navigate, deep-water access, and proximity to three marina clubs with boat slips and storage available. The community also offers manned gate security and regular roving patrols for added convenience and security. This rare waterfront opportunity combines luxury finishes, breathtaking views, premier boating access, and unmatched resort-style amenities in one of Florida's most desirable coastal communities. Call for a private showing today!

3027 Bermuda Sloop Circle, Ruskin
$449,000
3 Beds ⋅ 3 Baths ⋅ Bahia Beach Townhomes Phase 1a SubDv. ⋅ 33570 Zip Code
Experience waterfront resort-style living year-round in the highly sought-after Little Harbor community! This beautifully furnished 3-bedroom, 3-bath townhome with a 1-car garage offers breathtaking views of both the marina and canal, creating the perfect coastal retreat. Designed for comfort and relaxation, the home features an open floor plan with ceramic tile and carpet throughout, granite countertops in the kitchen and bathrooms, and a fully stocked kitchen with elegant white glass-paneled cabinetry. The spacious living room and primary suite both showcase wall-to-wall sliding glass doors that open to private balconies overlooking the water, allowing you to enjoy stunning sunsets and refreshing bay breezes. Each bedroom features its own private balcony, while the primary suite offers soaring cathedral ceilings and a private en-suite bath. A washer and dryer are included for your convenience, along with a garage, covered ground-level patio, and a separate locked storage room. HOA fee includes water, basic cable, internet, trash removal, and grounds maintenance, making for truly carefree living. Residents enjoy access to Little Harbor's exceptional resort amenities, including two heated swimming pools, a hot tub, fitness center, tennis courts, basketball court, shuffleboard, horseshoe pits, playground, kayak and paddleboard launch area, and both private and public beaches along Tampa Bay. The community also features two full-service marinas, waterfront restaurants, a tiki bar, fishing charters, boat and jet ski rentals, and a hotel for visiting guests. A boater's paradise, Little Harbor provides direct access to Tampa Bay and the Gulf of Mexico with no bridges or lifts. Conveniently located near EG Simmons Park, Apollo Beach Nature Preserve, the Manatee Viewing Center, Little Manatee River State Park, Camp Bayou Nature Preserve, shopping, dining, hospitals, and golf courses, with easy access to Tampa, St. Petersburg, and Sarasota.

447 Bahia Beach Boulevard, Ruskin
$446,000
4 Beds ⋅ 4 Baths ⋅ Bahia Beach Twnhms Ph 2 SubDv. ⋅ 33570 Zip Code
Welcome to 3202 Mangrove Point Drive, where investment opportunity meets effortless coastal living in the waterfront community of Little Harbor. This RARE 4-bedroom END-unit townhome stands out from the rest, offering extra privacy, abundant natural light, and a flexible layout designed for both personal enjoyment and income potential. A main-level bedroom and full bath create the perfect setup for guests, while the upper level features three additional bedrooms, each with its own private balcony terrace, inviting in the coastal breeze and water views. Offered fully furnished and completely turnkey, this property is already operating as a successful short-term rental - ready to generate income from day one. Thoughtfully equipped with everything guests love, including furniture, TVs, 8 bicycles, and two golf carts, it delivers a seamless experience for both owners and visitors. Whether you're targeting Airbnb revenue or looking for a personal escape, this home checks every box with low-maintenance ownership and high guest appeal. Beyond your front door, the lifestyle truly comes to life. Residents and guests enjoy access to a private fishing pier, a white sandy beach, multiple waterfront dining options, resort-style pools, a marina with direct access to the Bay and Gulf (no bridges), and endless ways to stay active - from tennis and pickleball to kayaking along scenic waterways often visited by dolphins and manatees. Sunset views from the private pier, days spent on the water, and evenings at the tiki bar create a vacation-like atmosphere year-round. Perfectly positioned for convenience, you're within easy reach of Tampa's vibrant dining, sports, and entertainment scene, while also being a short drive to world-renowned beaches like Siesta Key Beach, Anna Maria Island, and Fort De Soto Park. Whether you're seeking a low-maintenance coastal retreat, a high-performing investment, or the best of both worlds, this waterfront townhome delivers a lifestyle, and return - that's hard to match.

3202 Mangrove Point Drive, Ruskin
$429,000
3 Beds ⋅ 3 Baths ⋅ Bahia Beach Twnhms Ph 1a SubDv. ⋅ 33570 Zip Code
Welcome to 601 Bahia Beach Blvd in the scenic, resort-style community of Little Harbor. This 3-bedroom, 3-bathroom waterfront end-unit townhome offers approximately 1,593 square feet of living space, filled with natural light and enhanced by expansive canal views from multiple balconies. Its end-unit positioning provides added privacy, better light, and some of the best views in the community. Currently operating as a fully furnished and actively booked Airbnb, this property is truly turnkey for investors or buyers seeking immediate income potential. The home features an open, functional layout ideal for both short-term guests and personal use, blending comfort with a seamless indoor-outdoor coastal lifestyle. Enjoy direct access to Little Harbor’s resort-style amenities, including a private beach, marina, community pool, fitness center, tennis and pickleball courts, clubhouse, playground, and boat launch. Residents and guests alike appreciate the convenience of on-site waterfront dining, along with close proximity to shopping, recreation, and the greater Tampa Bay area, including St. Petersburg and Sarasota. Whether you’re looking for a high-performing investment, a vacation retreat, or a flexible primary residence, this income-producing waterfront property offers the best of Florida living with built-in revenue from day one.

601 Bahia Beach Boulevard, Ruskin
$489,900
3 Beds ⋅ 3 Baths ⋅ Bahia Beach Townhomes Ph 1a SubDv. ⋅ 33570 Zip Code
Great opportunity in the gated waterfront community of Little Harbor in Ruskin, Florida. This beautifully maintained townhome features a durable metal roof and four spacious terraces designed for year-round indoor/outdoor coastal living. The thoughtfully designed floor plan offers 3 bedrooms, 3 full bathrooms, and 1,834 sq ft of living space. The home feels bright and open throughout, with main living areas that flow seamlessly—ideal for entertaining or relaxed everyday living. The kitchen overlooks the living and dining spaces for added functionality. The primary suite provides a comfortable retreat with an en-suite bath and generous closet space. Multiple outdoor terraces create the perfect setting to enjoy water views, coastal breezes, and Florida sunsets. Located in the seaside village of Little Harbor, residents enjoy true resort-style amenities, including a secluded sand beach, waterfront restaurant with sports and tiki bar, tennis courts, fitness centers, heated swimming pools, deep-water marinas, and dry storage with slip availability. Boaters will appreciate direct access to Tampa Bay and the Gulf with no lifts or fixed bridges. Outdoor enthusiasts can also enjoy kayaking, canoeing, and excellent fishing nearby. Conveniently located approximately 30 minutes to Tampa, St. Petersburg, and Sarasota, with shopping, hospitals, dining, and golf courses close by. Homes offering this level of coastal lifestyle and community amenities are rarely available.

533 Bahia Beach Boulevard, Ruskin
$455,000
3 Beds ⋅ 3 Baths ⋅ Bahia Beach Twnhms Ph 1a SubDv. ⋅ 33570 Zip Code
Experience resort-style waterfront living in the desirable Little Harbor community! This spacious 3-bedroom, 3-bathroom townhome offers a comfortable and versatile layout, ideal for full-time living, vacation use, or short-term rental income. Enjoy water views overlooking the marina from your private balconies, providing a peaceful setting to relax and take in the coastal lifestyle. Located within close proximity to community amenities, this property offers both convenience and an inviting atmosphere for guests and owners alike. Little Harbor is known for its unique blend of amenities, including a private beach with stunning sunset views over Tampa Bay, a community pool, and a full-service marina with options for boat and jet ski rentals. Waterfront dining is just steps away at Hooks Bar & Grill and Sunset Grill. Important Disclosure (Updated as of March 31, 2026): The seller has submitted an application for a potential private dock, which is currently under review with the appropriate authorities. The dock is not approved, not permitted, and not constructed. Approval is not guaranteed. Buyers are strongly encouraged to conduct their own independent due diligence with the county and all applicable regulatory agencies to verify the status, requirements, timelines, and feasibility prior to purchase. With its strong income potential, desirable location, and access to resort-style amenities, this property presents an outstanding opportunity in one of Tampa Bay’s most popular waterfront communities.

465 Bahia Beach Boulevard, Ruskin
$450,000
2 Beds ⋅ 2 Baths ⋅ Ruskin City Map Of SubDv. ⋅ 33570 Zip Code
BRAND NEW ROOF! FLOOD INSURANCE ONLY $1000.00 A YEAR Amazing Price Reduction! Live in your waterfront dream in this Charming Waterfront Stilt Home with Tampa Bay access and Gulf Access! Property appraised at $525,000 in 2025! Discover this lovely waterfront stilt home nestled on nearly half an acre of lush, park-like grounds with 60 feet of canal frontage. Located on a wide canal with direct access to the bay and Gulf, it's a boater’s dream—perfect for both powerboats and sailboats, with plenty of room for turning and docking. While there’s currently no dock, the property offers the opportunity to build one tailored to your needs. Before entering the home’s second level, you’ll be greeted by a spacious covered balcony, ideal for relaxing or entertaining. Inside, you’ll find a bright, open-concept layout featuring a large dining area, an upgraded kitchen, and a generous living space with picture windows overlooking the beautiful backyard and canal. The second level also includes a well-appointed guest bedroom and full bathroom. Upstairs, the third level is dedicated to a private primary suite, complete with en-suite bathroom, offering serene views and a tranquil retreat. Throughout the home, you’ll appreciate the warmth and beauty of cedar walls and ceilings that create a cozy and inviting atmosphere. On the ground level, there’s a spacious screened lanai, perfect for entertaining, along with a 2-car garage. Additional features include a separate garage/workshop with a carport, plus an extra-tall carport ideal for a motorhome, large boat, or trailer. Whether you're seeking a waterfront getaway or a full-time residence, this unique property offers both comfort and functionality in a truly scenic setting.

606 Dickman Drive Sw, Ruskin
$475,000
3 Beds ⋅ 3 Baths ⋅ Bahia Beach Twnhms Ph 2 SubDv. ⋅ 33570 Zip Code
WATERFRONT END-UNIT BAHIA BEACH TOWNHOME. Make this your permanent home, vacation property or investment property. SHORT TERM RENTALS ALLOWED! Located in highly desirable seaside resort of Little Harbor, this RARELY AVAILABLE 3 bedroom, 2 1/2 bath townhome has beautiful water & conservation view from every level of the home ( 4 balconies). You will love the open floor plan with two living areas that are both open to the kitchen, perfect for entertaining with views of the saltwater canal, nature preserve, and TAMPA BAY from your expansive balconies (2nd & 3rd floor). The kitchen offers granite counter tops, wood cabinetry and upgraded appliances. Primary bedroom & two guest rooms are located on the 3rd floor with access to both front & rear balconies. Tandem garage with space for golf cart. This destination offers a resort type lifestyle with a secluded sandy beach, NEW PIER, 2 waterfront restaurants, watersports, tiki bar, heated swimming pool, deep water marina, fishing, dry storage with boat slip availability. This is truly a BOATERS PARADISE with direct access to Tampa Bay leading into the Gulf with no bridges! You can also enjoy canoeing, kayaking or paddle boarding on the canal with an assortment of wildlife. Ride your bike, walk or drive your golf cart to Sunset Grill/ Tiki Bar and see some of the most beautiful sunsets you've ever seen! Conveniently located with quick commutes to Tampa, St Pete & Sarasota. While you feel secluded in this luxurious resort, you are still not far from grocery stores, hospitals, restaurants & golf courses. Not to mention it's less than an hour to some of the best beaches FL has to offer. Don't miss this opportunity to enjoy your own PIECE OF PARADISE! Schedule your private showing today and START LIVING THE DREAM!

3230 Mangrove Point Drive, Ruskin
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